Female led marriage is one of those factors that sits below the radar and continues forever, unnoticed. But may a spotlight could help raise the core of such relationships so that the rest of society could benefit from one of the traits that are usually involved… feelings.

Feelings and emotions are the glue that holds together any relationship. Sometimes that glues just seems to grow stronger as a relationship ages but sadly, more often the story seems to be one of calcifying, crumbling glue that mirrors the quality of the relationship itself. Yet if the partnership is to survive, both the glue and the partnership needs to be resilient and symbiotic, strengthening themselves to strengthen the relationship.

Of course, charity begins at home. Ultimately, each of us is responsible for our own feelings and outlook on life. But even the tiniest life experience will have told you that if someone around you is grumpy, odds are that quite soon you will be too.

Do you feel a reframing coming on? A different way of looking at your life? What are the possibilities if you deliberately attempted to improve the way your ‘better half’ is feeling? What could happen? How could it make you feel? Really? Then what would happen to your relationship? Really?

Often you’ll find that experts in the field of interfering in marital disputes develop an armory… it’s partly to protect themselves, and partly to help the couple to step back and take a fresh look at their situation. Sometimes the contents of that armory are like a good toolkit – lots of tools for use when appropriate. Others structure it more formally – “here’s the ready response to Situation A”. Many of the formal structures include specific steps for the woman to take, and specific steps for the man to take.

Here’s the puzzle. Do a search on your favorite engine and the publicly-available recommendations and suggestions on what each sex should do to make the other feel happy… and discover that they seem to be the polar opposite to traditional roles. Particularly in female led marriage. Some just change the priority, for example ‘tell him/her how sexy s/he is’ rates twice as low on the ‘make her feel good’ scale as it does on the male scale, but others differ dramatically.

This may signal a change in societal mores, or a single strand of tertiary teaching. I don’t know. But one this is for sure… it opens the floodgates for experiment… I hope you enjoy its fruits!

Relationship advice is readily available online at Georgie Maddison’s blog http://www.marriagesite.info. Receive daily headlines by email or RSS… subscribe to relationships, marriage, dating, or divorce… or create a fresh category. It’s time!

Health insurance is at the center of one of the most enduring and prominent social controversies in recent history. With costs rising year after year at an unprecedented rate, and the roster of uninsured continuing to grow as well, the health insurance quandary is at the forefront of the social and political dialog.

For those who are attempting to understand the nature of this controversy it is hard to know where to even begin to look. The health insurance debate spans so many aspects of society; from providers to customers, from hospitals to malpractice attorneys, and from the function of private markets to the role of government in healthcare. However, if one seeks to educate themselves on the many facets of the issue, then understanding health insurance companies is a logical starting point.

It has been over three-hundred years since the concept of health insurance had its genesis. The original health insurance business model was one where the focus was solely on disability. Only injuries that could leave the patient disabled were covered; everything else was paid for by the patient. Amazingly that basic arrangement remained in effect for the next two-hundred years. It wasn’t until the 20th century that the disability model of insurance was replaced with the more familiar, contemporary health insurance; hence, the modern health insurance companies were born.

The essential philosophy on which health insurance companies operate is that they enter into a contractual relationship with their customers. The customers pay insurance premiums, and in return the health insurance companies cover the costs of predetermined medical conditions such as most routine, preventive, and emergency medical conditions. In many cases some or all of the cost of prescription drugs is covered as well.

The obvious reason for people to purchase insurance is that despite the high costs of insurance, the high cost of medical care can be much greater if they are unfortunate enough to become sick or injured. And that scenario does hold true in reality, and health insurance companies frequently pay more in coverage than they collect in premiums for some individuals. To understand how they can do that and still remain profitable then you must understand the basic assumptions under which health insurance companies operate.

The first thing health insurance companies do when reviewing an application for coverage is review the individual’s medical history. The company knows that high risk individuals are likely to incur large medical expenses, and those individuals are generally rejected or offered coverage at an increased premium rate.

Of those who have medical histories that fall within normal parameters, they are offered coverage and become customers. The health insurance companies know that, with the help of some statistical calculation, they can determine the percentage of their insured clients who will become ill during the year, and they charge a sufficient premium that will not only cover those costs but allow for profitable operations as well.

Another way that health insurance companies control expenses and maintain profits is to make the customers pay for a portion of their service at the time it is rendered. That payment is in the form of a co–payment, which is the out-of-pocket expense for which the customer is responsible.

The purpose of the co-payment is multifunctional. Not only does it directly offset some of the expenses, it prevents people from abusing their coverage by seeking unnecessary treatment. If out-of-pocket expenses were very low, or non existent, people would be likely to go to the doctor or pharmacy for the slightest issue or problem; issues that in many cases do not require medical attention.

At the same time, health insurance companies know that if co-payment expenses are too high, people will put off seeking attention, and that could ultimately lead to even more serious problems for the customer and more expenses for the health insurance companies.

Ultimately, health insurance companies seek a balance in all things they do. They seek to find the right balance of price in co-payments and premiums, and they seek the ideal balance of patients who will require predictable needs and consistent premium payments.

They use enticements like exercise or smoking cessation incentives that may cost them a little now, but could save them much in the long run. It is a business model that has evolved over the centuries and continues to evolve to this day, but the basic principles on which health insurance companies operate remain relatively constant.

For more information on health insurance, try visiting http://www.healthinsurancedecision.com - a website that specializes in providing health insurance related tips, advice and resources to include information on health insurance companies.

Because I do in fact enjoy socializing with expatriates such as myself, I have become, in a way, a tourist savant. My neighborhood plays home to several large and glitzy hotels frequented by travelers the world over. Large busses line up outside these hotels, loading and unloading what I can only describe as sightseeing cattle—hundreds and hundreds of similarly-pale individuals who, like mosquitoes, appear to be drawn to bright lights and sweet beverages. Seeing these groups day after day—in restaurants, around offices, at the bar—I have learned to make a number of subtle distinctions that I once quite naively overlooked.

Americans are unmistakable. We’re usually the fattest of the whole bunch and enjoy being loud enough so that in case you did not see our hefty guts, you will most certainly hear them. We generally make little effort to learn the language past the words “hola”, “gracias”, and “cerveza” and when do make the effort to put together phrases, they usually leak out of our mouths sounding butchered and maimed, like they’ve been passed through a hand-powered meat grinder. We bathe in the tubs of excess: our burgers stacked extra high, our digital binoculars donned with super zoom.

In El Cangrejo, hungry taxi drivers love to prey upon American-looking folks such as myself. Beyond just driving taxis, these entrepreneurs are also concierges of sorts: able to point you to the finest strip clubs and massage parlors the city has to offer. They’ll present me a smorgasbord delights as if my simple walk to the grocery store was a jaunt through Sin City. “Hey brother,” they always say. “You want to see some beautiful ladies fighting in oil right now?” As I graciously decline, commenting that it is only ten in the morning and I have some grocery shopping to do, they often go for a last ditch effort: “Brother, I can get you all the beer you ever wanted!” Things like ladies fighting in oil and all the beer I ever wanted, are all at the drop of a dime for a tourist like me, and for this luxury, I feel extremely fortunate.

To blend in a bit more, I made myself a list of things which, if avoided, can spare me some embarrassment and help assimilate quicker. First off, asking where another tourist is from is a no no. The second someone says to me “and where are you from” or “so how are you enjoying your vacation”, they have given themselves away. They refuse to acknowledge that not everyone, even if it may look that way a lot of the time, is down here on vacation. Wearing anything obnoxiously touristy, such as mola-stitched shirts or the all-too-original Panama hat is just asking for it as well. Oh, and if you’re from Europe, please don’t wear your Capri pants or racing style velcro shoes, because they’re just about as obvious as strapping a Guinness to your head and singing football chants.

Panama is also seeing a lot of Canadians, whose “ehs” are really getting under my skin. They take up all the space at the bars asking for Labatts and requesting that the bar back change the channel to some meaningless hockey bout. Busloads of Canadians come in everyday asking if it’s OK to eat the lettuce, a question I’ve now come to respond to with “actually no, it’s not OK to eat the lettuce here. It contains salmonella and will start humming away at your intestine if you ingest even a single leaf.”

Having been in Panama for some time now, most would think I’ve become a local. Most would think I’ve developed a taste for fried hotdogs for breakfast and pickled quail eggs at soccer matches. Most would think I would’ve made lots of Panamanian friends by now, my skin thought to resemble a light beige horse saddle. But none of that is true. I may be considered a Panamanian in some respects: but truly, I’m a tourist at heart.

Ben Dietrich is a self proclaimed jack of all trades, expert in none. He does lots of Panama travel as well as Panama real estate.

With so many different loan options available in the UK market, it can be confusing whether an unsecured or secured loan is best for you. Choosing the best loan for your situation will depend on a number of factors including; your credit history, the amount you would like to borrow, and the length of time (term) you need. Let us briefly review the basic pros and cons of unsecured vs. secured loans.

Unsecured loans are generally used for smaller amounts borrowed and for shorter periods of time. Common examples of unsecured loans include bank lines of credit and credit cards. One advantage of unsecured loans is they can be relatively easy to get if your credit history is good. The main disadvantage of an unsecured loan is they usually carry a much higher interest rate. This higher rate is due to the fact that the lending institution does not have any collateral to guarantee repayment of the loan. This poses a higher risk for the lender, thus resulting in higher interest rates for the borrower.

Secured Loans, also commonly know as Home Owner Loans, have become an increasingly popular way in the UK to borrow larger sums of money. Secured loans are generally used when the loan amount is in excess of £5,000 pounds and the desired length of the loan term is longer (usually 5 to 25 years). As the name implies, a secured loan is tied to an asset as collateral to secure the loan amount. The most commonly used form of collateral for a secured loan is a person’s home. Great care therefore must be taken to consistently maintain payments, as your home may be repossessed if payments fall behind.

Two great advantages of secured loans include their ease of availability to home owner’s and a much lower interest rate than found with unsecured loans. Even if you have a bad or adverse credit history, you can still be eligible for an adverse credit secured loan if you own your own home.

The exact interest rate you will be offered will depend on the size of the loan you are looking to get and your current credit history. The “catch 22″ is that most lenders make you fill out a lengthy form and perform a credit check before giving you a quote. Many people unknowingly damage their credit file by applying to several loans when trying to do their own comparison. In order to get the best interest rate possible and avoid unnecessary credit inquiries, it is advisable to use the services of a loan broker or loan comparison site.

The advantage of using a good loan comparison site is they can instantly compare over 250 to 550 different loans matching your specific requirements, while at the same time not requiring an initial credit check. A good comparison site is one that has a quick and easy form and does not have any kind of declaration, data protection (DPA) or accepting of terms check box. If a website has any of these accepting of terms (Careful - sometimes they are small and already pre-checked), then a credit check will be performed.

Choosing a Unsecured or Secured Loan is a major decision. Make sure you take the time to do proper research and ensure you are getting the best interest rate possible. It will be time well spent and can save you thousands of pounds in the long run.

Steve Jackson is a freelance writer who specializes in loans and financial services. He is currently assisting Secured Loan Review UK as a finance specialist. The Secured Loan Review offers continually updated loan comparison sites and resources on finding the lowest UK Secured Loan rates available. For more information please visit http://www.securedloanreview.co.uk

Exchanging commodities is a centuries old means of investing, trading, and managing money. It is believed by some historians that variances of the modern commodity exchange have been in existence for nearly 800 years. Exchanges that deal with company stocks are a much more recent development. It has been just over 200 years since the first American stock exchange opened on Chestnut Street in Philadelphia, and 190 years since that exchange moved to lower Manhattan and the New York Stock Exchange rang its first opening bell on Wall Street.

In the years since, the fortunes of American business and American investors have been made and lost countless times on the floors of that exchange, and usually with the help of stock brokers who, as members of the stock exchange, act as agents for buyers or sellers by facilitating transactions in accordance with the law. However, recent years have seen a change in the traditional broker-client relationship, and the advent of the Internet has spawned a new group of investors who eschew the help of brokers and try to make their fortunes trading stocks online.

When you purchase stock you are purchasing a share of ownership in a corporation. In the past, stock brokers acted as the intermediary agent that connected the client to the market. Typically, stock brokers would also be Certified Financial Planners, a qualification that allowed them to provide the client not only with market access, but with financial advice and management of their account.

In exchange for the service of the account and access to the markets the brokerage earned a commission in the form of a flat fee or a percentage of the trade, and those commissions could be quite sizable, especially if you were engaged in frequent trading. The desire to eliminate commissions while still accessing financial markets is the primary reason that so many investors can now be found trading stocks online.

The Internet has allowed investors the option of controlling their own financial direction and decisions. By trading stocks online an investor can avoid a significant portion of the fees and commissions that a traditional brokerage would charge - trades can cost as little as $5 dollars - but those savings come at a price. When trading stocks online through a discount online brokerage, the brokerage is only responsible for executing your trades in the market.

When it comes to advice, research, and account management, you are truly on your own. Therefore, trading stocks online is not something that should be entered into lightly. Successful investors usually have experience, expertise, research tools, and a basic market savvy that allows them to successfully, and profitably, navigate the complicated financial world. Investors who lack those skills are not likely to be good candidates for trading stocks online.

A hot tip on a new stock is usually not a good reason to get into trading stocks online. Experienced investors know that today’s hot tips are often tomorrow’s trash, and it takes more than some quick hits to be a successful online investor. However, if you are an individual with a strong financial background and an understanding of markets then you may be equipped to successfully manage your financial future on your own.

However, if you are not sure of the difference between a market order and a market maker, or ex-dividends and earnings per share, then saving money on commissions and fees probably will not offset the trading losses you are likely to incur. Trading stocks online is not for everyone, but if you want to try your hand then the Internet is the easiest way to access reputable discount online brokers who can provide you with the access you need to control your own financial destiny.

For more online stocks information please visit http://www.aboutonlinestocks.com - a popular online stocks website that provides tips and online stock resources. Don’t forget to check out our page on trading stocks online.

Have you ever been working on your computer when you get one of those annoying error messages? The kind that say a serious error has occurred and the program must be shut down. Or, maybe it just shuts down for some unknown reason. Then, when you restart it, it tells you that the program is recovering from a serious error and would like to report this to Microsoft. I am sure we have all seen this, and had it happen to us. So, what can we do about it?

Computer error repair is not something we just go in and start changing things. You never want to change anything in your computer unless you know exactly what will happen. You can really mess some stuff up, and might not be able to get it to run correctly again unless you reinstall the operating system. And, we do not want to get to that point. Just to reiterate, do not change anything on your own.

Now, we know we are not supposed to change anything on our own. But, we never did fix the errors. I guess we could take it in to the shop and have someone charge us $100 to find the problem. They will fix it, but believe it or not, you can do the exact same fix from home. And, for a fraction of the cost.

The problem is with your registry keys. Something has gone bad with a registry key, or 20 keys, and needs to be fixed. The best way to fix this is to run computer error repair software, and let it tell you what is wrong with your computer. And the best part about this software is it will tell you what is wrong, and then will fix the problems for you. The program will also back up the registry keys configuration before it makes changes. This way, in case something strange happens, which I have never seen in 2 years of doing this, you can reinstall the backup registry keys.

I would recommend not taking the computer to the shop. For your computer error repair, just try a registry cleaner. It just might save you a bunch of money, and get your computer up to speed again.

Michael Baker is a Computer Optimization Technician, and recommends getting a Free Computer Scan to fix any problems such as computers freezing, locking up, restarting for no reason, and getting the blue death screen.

You are considering purchasing an ATV. So, there are a few questions you need to ask yourself. Are you going to use the ATV for pleasure or work? What is your price range? Where can you find ATVs for cheap? We all want to find a great bargain on something that we really want – ATVs are no different.

Before you start your search for ATVs for cheap, you should check the ATV Kelly blue book. This will give you a good idea of current ATV prices. It will also give you a tool to either narrow or broaden your search based on the price range you already have in mind.

One way to get a good deal on an ATV is to find a used ATV. You can find good quality ATVs for cheap this way, but it takes a little research and investigation on your part. You can start you search in the local newspaper classified ads. You will find a variety of ATVs available at a variety of prices. The ads should include a description that will help you determine what you are looking for.

You can also search online. There are online classifieds sites, and you can always check eBay. Again, these sites should have pictures and descriptions to help you narrow down what you are looking for. Before you purchase a used ATV you should inspect it closely. Go to the owner, check out the vehicle. Do not rely on their word and a picture. You never know how old that picture is.

You can also find new ATVs for cheap. It all depends on the brand that you purchase. Some brands like Kazuma and Jetmoto are inexpensive market leaders. They produce a quality product at a reasonable price. The bottom line is finding a manufacturer that makes a good quality product. Not all inexpensive ATVs are ‘cheap.’ Often, companies that offer a less expensive ATVs are able to do so because they use moderately priced parts, have lower production costs (lower hourly wages) and spend less on marketing and advertising campaigns. When they spend less they are able to pass that savings on to you.

Again, this is going to take some investigative work. Talk to you friends and relatives, anyone who may have had some experience with the brand that you are considering. Check their website. Talk to your local dealer. You do not want to purchase an ATV that is going to cause you more headaches than laughs.

Be smart about the purchase that you make. If you are going to use your ATV for work only, you don’t need it to be flashy or fancy. Less frills means you will be able to find an ATV for cheap.

There are also ATV salvage yards where you can find ATV parts and ATVs for cheap. However, the salvage yards are typically for those adventurers looking to make custom changes to their ATV or custom build an ATV from the ones at the salvage yard.

Whether you by new or used ATVs for cheap, what is going to make the difference is how you care for it. Take care of your ATV. Keep up the routine maintenance. The longer it lasts, the better your value is going to be.

For more ATV uses please visit http://www.atvexcitement.com a popular ATV website that provides tips, advice and ATV resources. Try visiting our latest information page on cheap ATVs.

There are over 73 million active domains online. But there are more than 152 million inactive domains. What can you do to avoid having your e-commerce site become one of the millions of inactive sites? You have to use words to convince visitors to come back to your site. Visitors have to identify your text as information, humorous, shocking, etc, in order to stamp an image in their heads about your website.

Create an image with words. That’s easier said than done. It’s going to take something that you might not have a lot of. Take some time to read over your entire site. Read critically as if you have never seen these words before. Then, jot down some notes or a paragraph or two about the image you perceived from your words.

Go back to your business plan and read it over. Read over your mission statement. Is the image you created with the words on your site consistent with the image you created with the image you set forth in your business plan? Maybe not, but that’s quite alright. Your business may have encountered some bumps along the way that have helped you mature as a business owner. Now, you probably have a more precise and clear picture of your business objectives and the image you want to portray.

Solidify your re-established brand or image with more precise words in your web content. Some pages may have to be completely re-written, and others may need select edits. In some cases, you may elect to add content: articles, fillers, jokes, product reports.

Editing select words is harder than adding new pages. It normally takes me longer to edit than writing completely new web content for my clients. Usually what happens is you change words like “profit” to “money” or “guarantee” to “promise” and realize after reading the entire text that it doesn’t flow. You continue to make various changes over and over again until you tweak it to fit your image.

Write the whole page out by hand instead of deleting and replacing certain words. Handwriting helps you perform a more thorough cleansing of the text. You add the right words in the write places. My advice is to plan a complete re-write of every page that doesn’t work. It can make the difference between 2% sales conversion and 4% sales conversion.

Adding content like articles, reports and press releases adds another dimension to your website. It gives information. Information sells on the internet almost as well as sex. That’s what people go online for. Information. Inform them. Update the information as frequently as possible to give them ample reason to come back. Make sure the information is consistent with your online image.

Yasheve Miller is a Copywriting and Marketing Specialist whose primary focus us to generate leads and convert prospective customers into sales for his clients. http://www.yasheve.com makes small businesses competitive with branding and marketing campaigns tailored to each individual business.

The structure of a poem is essential. Structure pertains to observing a poem’s patterns in lines and stanzas. The way a poem is presented visually, and the way the poem sounds can affect the way the reader comprehends and perceives the meaning of your poem. Whether you are reading or writing a poem, you should pay close attention to the line breaks and the patterns within each line. There’s always reasons why writers use line breaks where they choose to, and reasons why writers describe things in the manner they do throughout a poem.

Narrative poems are poems that tell stories. They reveal a particular degree of detail when it comes to structure. It is helpful to contemplate why the poet focuses on certain aspects and decides to not address others. Analyzing the lines and considering why could reveal something important about the story being told in the poem.

Poems that aren’t narrative can be more difficult to analyze. The events aren’t always set in chronological order and things aren’t always evident to the readers. Sometimes the events used aren’t even related to one another which can make it tricky to analyze.

As you read the poem, look at each line separately. See if you can notice any patterns that develop. Below you will see some common patterns. Ask yourself these questions and think about some of these things next time you analyze a poem:

Visual Patterns: Analyze the poem’s appearance on the page. Does it seem to represent anything?

Rhythm and Meter: Analyze the rhythm and meter of the poem. Does either thing change how you perceive the speaker or the tone?

Rhetorical Patterns: Do the words or phrases follow a similar format or persuade you by their choice of language?

Rhyme: Think about the importance of the ending words in rhyming poems and in poems without rhymes. What is the writer trying to connect within the end of each line?

Patterns in Sound: Onomatopoeias, alliteration, and assonance create sound effects. Why would the writer choose to use them where he or she did?

Alliteration- Repeating initial sounds in surrounding words:

Time twists together
Dreams stream in depths of darkness

Assonance- This device is used to stress words or imagery. It’s similar to alliteration. Repeating vowel sounds in a poem: road & boar, farther & harder, partial & facial

Onomatopoeias- Using words that sound like what they mean: Bees buzzed through the air. Bees make a sound which resemble the sound of the word buzz.

Challenging yourself to use different poetic devices, forms, and meters can teach you to grow in creativity.

Lexi is an author on http://www.Writing.Com which is a site for Creative Writing.

A disturbing trend is emerging as more moms are making the decision to stay home and raise their children. Some of these moms are falling prey to work-from-home scams.

Stay-at-home-moms are particularly vulnerable to these “get rich quick” schemes. Most held paying jobs before their child was born. Often emergencies and sudden extra expenses take them by surprise, even through they planned financially to quit work. These expenses can deplete the cash reserves they set aside, making some mothers desperate to earn extra money.

The number of work-from-home scams is mind-numbing, but they all share some very easy to spot clues. All you have to do is look for the warning signs before you sign up.

The opening paragraph claims you can make hundreds of dollars a day working from your home, even if you only work part-time. Any time you are told something that sounds too good to be true it should raise a big red flag and make you want to do more research before you shell out any cash.

The ad claims you do not need experience to earn tons of money. In the real world, jobs are filled based on work experience and education. The better your experience is, the better your pay will be. So anytime someone tells you no experience required to earn thousands of dollars be wary.

The ad has a lot of capitalizations, yet is not clear about what the job is or entails. Bold claims with little substance is the center stone of a scammer’s ads. They will promise you the moon if only you will send them money.

You have to pay a fee or purchase some information to find the businesses who will pay you the huge fees to work from home. While many direct sale companies require a fee to set you up as a distributor of their product it is usually nominal. The ones you have to watch out for ask for hundreds of dollars for contact lists or books that will tell you how to make money.

You must call a 900 phone number in order to get more information or sign up. 900 numbers charge the caller. This means you are paying for every minute you are on the phone, even those moments you spend on hold. It is a win-win situation for the scammer.

If you do talk to someone, you are pressured to sign up immediately before you can think it through. High pressure sales tactics is how many people are sucked into giving up their hard earned money. Sales people are trained to make the caller feel stupid if they say no or make them believe they will miss out on the deal of the lifetime if they hang up.

You must convince other people to sign up in order to make any money. This is the most offensive of all scammer’s tricks to me. Not only are you in danger of losing money, but you are expected to put your friends and family at risk. If you can only make money in this manner, it is not a business. It is Multi-Level Marketing. These are also known, by both authorities and victims, as pyramid schemes. The only people who profit from these types of “businesses” are the people at the top.

Before you send in a single dollar, always check out any business venture. Contact the Better Business Bureau to find out if there are any complaints against them. Do an internet search using the company’s name, paying special attention to any sites that have complaints against the company or their practices.

If you find you have been taken, try to get your money back. Write a letter to the company asking for your money back. Send this certified mail, return receipt requested. If they refused, then report the company to the Better Business Bureau and the Consumer Protection Association of America. If the company contacted you through the mail also contact the Post Office Mail Fraud Department. But realize you may never see any of your money again.

Work-from-home scams have been around for years, but if you are careful you can avoid the crooks. Always check any new business venture out before you sign up and keep your hard-earned money where it belongs, with you.

Dawn Arkin is a freelance author of articles and fiction. This article has been submitted in affiliation with http://www.Facsimile.Com/ which is a site for Fax Machines.