Sometimes for reasons that are completely out of your control, like having a job that requires late nights or an unavoidable need to party until the crack of dawn but when the dark circles make you look like a deranged badger then its time to take emergency measures. Unfortunately there’s no effective way to get rid of them unless you peel off your skin. But here are some remedies you can try.

You can put raw potato or cucumber slices on your eyes. This is probably the most popular remedy, one your mom undoubtedly recommends although it’s enough you don’t ask when or why she would ever need it. Unfortunately the cooling effect of the cucumber doesn’t work fast enough to get rid of the dark circles in time for a date. In which case you can try some concealers at your local department store.

You should test the best colors before you buy any concealers. Choose one that’s a shade lighter than your foundation. If your circles are dark enough to look like your wearing a mask, go 2 shades lighter. Some of great concealers are Revlon New Complexion Concealers, Estee Lauder Smoothing Skin Concealer and Neutrogena Smoothing Skin Stick.

Now these are all after the fact that you have these hideous dark circles but the adage that an ounce of prevention is better than the cure is particularly apt in this case. If you really want to prevent puffy eyes and circle under the eyes then sleep well. Its that simple. There is no substitute for getting a good night’s sleep. You should also avoid getting stoned drunk every night. Or keep drinking water the whole night if you are out late. Drinking a lot of water can help prevent the dark circles.

Amy

Visit us at http://www.internationalstyle.com/

UK land represents some of the best investment land available. These eight facts, presented by a land planning and land investment expert, will tell you what wise investors already know about investing in land

1) Investing in UK Land is a real asset

You can see, use, and most importantly, build on investment land. You hold the legal title deeds to your investment land as surety. There are no complicated concepts in land investment, just a burgeoning demand for a finite amount of UK land.

2) Investing in Land yields strong returns

A finite supply of UK land partially explains its historically rising value, and implies it is unlikely to depreciate. Mark Twain said, “If something is unable to be manufactured and the underlying demand for it is constant, then its value will tend to rise.” Demand for UK land is, at the very least, constant. The property market increases reflect soaring demand for houses from an ever-growing population. Therefore, investing in UK land offers strong returns. It is reasonable to achieve the equivalent of 30-35% annually in a 5-year land investment project. This equates to compounded returns of around 400-450%. Such returns are hard to realise with other UK investments.

3) Land Investment is an investment in “the real world”

The value of property assets is clear and transparent. This is not the case with all UK investments, such as derivatives. Even with traditional equity investments, the average investor rarely knows whether the equity is genuinely under-valued (buy signal) or over-priced (sell signal).

Stock market scandals resulting from accounting malpractice highlight the limitations of the average investor’s understanding of their exposures. UK land investors are usually already active players as homeowners, so they already have some market experience.

4) UK Land has a lower entry point compared with buy to let

The price tag on a typical UK property is around £200,000. A plot of UK investment land that offers substantially larger relative returns is priced at just around £10,000! Remember that the Iron Law of Investment is diversification, commonly known as “Don’t put all of your eggs in one basket.” Because land investment has a significantly lower entry level than property, wise investors can more easily practice the Iron Law.

A typical UK investment requires around £200,000 but a diversified land investment portfolio could be created for less than £50,000! Investing in land, with its lower entry point, therefore gives the investor more ‘chances’ to pick a lucrative UK investment. However, it is by no means essential to build a huge portfolio of land investments: the key considerations for anyone considering investing in land are two-fold: choosing good quality UK land, and choosing a good land investment provider. The 12 Land Investment Guidelines, located at http://www.land-investment-uk.com/homepage/index.html will help you make these two choices.

5) Investing in Land capitalises on UK’s housing crisis

Investing in land is the most lucrative means of capitalising the UK’s housing crisis. Supply pressure is being felt in both affluent and less affluent areas up and down the country. The number of UK council homes has fallen sharply over the past 25 years, while homes rented from social landlords has increased dramatically, and owner occupation has doubled.

The combined effects of the above factors make investing in land a sensible choice when allocating assets in a UK investment portfolio.

6) Investing in land is passive and hassle-free

All UK investments demand careful consideration when entering and exiting the investment. However, some UK investments also demand active management during the life of the investment (e.g. equity and commodities trading). Land investment, on the other hand, is entirely passive, which makes it popular with many investors. Investment land is easily managed and investors should be fully apprised of their investment progress.

7) Land Investment has low volatility of returns

Volatility of land investment returns is an important consideration. It refers to the extent to which the value of the investment rises and falls in its lifetime. Less volatility makes it easier for the investor to know their wealth at any given time.

UK Land investing is not volatile and is actually relatively predictable. The value of a land investment tends to follow a linear path: in a 4-5 year project, the value of the land investment in years 0-3 will tend to rise relatively modestly by the effect of ‘organic growth’, (what we commonly term ‘inflation’). The land investment typically rises sharply in value during years 4-5 (should permission to build on the land be achieved). The land investment may be divested of at this time for maximum profit.

The wise investor knows that they can more easily estimate the future value of their portfolio with land investments than with other asset classes. The land investor can plan for critical future funding requirements such as school and university fees, retirement planning, and healthcare expenses. More concrete future planning may not be so easy if the investor has exposures that are more volatile than investing in land.

Investing in land creates real wealth by compounding returns

As we have seen, returns of 400-500% in a 4-5 year project cycle are entirely possible if an investor chooses good UK land and an experienced land investment provider. Therefore, an initial investment of £10,000 could grow to £50,000. If these returns are then reinvested into another land investment project with comparable returns, then the initial land investment could grow from £10,000 to £250,000.

Some of the most successful individuals are enjoying the financial benefits from compounding in land investment. This approach requires a slightly longer-term view, but the rewards are significant. Compounding in land investment can offer more than just good investment returns: it can create very substantial wealth!

Leonard Montgomery is a Land Planning and Land Investment expert based in the UK. He enjoys sharing his expertise with common men and women to help them avoid the pitfalls of land investment and land planning that he experienced first-hand.

For more advice about UK Land Planning or investing in land in the UK, click here: http://www.land-investment-uk.com/

For more help navigating the many opportunities and pitfalls in Land Investment UK, including The 12 Land Investment Guidelines please visit http://www.land-investment-uk.com

In another article about becoming an Internet Infopreneur, I shared five reasons for why you should consider creating and selling information products online. Just in case those are not enough, here are another six juicy benefits every infopreneur enjoys - and you can too.

6. Can be set to run hands-off.

Don’t you wish you could be lying on a beach, sipping pina coladas, while your business chugs along raking in millions?

Well, maybe you won’t be carrying the green stuff to your bank in sacks. But fully automated income streams running completely on auto-pilot with zero effort on your part are a ‘dream come true’ for many infopreneurs - including me.

Don’t get me wrong. I don’t mean all you have to do is wish for it, and checks magically starts appearing in your mailbox.

No. You’ll need to put in some effort first. Hard work, maybe. But once it’s done, you’ll enjoy the fruits of your labor for a long time - even many years.

7. Scalable - you can take it as high as you want.

Looking to make a few hundred dollars more every month? You can do it.

Want to replace your day job, and make a full-time income from your infopreneuring? That’s possible too. A bit harder, but not very.

Do you plan on building your own information empire online, creating a huge fortune based on your infopreneuring? It is well within your reach. Just know you’ll have to do things better, in a more structured, organized, systematic way to achieve this goal.

Your ambition as an infopreneur is only limited by your imagination!

8. No time limitations. Grow your business as fast or slow as you like.

Tired of punching a clock, turning up at the office ‘on time’, running on a treadmill that’s ever moving faster - yet going nowhere!

Infopreneuring can be your salvation. You work a schedule determined by yourself, depending upon the targets and aims you define for your enterprise. Big or small, short term or long, there’s a method you’ll find optimal and suitable for your work as an infopreneur.

9. No geographic restrictions.

All you need is a computer with an Internet connection. It does not matter where in the world you live. Or where you travel. Or how often you do.

As long as you have access to a computer and a way to get hooked to the Internet, you can conduct your infopreneur operations unfettered. Indeed, within a short time, you’ll learn to set things up so that you won’t even need to check on things too often - maybe once a week, or month, or even once every year!

10. No barriers to entry.

Nothing keeps you out. Conventional barriers like language, social status, or physical handicaps do not matter when it comes to becoming an Internet infopreneur.

The World Wide Web is a great leveller. A one-man show can compete on its merits with a Fortune 500 corporation (within limits). You do NOT need expensive tools or equipment. You do NOT need a big marketing and advertising budget. You do NOT need an office, staff or employees.

You can launch your information business with a story - one based on your own experience, education or expertise.

11. Potential for long-term passive income.

To me, the biggest advantage - and one that is often overlooked - is the potential to work once and get paid over and over again. Many people who read about the potential in becoming an infopreneur give up too early, thinking it sounds like too much hard work.

You write a report or book once - and yes, it can be hard work. But guess what? You get paid for that work a year later… 4 years later… even 10 years later, or more! That’s FUN.

So there you are… 11 great reasons to think about a career as an information product creator and marketer. When are you going to get started?

Internet infopreneur Dr.Mani Sivasubramanian has helped hundreds of business owners build online information empires. He shares powerful tips, ideas and secrets about achieving success and building massive wealth from information products in his “Internet Infopreneur Tips” ezine. Register for free at InfoProfitz - http://www.InfoProfitz.com/ea.htm - or send any email to infopre-tips@aweber.com

Legend of a Pegasus
I adore you.
I lie down among the flowers
I feel the journey
the flight I longed for.

I imagine them clearly.
I see my pegasus fly
mane and tail
flowing past the night
meeting with the dragon
doing my bid
my battle.

Landscapes
still life portraits
commission me.
I paint the sky and rest there.
I am a token of the breath of flowers.
I speak for them

call upon the moonlight
to reassure my pathway.
My flowers call me in the dark
I rest with one eye open.

Ahh dragon
know my wonderful legend
a history with lessons
a pegasus, a unicorn
a traveler of light.
Do not blend the colors
I want to see them clearly
hold up all your ornaments
I will adore them
they are your jewels
of your well traveled history.
I want to breathe it forever.

I feel me floating
flowers everywhere
like stars in the night
I hear them singing
on the landscape I painted.
I was commissioned by the sun.
Petals of white and pink

I rest my head there
feel the warmth.
In the distance I hear waterfalls
my unicorn drinks in tomorrows adventure.

I wait in longing for the other side
a dream known fully.
I will arrive there surely
as my artist’s brush hears my intentions.
I stroke my own sadness
plant a forget- me- not
in the air.
A well kept dragon indeed
softened by baby roses and babies breath
or was it one single orchid?

—————–

ABOUT Kathy Ostman-Magnusen

I paint and sculpt female fantasy art and map faery tale adventures. I dream of beautiful women on canvas and art of exotic women.

I have illustrated for Hay House Inc.,”Women Who Do Too Much” CARDS taken from Anne Wilson Schaef’s book. I also illustrated for Neil Davidson, who was considered for the Pulitzer Prize in feature writing, and several other publications. My paintings are collected worldwide.

Giclee canvas art work, greeting cards and posters are available for sale on my website:

http://www.kathysart.com

Sign up for my mailing list for FREE ART GIFTS: Drawings of whimsical angel pictures, legends of mermaids and fairies in art. Tiny angels whisper fantasy art for shrink art, or coloring pages. Also a “Letter From the Tooth Fairy”. Ya just never know when you might need one! New free magical gifts are in my newsletter along with stories, poems and good thoughts.

Check out “Legend of Pegasus & A Field of Flowers”
http://www.squidoo.com/legendofpegasus/

Two essential components of a professional water garden include a skimmer and a high-end waterfall filter. A pond skimmer helps to keep debris, such as leaves and twigs, off the surface of the pond. This is extremely important because decaying leaves not only create toxic by-products, but also encourage the growth of algae. This is because decay increases the nutritional value of the water in the pond, which provides a rich source of nutrition to algae.

Proper filtration is the other essential requirement for any pond. A proper pond filter should include both mechanical and biological filtration to remove large particles and encourage the growth of beneficial bacteria. Beneficial bacteria helps to convert fish waste into harmless fertilizer, which can be consumed by your pond plants. The existence of a proper biological filter will help to encourage the growth of this bacteria, which is essential if you wish to raise any fish or aquatic life in your pond.

There are several pond kits that fulfill these requirements. For example, MicroPond kits include a pump, liner, underlay, filtration media, and both a skimmer and bio waterfall filter. These kits come complete with all the required accessories in order to transform your backyard into a spectacular work of art. The kit’s skimmer Trap Basket has a large filter that is easily removable for cleaning and maintenance. There is also a secondary filter mat used for secondary filtration prior to reaching the pump.

The kit’s Bio Waterfall Filter not only helps you to create a waterfall, but it also includes both removable biological and mechanical filters, and 2 activated charcoal pouches. The charcoal filtration units have an extremely high surface area and when placed in the water bind, and thus remove harmful chemicals such as bacterial toxins. Poisonous toxic molecules physically adhere to the activated charcoal and stick to it until they are completely destroyed.

Before you start planning your garden pond, make sure you have all the necessary materials. The most affordable way to ensure this is to check online for professional pond kits that meet your requirements. Pond kits usually provide most or all of the basic materials required to install a pond, at a discounted price. Purchasing a pond kit also reduces the risk of mistakes that are often associated with purchasing the incorrectly-sized equipment. Have you ever tried to return liner, after it’s been cut up? Or a pump, after you have run water through it? Good luck convincing a retail outlet that it came like that!

Good luck with your garden pond , and be sure to check out the MicroPond kit! Go to GardenSM.com for great deals on pond kits.

These loans provide all the money needed for purchasing the property and then undertaking the major remodeling project that requires additional funds.

There are many options for those who want to do some major remodeling on an existing property. These loans provide a wide range of benefits to ease the demanding financial needs of a remodeling project. There are even constructions loans that do not require payments all the way through the construction phase so you can concentrate on optimizing the construction works.

Financing The Purchase And Remodeling Of A Property

You can obtain high loan amounts so as to pay for the purchase price of the property plus the costs of construction. Varied loan amounts are available that can reach up to $3,000,000. This can be done because the loans are based on the projected value of the finished property rather than on the purchase price of the existing property.

There is however a loan to cost limitation which is usually 95%. This means that the amount of money you will be able to get won’t exceed 95% of the overall costs including the purchasing of the property and its remodeling. Therefore, you’ll need the equivalent of 5% of the overall costs of the project in cash prior to starting the major remodeling project.

Financing The Remodeling Of An Already Owned Property

It is also possible to obtain a construction loan to remodel a property that you already own. You can also use the money to construct on the same land, either another property or an add-on to the existing one. And all of the costs of such enhancements can be obtained from a construction loan. This is especially great for those who don’t have enough equity on their property to resort to equity loans or mortgage loans.

However, loan to cost limitations still apply to these loans since the loan is still based on the value of a property that doesn’t exist yet. Thus, you’ll need reserves in order to finance the whole project. However, if you have owned the property for at least a year (some lenders require two), you’ll be able to obtain 100% financing without difficulties.

Expenses That Can Be Included

There are a lot of different costs that can be included in these loans: The purchase of the land or an existing property, project plans, architect fees, accountant fees, authorization fees, real estate fees, loan expenses like closing costs and administrative fees, etc. Also, the actual costs of the construction: the purchase of the materials, the costs of the material work like wages and contractor fees, etc.

The loan to cost ratio will depend on the loan amount and on the applicant’s credit score and history. It usually can reach up to 95% of the overall costs of the project but sometimes this limit can be bypassed. This limit includes the reserves for interest and contingency that protect both the lender and the taker during the construction phase of unexpected expenses which on these projects, always occur.

—

Jessica Peterson writes finance articles for Yourloanservices.com where she shares her knowledge about how to get money for a starting-up business, consolidating any kind of debt, repairing a home even with a bad credit history and more.

As you might well know, sleep is a physiological need in order for the body to function well. Enough sleep is needed in order to focus and concentrate more. That is why having sufficient sleep is essential to working effectively during the day. A person usually needs about eight to nine hours a day. Extensive research on sleep has provided us with a better understanding of sleep and its importance.

It has been known that our bodies go through a natural circadian rhythm that has a great in its function during a 24-hour period. It is programmed in our body clock that we sleep at night an go awake during the day. Trying to disrupt the circadian rhythm will usually result in getting poor quality and insufficient sleep. The circadian rhythm that our bodies follow cannot be reversed even if one works during the night shift. The body is still programmed to sleep at night.

Just as the body requires a sufficient amount of sleep within each 24-hour period in order to function effectively, lack of it over long periods of time can have serious consequences later on. Reducing the amount of sleep everyday can result in accumulating sleep debt. This is simply the difference between the number of sleep a person needs each day with the actual sleep that he gets during the same period. In order to continue to function effectively, the body needs to have its sleep debt recovered. Over time a person can have an accumulation of sleep debt without even noticing it. And as the sleep debt grows, he tendency to feel sleepy during the day increases. The higher the sleep debt, the stronger is the tendency for the person to fall asleep in the morning. This can affect work performance through diminished concentration and focus.

Studies on sleep has also shown that people usually go through bouts of so-called “micro sleep” everyday. Microsleeps are very short episodes of temporary loss of attention that can last from a few seconds to several minutes. Such episodes are usually characterized by blank stares, prolonged eye closures and sudden head snapping among other things. This can especially occur if one is doing monotonous task such as driving a car for long periods. Sometimes a person may not be aware that he is undergoing a bout of micro sleep. Sometimes . It can occur even if one’s eyes are open. When one is in micro sleep mode, a person seems not to respond to outside stimulus for a short time. But that small period can be dangerous especially if one is driving. Micro sleeps can also occur in the daytime and can occur more often with cumulative sleep debt.

Amy

Visit us at http://www.sciencetips.com/

Through wisely building upon the overwhelmingly beautiful allure and ever stylish appeal of fine sterling jewelry, it seems that the Italians are once again taking the fashion world by storm.

As the world leaders in the design of upscale, fashion-forward, jewelry design, the craftsmen of Firenze, Italy are once again making bold and dazzling fashion statements in rolling our seemingly endless designs in their round, modular, sterling necklaces, bracelets and anklets, replete with literally hundreds of beads, charms, spacers, clip locks, spinners, wheels, dangles and more.

From classic starter bracelets and necklaces of finely woven sterling silver snake chain which combine comfort and elegance, the wearer is provided with options aplenty in a plethora of choices to accessorize the most formal evening wear to the simpler fun of sporting and recreational occasions. From combining silver, gold and platinum in contemporary designs to the ever popular and affordable cubic zirconia for those zanier moments, the Italians have created lines that meet virtually every need and budget.

For some occasions there are the interpretations and designs that we have come to associate with the country that offers the Ferrari and Lamborghini and for others
there are beads of every shape and style to celebrate favorite sports and life’s memories. Even male and female celebrities are now to be seen on tennis courts with these new round styles, replacing the previously popular diamond tennis bracelets.

No designer has done more to contribute to the virtually exploding realm of Italian Modular jewelry than Biagi. In fact, in today’s twisted, turn around kind of compliment to the lives of fashion designers, the counterfeiters are already in sway to copy Biagi with cheaply made stainless steel copies. Considering the beauty of a natural silver patina and the inherent value of genuine silver, one has a hard time imagining stainless steel as a part of one’s legacy of heirlooms to be passed from generation to generation, especially when noting the affordability of authentic works.

True Biagi has deep roots in Firenze, the quintessential home of the world’s best know and recognized jewlery craftsmen. Even the name Biagi has come to represent the finest in design and hand made jewelry craftsmanship. With the uniqueness and versatility of each piece, they can be combined to develop a fashion statement reflecting every wearer and every occasion.

Unlike previous permutations of modular jewelry the lightweight, round beaded bracelets and necklaces are as comfortable as they are stylish due to their ability to float freely with the wearer’s movements. To create segments of special interest, there are even locks that quickly snap into place and spacers to add just that special touch of emphasis.

With over 400 bead styles already, Biagi proudly reminds us that they do not settle for second best either in design or in craftsmanship.

Why would we?

Clarence W. Walker is the author of five books, articles and an internationally recognized photographer.

For a wide range of Biagi at significantly reduced prices visit CREATIVE ACCENTS ONLINE http://stores.ebay.com/Creative-Accents-Online

Sunglasses are one of the easiest ways to protect your eyes from sun damage. Whether you are a trendy fashionista with an eye on the trends, or a bargain hunter, there is definitely a pair of sunglasses out there for you. As long as your sunglasses have certified U.V protection, your eyes will be protected.

While most of us love to bask in the sun’s rays, the light can actually harm you. Three types of light will cause injury to your eyes if you are not properly protected. They are: ultraviolet radiation (often called UV rays), bright or intense light, and blue light. UV rays carry more energy than visible light, so your eyes are at risk when they absorb UV radiation. Two types of UV rays actually reach the Earth’s surface: UVB rays and UVB rays. These are the rays that can cause several different eye diseases and UVB rays are linked to skin cancer. Any damage that happens to the eyes via UVB and UVA rays happens over long periods of time and can’t be reversed, so make sure you wear a good pair of sunglasses when you are outdoors.

Sunglasses can greatly minimize your risk of eye damage. A great pair of sunglasses can protect your eyes against UV rays, bright light, and blue light. Sunglasses also act as a safety device; when you are driving, they can help reduce glare and improve your visibility on the road. Be sure to wear sunglasses whenever you are out in bright sunlight, especially between 11:00am and 4:00pm when the sun’s rays are the strongest.

Choosing the right pair for you

Always try sunglasses on before you buy. Make sure the lenses are dark enough to keep out the bright light, just make sure that your vision isn’t reduced. If you are going to be outdoors for long periods of time in intense glare from sunlight reflecting off water or snow, try wearing sunglasses that specifically block blue light. Sunglasses with medium to dark lenses and gray, brown, or green tinted lenses will filter out blue light the best.

Most sunglasses have plastic lenses; these are tougher than glass and less likely to shatter. Make sure your plastic lenses have a scratch-resistant coating. When you are trying them on, try looking around at different objects, this will help you determine the amount of distortion the lenses have.

Different lenses

–Regular lenses reduce brightness
–Poloarized lenses eliminate the glare that you get from reflection. These are great for driving and any outdoor activities that involve being around water or snow.
–Photochromatic lenses change with the amount of UV light they are exposed to by turning darker when outdoors.
–Flash or mirror lenses will reflect all or part of the light rays instead of absorbing it. The downfall: they scratch easily.

Written by Erica Salyi, assistant editor of Top Selling Sunglasses an online guide to everything sunglasses.

Here is a new online community for women and men, Circleback Studio. It is a free website that all artists and crafters can join. There are some great women on their site. Every artist that enjoys working with others in their area and other forms of art would really enjoy connecting on here.

When you create a profile page, you can invite anyone to work on the page with you. This way more than one person gets to share their creativity and experience with other women. You can constantly change and update your page as well as other pages.

Circleback Studio was created by sisters, Wendy and Debbie. Here is an excerpt from their site “the vision for Circleback Studio is to give voice to the local creative - whether it is Scrapbooking, stamping, or painting. with video and journal in hand we hope to capture the hearts and minds of the creative industry, and by doing this we want to bring the industry together as a whole.”

There are whimsical paintings by Marisa Haedike, Art, and Photography by Eileen Grobeck, Scrapbook designer Teresa Collins, Pressed flowers and Handmade paper by Elizbeth W. and many artists using all mediums.

There is no shortage of information on their site as well as links to many craft suppliers as well as industry insiders and information.

I have only been on the site for a month and they already did a interview of me and my business Mercado del Mundo. The women who run it are great and interested in all art styles. At Circleback Studio you will find Women’s Fashion, Painting, Doll making, Scrapbooking and plenty more.

http://circlebackstudio.com/blog/2007/03/19/national-craft-month-interview-with-leah-oviedo/