Senior Citizen Woman Columnist Told It Like It Was

In 1888, Pearl Playford, at the age of nine, came with her
parents to the southwestern Michigan town of Watervliet.
It was here that she would become a career newspaper
woman, and here that she would witness the early growth of
this young community.

Pearl’s newspaper career, which began in the early 1900’s,
continued for over fifty years. Gaining experience, she
worked as a linotype operator, ad writer, and news writer
for various newspapers in Southwestern Michigan and also
in South Bend, Indiana. Then, after most people have long
been retired, at nearly 80 years of age, she began her
weekly column, “Reminiscing With Pearl Playford.”

Writing of her early newspaper days Pearl states, “When I
first began work for The Record conditions were far
different from now. The office didn’t have a typewriter and
all copy was written long hand, and I do not remember that
there was a telephone. We went every morning to get a pail
of water at the town pump…”

Stories of living and growing up in the small village were
special to Pearl and she often wrote of the people and the
customs of the times. “I have seen Watervliet grow from a
mere hamlet to the city it now is. I can recall the early
days when there were no cement sidewalks, no electricity,
no city water, no street lights, and but a few houses…”

Through the years Pearl wrote not only of Southwestern
Michigan history and local issues, but on a wide variety of
topics, including national politics, world history, women’s
rights, prohibition, holidays, religion and even the
weather. She quoted old records and other sources
extensively, especially newspaper and magazine articles she
had clipped and carefully saved in scrapbooks over the
decades.

There was a time when communities had a sense of
togetherness, and making a living was not so easy as today.
Pearl recalls, “Back in the ‘good old days’ everything was slow. There
were none of the conveniences of the present day, and
farmers and housewives worked from daylight to dark, but
they had time to be neighborly and were always
ready with a helping hand to assist someone in need.”

“To grow old gracefully and gratefully is something we
should all strive to do” was Pearl Playford’s philosophy.
It is apparent from her writing that she followed her own
advice.

Richard Russell is the compiler of “Reminiscing With Pearl
Playford, Columns From The Watervliet Record 1959-1966.”
To learn more about Pearl Playford and her life,
and to read some of her columns, visit http://www.reminiscingbooks.com

Forex Market Behavior

Because the Forex market has the most volatility in any investment market in the world, there are many risks for an investor. In other words, it is not risk free.

The market can change suddenly because of corporate or governmental decisions anywhere in the world. Terrorist strikes in Pacific Rim nations can affect markets in Europe, North America or anywhere else.

In order to be successful in Forex trading, an investor must educate himself on all the variables that influence the currency market. An investor must be able to analyze press releases and news broadcasts. He must be able to read graphs and charts and pay attention to economic indicators.

Although a Forex investor is in control of his investment at all times, he is not in control of the multiple factors that influence the rise and fall of currency values.

Even a poor economic forecast from a known political figure can cause a dent in currency values. Natural disasters can cause currency values to dip dramatically.

Rumors of the possibility of new oil deposits in any given region can cause currencies to spike.

To be successful in the exchange of currencies, an investor must use proven strategies when investing. A Forex investor should adhere to all economic indicators and political developments, but he should never make investment decisions based on fear or greed.

An investor should constantly educate himself on market trends in the past and on what strong investors are suggesting will be successful in the long-term. Never trade on emotions.

Milos Pesic is an expert in the field of Forex Trading and runs a highly popular and comprehensive Forex Trading web site. For more articles and resources on Forex related topics, online forex trading, trading tips, forex software and much more visit his site at:

=>http://forex.need-to-know.net/

Family Stories – The Stories Are The Key

The family stories are the key. You have been collecting dry bits of information and facts for some time. Your search for your ancestors has given you a glimpse into the past. But the research can also be frustrating and intimidating. What do I do with these facts? How do I present this information so that everyone can appreciate the challenges and sacrifices that my ancestors made? The facts take time to collect, but the stories pop up at the most unexpected times and are the key to making your tree come alive for the rest of your family.

Your family history, your heritage, is more than just dates and places. Our challenge, as family historians, is to not only discover the ancestors’ names and dates but to research and find the stories that each one of them left behind. The stories may be in scrapbooks and Family Bibles in our Grandmother’s front room or in newspaper articles that were published decades ago. Still other stories may be recorded in history books or even heritage group publications.

Some of these stories may not be recorded at all, but instead passed down from one generation to another at family reunions, parties and dinners. The important thing to remember is, that when you uncover one of these stories, be sure to record every last detail. Even tape the conversation or photocopy the text. Being very methodical and meticulous in your research will make the difference between dry facts and heartwarming stories of past challenges and victories.

Researching your family tree can provide valuable insights into the lives and times of your ancestors. These searches for your family’s past, whether through searchable databases or your Uncle’s attic, will help you understand your heritage. Revealing your heritage to the rest of your family can be a rewarding hobby that may bring your family closer together and more importantly bring the past alive for your children and your children’s children.

Richard Kearns publishes an informative, easy to use website that helps people discover their family heritage and shows them how to document their family tree for future generations. Go to Family Stories - The Stories Are The Key for more information.

Forex Trading Tips

Forex trading has the highest volatility of any investment market in todays global marketplace. Forex has a volatility of 500. Liquid stocks volatility is from 60 to 100. Smart investors are currently jumping into the forex market at record numbers.

With access to a computer, an investor can go online anywhere in the world 24 hours a day, except for the weekends. A Forex investor is in control of his account. With the right strategy and attention to world events, a Forex investor can reap substantial profits with his investment.

Although an investor can enter the Forex market with very little capital outlay, he should keep in mind that, with the volatility of the currency market and the economic and political turmoil around the world, Forex trading is not risk free.

A Forex investor must be able to analyze the news, not just listen to it, and after analyzing the news, an investor should use proven strategies when buying or selling. An investor should never make and investment decision based on fear or greed. He should consult reputable charts and graphs and known and proven market indicators before making a decision. A Forex investor should familiarize himself with the big players and political figures that influence the market. Learn personalities and listen to fellow Forex investors. Because Forex traders all trade in currencies, there is no threat of insider trading. Every Forex investor is an insider. With the right strategy and insight into what moves the market, a Forex trader can be very successful.

Milos Pesic is an expert in the field of Forex Trading and runs a highly popular and comprehensive Forex Trading web site. For more articles and resources on Forex related topics, online forex trading, trading tips, forex software and much more visit his site at:

=>http://forex.need-to-know.net/

Online Advertising Secrets Exposed

An overview of online advertising …

Online advertising can be a very cost-effective solution to promote your business or product. There are many different types and although many can give you good exposure for your money, some can lose you money very quickly if you do not know how to do it properly. Online advertising is not the same as offline advertising. It is in many ways a much more direct medium than TV or magazines.

If someone is looking at a web page that you are advertising on, then it is because they have chosen to go to that page. Of course it could be that they are just surfing around, but people these days tend to be more web savvy and targeted in what they are looking for and in the sites that they look at. Most people now use more targeted searches and so if you target your advertising well enough so that it appears in places that are highly relevant to your site, then it is quite likely that you will get a good result.

There are many different types of online advertising such as, pixel advertising, ezines, banner ads, article marketing, forum marketing, text links, pop ups, ecourses, back end product sales, content sites, pay per click, joint ventures, viral marketing, and thats to name just a few. You have to decide which is the best for your product and/or service. If you’re not experienced, one of the easiest ways is to find out what methods the bigger sellers in your market are using. If they’re successful in the same market as you, then it is a good bet that this type of advertising works well with that market. But that only means that it is a good place to start, after you have had some success, you will have a better idea of what the market wants and what other ways you could advertise to them.

Online advertising is really like any other type of advertising in that you have to know your market and what they want. You also need to know the right way to reach them. The best way is if you are a part of this market and are interested in what you are selling, so that you will know what they want. But if you are not, then it is a good idea to do some research. Visit sites that are on the same subject (especially forums) to find out what they are interested in. That way you will know what to sell them and how to sell it.

Online advertising can help give you exposure to your business if it’s done properly. It can be very lucrative or you can loose some money. Do your research, advertise properly and you’ll be on the lucrative side with no problem at all.

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Anita DeFrank, owner of http://www.MommysHelperOnline.com is a busy work at home mom. MommysHelperOnline.com is the leading resource available online built to assist you with your home business. Whether you’re brand new to the work at home game or you’re an old pro, be sure to stop by today.

Giving Your Baby A Sippy Cup

At some point before your baby’s first birthday, you will probably be thinking about giving him a sippy cup. Maybe you would like to give him a little water, or perhaps you plan to pump your breast milk and would like to bypass bottles altogether, weaning your baby straight to a cup. You may just want to get your baby accustomed to a cup in preparation for the transition from formula later on.

But when is the best time to start?Well, this varies widely from baby to baby. Some babies are interested in sippy cups from as early as 6 months, whereas others show no interest at all until much later. It doesn’t do any harm to offer your baby a sippy cup at any stage, although he may need a lot of help at first, particularly if he is very young.

There are many different styles of sippy cups on the market and it’s very difficult to recommend the “ideal” variety - as you know, babies have their own opinions and preferences about many things and sippy cups are no exception!

Some models have valves and require your baby to suck quite vigorously. Some babies - younger ones in particular - don’t get on so well with this type of cup and prefer a more “free-flowing” spout. While this may be a bit messy at first, it can get your baby used to the idea of what a cup is all about.

MY BABY WON’T DRINK FROM A SIPPY CUP!This is very common — and many parents worry unnecessarily that their babies are somehow “falling behind” if they’re not using a sippy cup by their first birthday.

Be patient. It is not essential that your child drink from a sippy cup — supplemental water and juice are, in general, unnecessary during baby’s first year anyway.

Don’t compare your baby to others — all babies develop differently and “sippy cup skills” may not be your baby’s area of expertise!

He’ll work it out eventually - but in the meantime, here are a few tips to make the introduction of a sippy cup a little easier…

  • If he’s struggling to get a drink from the cup but doesn’t seem to be able to suck hard enough, try removing the valve. Watch out, though, because the liquid will flow far more rapidly.

  • Dip the spout into the liquid, so that your baby knows what’s inside. Don’t assume that he will automatically realize that a cup contains a drink!

  • Demonstrate how to use the cup and display exaggerated enjoyment as you drink… so he really wants to taste some, too! Alternatively, have a sibling or little friend use a cup in front of him — babies are natural mimics and seeing a friend enjoying a sippy cup may provide just the incentive he needs!

  • Don’t introduce the cup when he’s tired — if he’s thirsty, he’ll become frustrated and upset very quickly. Early in the morning, when he’s wide awake, is the best time to try.

  • Try different kinds of cups and spouts until you find the one your baby prefers. For a first cup, many babies like soft, rubbery spouts, which feel closer to a nipple.

  • Try using a feeding set with interchangeable spouts. Some sets feature bottles on to which you can attach a regular nipple OR a sippy spout. Your baby may be happier about trying the spout if the bottle looks familiar.

  • If you are planning on giving your baby formula or breast milk from the sippy cup, then make sure you put milk in the cup when you introduce it to him. If you use water or juice, he may associate the cup with these drinks only — and then refuse to take milk from the same cup.

IMPORTANT: Allow your baby to use a sippy cup in moderation only. Don’t put him to bed with a cup of milk or juice as these drinks will “pool” around his teeth, leading to tooth decay. Always clean your baby’s cup thoroughly — particularly the valve, which can harbour bacteria.

SKIPPING THE SIPPY CUP

Some parents prefer not to use sippy cups at all — they’re certainly not essential and didn’t even exist when WE were growing up!

There is some concern among speech therapists that the extended use of a sippy cup can affect oral development and speech skills — and some parents just find these types of cups somewhat unhygienic, due to the need for scrupulous cleaning of the valves.

Some breastfeeding mothers have found that using the types of sippy cups that require vigorous sucking can cause their babies to latch on a little differently — sometimes painfully — as they become accustomed to sucking on the cup. If you are breastfeeding, you might want to consider using a free-flowing spout, or trying these alternatives to using a sippy cup…

  • Some babies will readily drink from a regular cup, using a straw. If your baby is happy to do this, then cut the straw down to a length that’s easier for him to control. Remember — never allow your baby to walk or run with a straw in his mouth.

  • Many parents find that “shot” glasses are perfect for babies (used under strict supervision, of course). The size is perfect for baby’s little mouth and hands — and, because it’s so small, there’s not much to spill if he tips it over!

Christine Albury is the owner/editor of Homemade Baby Food Recipes - your guide to dealing with the many aspects of introducing solid foods to your baby.

The Benefits of Forex Trading

With the advent of the Internet, anyone can reap the benefits of Forex Trading. Forex Trading is the trading of world currencies. Forex Trading is open twenty-four hours a day except for the weekend.

Beginning in Australia and continuing around the globe as the markets open up, an individual trading in currencies can use the latest news to help determine which currencies will raise or fall. You can also trade currencies when your schedule permits.

Trading in currencies is the ultimate liquid market, with volume often 50 to 100 times greater than the trading of stocks on the New York Exchange, and, because of the nature of currencies and the multiple factors controlling its value, no one has an overriding advantage or insight into the market. Insider trading is nonexistent in Forex Trading, and with Forex Trading you don’t have to worry about price gaps. You can decide when to sell or buy. Also, because of high volatility in the currency market, traders often earn five times more than in trading liquid shares.

Forex Trading generates a volatility of 500 versus 60 to 100 in liquid stocks, and there are no transaction fees or commissions in the trading of currencies. Because of the efficiency of trading currencies, slippage costs are virtually non-existent. An individual wishing to trade in currencies does not need a large amount of money to invest. This is an ideal investment opportunity for the investor with a small amount of cash. One of the great advantages of Forex Trading is that you can buy currencies when they are being devaluated, thus making a profit when it gains ground.

Milos Pesic is an expert in the field of Forex Trading and runs a highly popular and comprehensive Forex Trading web site. For more articles and resources on Forex related topics, online forex trading, trading tips, forex software and much more visit his site at:

=>http://forex.need-to-know.net/

Begin Forex Trading

The object of Forex trading is to determine the rise and fall of the value of a particular currency and trade when a profit can be made.

To learn to trade Forex, investors should select a well-developed and comprehensive program that, at minimum, explains how to:

*Understand the logic behind Forex trading

*Recognize and capitalize on market trends

*Minimize risk and protect open positions

*Build a consistent and valuable portfolio

*React to major economic events impacting global currencies

Review and know the basics. What does margin mean? What about types of orders? Or bid/ask? Rollover? The more you know the better off you are.

Another important concept to know about is the two important approaches to analysis. These are technical and fundamental analysis. To increase the odds of success you should understand both of these methods and how to properly apply them.

You will want to belong to at least one forum for Forex traders where members chat about anything related to the Forex market and trading. However be aware that just because someone posts in a forum does not mean he is an expert.

If you are going to choose a Forex training course or program it is important to do your research. Not all of these programs are equal. Nor will each best suit your individual needs and style.

Often these programs do not go beyond the basics. While basic concepts and a solid foundation are vital, these are not going to be where you will see your results.

Trading the Forex market is not an easy task. A lot of hard work is required. If you do your work and learn a foundation of information to trade on you may gain true financial rewards.

A number of the websites that you can sign up with to do this offer free trial accounts to help you learn before you invest your money. While you wont make any money in the trial accounts if you do well, it is just pretend money essentially but with the real market conditions.

Milos Pesic is an expert in the field of Forex Trading and runs a highly popular and comprehensive Forex Trading web site. For more articles and resources on Forex related topics, online forex trading, trading tips, forex software and much more visit his site at:

=>http://forex.need-to-know.net/

Entrepreneurs or Would-Be Entrepreneurs - When Should You Start a “Portfolio Career”?

I suggest starting a “Portfolio Career” - handling many different careers - the minute you have any dissatisfaction with your present work life (or lack of work life), the minute someone offers you some opportunity (either for pay or for volunteer) that sounds interesting or fascinating, or when there are several career areas you would like to investigate.

However, I don’t suggest taking on many different careers at the same time. My “Portfolio Career” has grown to include eight different careers over the years (adding and subtracting at a reasonable pace). The key to making the portfolio life work is planning, knowing what you are good at and being able to take risks. Fill in any missing parts by volunteering, trying out new areas, taking classes, listening to tapes, researching and being honest with yourself. (Note: a huge help is the book and on-line test, Strengths Finder 2.0, by Tom Rath. You do need to purchase the book to get your individual code to take the test.)

Charles Handy (who originally coined the word, “Portfolio Career”) wrote that redesigning your life is difficult.

To get you started, here are three necessary conditions of comfortable change:

1. A proper selfishness. Those who change most comfortably are those who take responsibility for themselves and their future, have a clear view of what they want that future to be, want to make sure that they get it and believe they can.

2. A way of re-framing. Re-framing is the ability to see things, problems, situations or people in other ways, to look at them sideways or upside-down; to think of them as opportunities, not problems. Re-framing is important because it unlocks problems. Like an unexpected move on a chessboard, it can give the whole situation a new look.

3. A negative capability. Keats defined negative capability in his letters of 1817, as when you are “capable of being in uncertainties, mysteries and doubts.” I would extend the meaning to include the capacity to live with mistakes and failures without becoming downhearted or dismayed. Negative capability is an attitude of mind that learners need to cultivate, in order to help them to write off their mistakes as experience.

When Should I Add to My “Portfolio Career?” I add to mine when something I’ve always wanted to try is made available, and I feel that I can handle it without jeopardizing what I am already doing and “love.”

When Should I Drop a Profession? I drop a profession when it has lost its excitement and joy. It is almost harder to drop something than to add a new opportunity. It has become a “habit” and “breaking habits is often harder than breaking bones.”

However, being able to drop a career is one of the great advantages of having a “Portfolio Career.” So, are you ready to get started?

Chris King is a free agent, professional speaker, storyteller, writer, website creator / designer, and fitness instructor. Chris has what she calls a “Portfolio Career” — many different careers at the same time. If you wonder if you could handle and love having a “Portfolio Career” you will find a free assessment to take at http://www.creativekeys.net/portfoliocareertest.htm Sign up for her eclectic E-newsletter, Portfolio Potpourri, at http://www.freelanceliving.com You will find Chris’ business website at http://www.creativekeys.biz

Why You Need to Use Search Engine Optimization

Selling online is a cut throat business. You have to arm yourself with the proper tools and know-how to make your website a cut above the rest. Everyday more and more people are clambering to optimize their websites and if you let down your guard, you just may get trampled on and be left in the abyss filled with so many other failed websites.

Search Engine Optimization, also known as is SEO, is widely used by many website owners. For quite a few years in the past and many, many years to come, search engines are the most widely used tool internet users use to find the websites they need to go to for a product, service and/or information they’re looking for.

Most search engine users only use the top ten search results on the first page. Very seldom do they move onto the next pages. Therefore making it on the first page is a goal for most website owners. Ideally however, being listed in the top three should be the ultimate goal. The higher the rankings, the higher the ratio of the probability of “getting the click”. So, it stands to reason that higher rankings equals more clicks which equals more traffic which equals more business.

Now it must also be mentioned that once you grab a hold of that top spot, it’s important to keep a hold of it. As I mentioned, each day is a new day for all website owners to make themselves rank higher using SEO. It is extremely important to make your site better everyday.

So, the answer to why you have to use search engine optimization is an easy one. You need SEO to rank high in the search engines so you can make your website an income generating website. With SEO you can get the benefit of generating a high traffic volume. As mentioned, more traffic equals more business.

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Anita DeFrank is the author of Kick Start Your Online Business. The online world is full of possibility. It gives you the power to meet people from all over the world that you could never dream of meeting and better yet, Do Business with these people. Stop wasting time sifting through all the advice that may or may not be useful and learn from her mistakes. Learn more about her book at http://www.mommyshelperonline.com/kickstart.html