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Pinch punch first day of the month, no returns. Well for solicitors and lawyers looking for Solicitor Insurance on October 1st each year (the date when most policies are due for renewal) the Solicitors Insurance season often brings with it a fight between various insurance brokers and insurance companies fighting for a slice of the Solicitor Insurance PI (well the Professional Indemnity Insurance PI anyway).

One of the UK’s Leading Solicitor Insurance Brokers has however produced 4 Secrets that if followed could mean solicitors and legal firms can benefit from saving time, saving money and not having to deal with any pinches or punches - and no returns!

This article looks at the third secret in a series of 4 which solicitors looking for the best deal on their Solicitor Insurance should read. Here goes:

Secrets 1 and 2 focused on being honest regarding price and making sure you use experts to provide your Solicitor Professional Indemnity Insurance. Secret number 3 though actually looks at something you can do to make sure you find the right insurance provider and ultimately the right policy for the right price.

The third secret is to making sure you get the best deal and service is to ask questions. So many solicitors, lawyers and people in the legal profession ring around looking for solicitor insurance and spend the entire conversation answering questions. Secret 3 is therefore to ask questions to find out if the insurance provider you are speaking to not only offers you the right cover and premiums but also the right level of customer service.

Types of question you might want to ask are:

In the event of a claim what will they do to help you and to ensure your claim is settled as quickly and as favourably as possible?

Do they just give you a telephone number and leave you to it or do they offer help when you most need it?

Are they experienced?

How long have they been trading?

If it’s a Broker, which Insurance companies do they use?

Again, if they are Brokers are they independent? That is, do they have access to numerous policies and insurance companies or are they tied into just one?

By getting answers to these questions you can then a make a decision on whether you would like to deal with them (and whether you trust them to act on your behalf). We all prefer to do business with people and firms we trust and like so ask question and make sure you and your firm gets the best deal and service possible when buying your Solicitor Insurance.

Solicitor Insurance - 4 Secrets for a happier October 1st brought to you by Northern Counties Insurance Brokers. For further information about Solicitor Insurance visit http://www.solicitorpi.com

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One of the challenges that new eBay sellers face is identifying a market niche. Just the thought of having to find a niche that can provide the sales to make money on eBay can be scary indeed. Yet unless a new seller is extremely lucky the effort to identify the right niche is critical to success.

If your goals are to make money on eBay and to have fun while you are doing it, then there are some basics that need to be considered. To find the right niche for you, look for niches that meet the following:
–Something that you know already. Having a solid background in the target niche will make things much easier for a beginner. Rather than learning online marketing, eBay, the market niche, and the product from scratch your expertise will make learning much easier.
–Something that you enjoy. It takes more than simply knowing about the niche and the products. It needs to be a niche that you enjoy. Just because you spent thirty years working at something and you know it well does not mean that it will be the perfect thing for you to do in the future. Select something that is fun and interesting to you.
–Something with ready, willing and able buyers. Having expertise and having fun are both important. However, it does no good to enter a niche with products that will not sell if you plan to make money on eBay. All that you will find is a great deal of frustration.

Make money on eBay while working in a market niche that is fun and interesting to you. Make sure that there are buyers with problems that they want to solve, and that they can afford to solve. Make sure that you have the right solution to their problem. With proper research and testing you will soon be on your way to operating a successful eBay business in a great market niche.

To Your eBay Success!

To read my free e-report “Dropship Facts” check out http://www.onlineauctionsmadesimple.net
Bob Hamilton is an entrepreneur, writer and consultant. Bob sold his brick and mortor store to sell on eBay and has been helping others to get started on eBay ever since.
http://www.openingadollarstore.com

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For lawyers, solicitors and legal professionals the date of October 1st is perhaps more memorable than for most as it’s the date in which their Solicitors Insurance and Professional Indemnity Insurance is due for renewal.

And as people in the legal trade are extremely busy people one of the UK’s Leading Solicitor Insurance Brokers have produced 4 Secrets for firms looking for Solicitors Insurance. Secrets that when used can save solicitors and lawyers time and money on their Solicitor Professional Indemnity Insurance.

This article looks at Secret number 2 which is based around making sure you use a specialist or expert to sort out your firms insurance. Here goes:

Secret number 2 to getting the best deal on your Solicitor Insurance really is common sense but you’d be amazed how many law firms and solicitors fail to make sure it happens as they are just focusing on the price. The second secret for a happier October 1st is therefore make sure you use an insurance broker or insurance company who understands the Solicitor Insurance market and who understands your needs.

You can establish this in a number of different ways including:

What type of questions do they ask?

How do they ask them?

How do they react to what you’re saying?

Do they enter into a conversion about your business? (it’s good if they do because the more they understand you and your needs the better cover, premium and service they might provide)

Is the conversation very scripted?

Do they have a website? And if so does even mentioned how you can benefit by using them for your Solicitors Insurance?

Find the answer to these types of question and the chances are the insurance provider you choose for this years Solicitor Insurance may well be able to save you time, save you money and make sure you and your firm gets the Solicitor Professional Indemnity Insurance protection you need.

Solicitor Insurance - 4 Secrets for a happier October 1st brought to you by Northern Counties Insurance Brokers. For further information about Solicitor Insurance visit http://www.solicitorpi.com

Power Factor Correction has been commonly used in North American industry for some time and recently has started to become popular in the residential sector as well. The real question is how can improving power factor benefit our environment?

To start, I guess we need a better understanding of what power factor is. Power factor is simply a measure of how efficiently we use our electricity. It is the difference in how much the utility is supplying us (or demand) versus how much we actually use to perform work (real power). Power factor is commonly displayed as a percentage or a decimal between 0 and 1. Ideally, a power factor of 1.0 or 100% would ensure that we waste no power. Realistically this cannot be achieved, but any increase is a positive one.

Poor power factor is created by inductive loads, which simply put create a current in the opposing direction. This opposing current renders portions of the energy being sent to you unusable for productive power. This unused energy must be dissipated somehow and results in the form of heat. The use of capacitors help to compensate for this inductance (or opposing current) making more of the energy usable.

So how does this affect our environment? Well, whether we’re using this energy productively or not, the utilities are still required to send it to us. Improving power factor reduces the amount of wasted energy and therefore allows us to reduce the amount of energy we need to generate. If the generation of energy is cause for about 75% of green house gas emissions, reducing the total energy demand of a region by 15% would result in a reduction of emissions by about 10% overall.

If that’s not an environmental impact, I don’t know what is!

Nathan Scoville

Powermedix.com

A term that gets bandied about in our industry among voiceover artists, producers, casting directors, etc. is “money voice”. But, what IS the “money voice”?

Easily defined, it is that voice that clients seem to respond to best. It is your voice, style, delivery, interpretation that sells the client’s wares. It is that voice that is uniquely you. It’s also that voice that you can reproduce without thought or effort. It is you, the whole you and nothing but the you. And, every voiceover artist has one.. However, sometimes it is difficult to be objective when it comes to selecting our own “money voice”.

Keep in mind that what we perceive to be our “money voice” may be very different from what others perceive it to be.

But, it’s not difficult to determine just what our “money voice” is. We do this by reviewing our past work and by collecting comments or suggestions from our clients. To be sure, clients aren’t always on the money and often fail to realize our true potential and range. That doesn’t make them wrong or ignorant. While we may not agree with others’ opinions about exactly what our “money voice” may entail, it’s extremely important to understand that they know what their clients want. And, if you’ve worked with them for any length of time, they’ll have a good understanding of what it is you can deliver for their clients.

You may have a completely different idea of what your “money voice” truly is - and here’s the kicker… you may be right! The double kicker… so might they!

Now what?

Market your demos accordingly. Determine your “money voice” based upon all the factors and considerations. Then, it’s a good idea to begin your demo with your “money voice”. Many producers also suggest you end your demo with another example of your “money voice”. Demos may absolutely be the most difficult element of your marketing strategies - and the most crucial. Think about it. If your demos aren’t getting you work, what’s the problem?

It may or may not be your demo. You’ll have to make that determination. Some voiceover artists seem to continually tweak their demos which may or may not be a good idea. Even worse, it could be a waste of time and effort (other than the editing practice). You want the mass appeal from your demo. But, it may be that one track in the middle or near the end that brings in that lifelong, lucrative client. If that track is at the end of the demo presentation and the prospective client doesn’t buy into your “money voice” up front, it may never get heard. Oh, what a dilemma we conjure with our demos. How do we get around this?

While the demo is the most important element of your marketing strategy, it is only one element. It’s an entire marketing package that renders the optimal results.

You need to write great introduction letters/e-mails to prospective clients to entice them to even listen to your demo. A personal website, free and devoid of disconnected advertising is a must in the 21st century.

Your name must be splattered all over your marketing elements. It has been said that it takes seven repetitions of your name or your company’s name before anyone will ever have a chance of recollecting it. This is also why the biggest and most successful of businesses seem to run their messages into the ground. Ever said, “If I hear that spot one more time, I’m gonna throw the radio/tv out the window”? Of course you have. We all have. But, we do remember who drove that image into our brains, don’t we? This is also the message that many advertising account executives relay to their customers who counter with, “Nah - advertising doesn’t work for me - it’s an expense I just don’t need”. For the intelligent business operator who counters with the above, a brief reminder of how Coke, McDonald’s, Microsoft, etc. constantly bombard us with their message accounts for their huge market success usually does the trick.

We each have a unique ability to deliver the intended message in our own unique style and way.

Doc Phillips has been providing voice work in one way or another for 30 years. He is also an internet entrepreneur who hosts and manages several sites. He built, maintains and “markets” his website, http://www.docphillips.com

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Slovenia is a country that surprises visitors with its unspoilt countryside and varied landscape in a small geographic area, while the uniqueness of your country often lies in the rich tourist offer of its region, which may, at first glance, seem hidden from the eye.

In addition to the unspoilt countryside, the rich cultural life, the varied tourist offer, the excel-lent gastronomy and outstanding wines, tourists are again and again surprised by the hospitality and friendliness with which peoples in Slovenia welcome their guests.

There is a full range of overnight accommodation options in Slovenia. Visitors may choose a hotel, apartment hotel, garni hotel, motel, guest house, villa, bungalow, apartment, private room, tourist farm, mountain lodge, youth hostel or campsite. Most accommodation are opened all year round.

Hotels in Slovenia are categorized from one to five stars in line with international standards and those of other hotels in Western Europe. Hotel reservations may be made directly with the hotels. You can book your hotel room also via tourist agency or by faxs or e-mail.

You can get pricelist of Slovenia hotels at different places. A hotel price list is published annually in Slovenia and may be obtained from Slovenian representative offices abroad, Slovenian tourist agencies or from the Slovenian Tourist Board.

Younger visitors may find accommodation at youth hostels at Bled, Ptuj, Piran, Nova Gorica and Ljubljana. Student accommodation is also open to tourists at very reasonable rates during university summer holidays in larger towns and cities across Slovenia.

Kurnik Edi is a travel consultant and writer, specialising in less well known destinations in Slovenia. If you want to avoid the tourist traps and see more of the real Slovenia visit his site, Explore Slovenia

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The decision has been made. Your beautiful home is now adorned with the most beautiful Bahama Shutters this side of heaven. They are hung from the top of the window and add a beautiful look to the window and the home. And because they are hung from the top of the window they also take on the role of an awning. They have long been popular along the coast, in tropical areas and (go figure) in the Bahamas and for very good reasons beyond their storm protection. They open enough to let air in but block the harsh sun that can fade furniture and heat up the interior of the house.

It’s all you can do not to set up your desk outside just to admire your perfect selection of color and design. Trips to the mailbox are no longer a chore, especially that long slow walk back towards the house. My goodness you are a decorating guru.

Now do yourself and me a favor. Walk up to the Bahama Shutter to get a side view. What do you see? If it is an unattractive metal looking poll there is more work to be done. From this point forward you will not be able see those incredible shutters in quit the same way. Sorry about that but you need to hear the truth. Most Bahama Shutters have one important but very fixable ‘ugly’ issue, the supporting brackets and hardware. The current designs are extruded aluminum, and cheap stampings, durable but ugly. Here you have this incredibly beautiful and incredibly awesome looking shutter/awning with this aluminum arm that looks like it came off an old beach folding chair.

But there is good news. There is an outstanding and beautiful alternative to those ugly aluminum arms that attach the shutter to the house! However, trying to find an esthetically attractive aluminum arm can be a challenge. Some shutter companies and decorative hardware stores have started to offer new choices in Bahama Hardware, including decorative support brackets, brass support pins, and rods with a colonial flair. These new designs come already to hang in black or white but are also paintable, allowing the homeowner to match the color of the hardware to the color of the shutter. Dress up your Bahama shutters. Dress up your home. Get rid of those ugly plain aluminum arms and hardware!

Mary Barrett President The European Hardware Company (EHC) & Lynn Cove Foundry and Forge
800 975-7089 info@europeanhardware.net http://www.europeanhardware.net

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For most Solicitors and legal firms October 1st each is synonymous with the date in which their Solicitors Insurance and Professional Indemnity Insurance is due for renewal.

And in the days, weeks and months leading up to October 1st they could well be contacted by numerous insurance providers all wanting a slice of the Solicitors Insurance PI.

These 4 secrets have been produced by one of the UK’s Leading Solicitor Insurance Brokers and are aimed at providing you and your firm with the knowledge, the time and the secrets to getting the best deal on your Solicitor Professional Indemnity Insurance premiums without wasting your valuable time.

The first tip to make sure your get the very best deal on your PI Insurance is one that many solicitors and lawyers may not realise works but it really does so here goes.

In the run up to October 1st you will no doubt be approached by a few alternative insurance brokers and companies all offering to try and get you the best deal. And assuming you would indeed like to save some money then tip 1 number is as follows.

When they ask you what you paid last year or what your best premium is (and they probably will ask this question) then tell them. That’s right, be totally up front with them and tell them exactly what you’ve quoted elsewhere.

This may not sound right but there are 3 main reasons why when buying Solicitor Insurance you would want to do this.

1. If you tell a good insurance provider your premium they should pretty much know straight away whether the premium is too high, too low or about right. Based on this information they can give you an immediate indication if they can get a lower premium. If they know they can’t they can tell you and save you time.

2. Another reason you should tell the person if they ask what premium you’re paying or have been quoted is because many insurance companies won’t give you the best price unless they have a price to beat. Let me say that again, if you don’t give your insurance broker or insurance company a price to beat, the chances are you won’t get the best premium. However, if you do tell them, they can use this information when dealing with the insurance company which ultimately can save you money on your solicitor insurance.

3. The final point on this matter is don’t be tempted to make up a price in the hope that you will save even more money. For example, the law firm of A Solictor & Partners are looking for Solicitor Professional Indemnity Insurance and last year they paid £7000. They’ve seen in the media recently that Solicitor Insurance premiums are falling so they want to see how much they can save.

Therefore when asked the question of “What did you pay last year” they decide to go in low and say £4500. By doing this most companies will know the price seems low and many won’t even provide a quote. Whereas had they been up front and said £7000 there’s every chance they could have saved some money. Therefore secret 1 is be totally honest when looking for solicitor insurance as it’s the best way to make sure you get the best premium. Give it a go…it really works.

Solicitor Insurance - 4 Secrets for a happier October 1st was written by Mark Burdett, Marketing Manager of Northern Counties Insurance Brokers. For further information about Solicitor Insurance visit http://www.solicitorpi.com

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That’s right; become an eBay buyer before you even consider becoming an eBay seller. Becoming an eBay buyer first accomplishes a variety of things for you. First you gain more valuable information about eBay and how it really works. Second by being a buyer you gain insight into how buyers want to be (and should be) treated. Finally you establish the beginnings of a positive feedback record. This is a sound formula to get you started to amake money on eBay.

You cannot know too much about eBay. In fact the more you know and the better you know the information the more likely you are to be a true success. Read the terms, conditions and policies as well as details about buyer and seller tools. Amake money on eBay by really investigating everything about the eBay site.

One of the keys to short term and long term eBay success is customers. For most sellers treating their customers exactly as they would like to be treated is important. How better to know how you want to be treated than to become a buyer and go through the entire process with a variety of sellers. You will have positive experiences and you will have negative experiences. Learn how you want to operate your business to amake money on eBay through those experiences.

Positive feedback determines sales success. In fact you cannot imagine the impact that a negative feedback comment will have on your success. The number of bidders for your auctions will instantly decrease. Sales will instantly go down as well. Neither of those are in your plans if you hope to amake money on eBay.

To your eBay success!

To read my free e-report “Dropship Facts” check out http://www.onlineauctionsmadesimple.net
Bob Hamilton is an entrepreneur, writer and consultant. Bob sold his brick and mortor store to sell on eBay and has been helping others to get started on eBay ever since.
http://www.openingadollarstore.com

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Do you need a few carpet cleaning how to tips?

Do you avoid inviting friends and family to your house because of
unsightly carpet stains and embarrassing carpet odors?

Do your children and pets always seem to track mud across the
carpet?

Do your children –or perhaps you — spill drinks on the carpet
on an almost daily basis?

If you would like to end your dread of dirty and smelly carpets,
relax and follow these three simple carpet cleaning tips for
keeping your carpet stain free and for carpet odor removal.

Carpet Cleaning Tip #1: Routine Maintenance for a Longer Life

Vacuum your carpets on a regular basis. Dirt, pet hair, and
other grime accumulate in the carpet fibers resulting in dirty
looking carpet and problems for allergy sufferers. If the dirt
and grime is left to build up, your carpet can become damaged and
it will be more difficult to thoroughly clean.

Carpet Cleaning Tip #2: Clean Spills Immediately

Clean up spills immediately to avoid odors and stains. If a
solid substance –food or animal waste — is the problem, use
paper towels to carefully remove the mess before cleaning the
carpet. Take care to lift the mess straight up without further
rubbing it into the carpet. Once the problem is removed, begin to
clean the spot with plain water and paper towels or clean rags.
Blot the area with the paper towels and then using the towels,
move in a circular motion clockwise and then repeat going counter
clockwise to remove all traces of the mess. Avoid scrubbing the
carpet spill as this may damage the fibers of the carpet.

Carpet Cleaning Tip #3: Use the Mildest Form of Cleaner Possible

If plain water does not remove the spill, combine water and a
small amount of mild liquid soap. This solution should help
remove most stains. However, if you still can’t get the spill
clean, consider a chemical carpet spot remover. Remember that
chemicals can damage carpet fibers and products designed
specifically to remove carpet stains may contain dangerous
chemicals.

Use chemical products sparingly. Make sure you work in a well
ventilated area and wear gloves. Before using a chemical cleaner,
test it in a hidden area to make sure it will not discolor or harm
your carpet . To clean the spot, apply a small amount of the spot
remover to a rag and wipe gently in a circular motion. Rinse with
clean water and blot dry with more rags. Remove as much water as
possible to avoid mildew or carpet damage.

Taking the time to clean up spills immediately will prevent the
unsightly carpet stains and embarrassing carpet odors that may
prevent you from enjoying the company of friends and family in
your own home.

Carpet stains and carpet odor cleaning — YUCK! But it has to be done. To get rid of smelly carpet odors and carpet stains, check out these easy-to-follow carpet cleaning how to tips that really do work. Get more home improvement tips and strategies here.