As you get known during product buying expeditions at auctions and flea markets you’ll meet with other regular visitors from all over the country, sometimes the world. The only ones who interest you, for the purpose described here, are people living in your locality who also share your product buying interest. But you must make sure the people you target are collectors, not dealers, they visit similar events to purchase items for their collections while you visit to buy items to resell on eBay.

The important thing is, these people are not a threat to you, they do not represent competition for your business. Any who do threaten you or your business should be excluded from this idea (if you can do so without upsetting others whose company you do want to keep).

It’s highly likely twenty or more people are travelling from the same major town or locality to the same venues and they may be making the same journey several times each year. It’s also likely that some will be travelling alone, in their own vehicles, while one or two might use public transport or share a vehicle and divvy up on expenses.

Look for five people to share a car or van, share the cost four ways (the driver or car owner gets to travel free) and cut your expenses, thereby adding more to your bottom line. Try not to be car owner or driver, you need your wits about you on buying expeditions, you don’t want to arrive at the venue tired and let others beat you to the best early pickings!

Car sharing is common at these events, just check out who the other locals are, and make sure to arrive in the refreshment room just as they do. Then get chatting, share your idea, wait for someone else to offer to drive and provide the vehicle.

Avril Harper is a business writer and eBay PowerSeller who has produced several guides to making money from eBay, including MAKE MONEY TEARING UP OLD BOOKS AND MAGAZINES AND SELLING THEM ON EBAY which you can read about at:http://www.magstoriches.com 103 POWERSELLER TIPS can be downloaded with other freely distributable reports and eBooks at http://www.avrilharper.com

Interest only mortgages are becoming more in demand - now that people are learning about them. Recent changes have made them more popular and it could be just the thing that you need. Here are a few tips that will help you determine if you should get an interest only mortgage.

Interest only mortgages give you the opportunity to buy a larger house than you might be able to obtain otherwise. They have an initial period of from 5 to 10 years in which the interest only is being paid. During this time period, your payments are lower because you are paying interest only. In a regular mortgage, each month normally includes some of the principal involved in the payment, and this slowly reduces both the principal and the interest.

An interest only mortgage is often attached to an adjustable rate mortgage, but can just as easily come as a fixed rate mortgage. If you get an interest only mortgage on an adjustable rate mortgage, it will enable an even greater reduction in the payment each month.

The actual idea of an interest only mortgage is a little deceiving. For one thing, there is no such thing as an interest only mortgage - you must pay the principal at some time. This mortgage is generally divided in two sections – the first part being interest only with smaller payments, and then it changes to a fixed rate mortgage with payments that will enable a full amortization.

The individual that is best suited to this type of mortgage is someone who is on a short road to success - or at least believes they are. Not having all the money they need up front, they need to get a larger house, but are quite sure that their financial situation will rapidly be improving - soon. The lower initial payments gives them the opportunity to buy a larger house and the soon coming larger salary should come before the payments increase.

Many are now using an interest only mortgage to get the larger house, but have no real prospects of a larger salary. This could certainly lead to trouble with this type of mortgage. After the interest only mortgage changes to a fixed portion, and you start making payments on the principal, too, what happens is that the payments will now jump much higher. The payments were lower in the first place than what they should have been, but now the balance must be paid in the remainder of the time left.

If you are an investor and know how to take the extra portion of what would be your regular payment, and invest it for a higher return, then this could work well for you. Otherwise, it is probably just a good idea to make a full payment as often as possible, so that you can start reducing the principal before your full payments kick in.

When getting any mortgage, be sure to compare it with several other offers. This way you can see what is available, compare it, and find your best deal on an interest only mortgage.

Joe Kenny writes for the Loans Store, offering mortgages, or view the latest interest only mortgages at NationsFinance.co.uk.
Visit today: http://www.ukpersonalloanstore.co.uk/

Self hypnosis is usually thought of as a person listening to an audio tape, CD, mp3, or other mass-produced media, intended to induce a willingness to absorb suggestions centered on a specific topic such as stopping smoking.

We could spend millions in advertising, constantly harass you about the dangers of smoking but there are much more effective and gentle ways for you to stop smoking. If you’re a smoker, you’ve no doubt been alerted— by family members, doctors and even perfect strangers—to the dangers of smoking, making you feel something between being mildly annoyed to downright hostile to all their well intended advice. Whether you have been smoking since your adolescence or if you only recently became genuinely addicted, using hypnosis to quit smoking can help you get on top of the intense cravings that most people experience when they try to quit smoking.

In case you’re thinking that this hypnosis thing is a bunch of hippies on drugs or something crazy like that, I should tell you that both the American and British Medical Associations have recognized hypnosis as a valuable tool in medicine and psychology. In basic terms it means that hypnosis is effective in dealing with the way we think about things. “Hypnosis is the use of suggestion, whether direct or indirect, to induce a heightened state of suggestibility in which there is bypass of the critical faculty of the mind, and selective attention to suggestions given.

No matter how you feel about using hypnosis to stop smoking, the only way to discover whether or not it works is to try it yourself. One of the best ways of doing this is to use a self hypnosis program which has been specifically designed for the purpose of stopping smoking. It is also a good idea to use someone such as Paul McKenna who has a solid reputation for hypnosis that works. Paul counts pop stars, celebrities and royalty among his dedicated followers and his many successes.

Hypnosis works because it alters your subconscious mind. The subconscious is that part of you that handles all of your involuntary thinking and actions. It keeps your heart beating and your lungs breathing, it helps you drive your car without the need to concentrate and think about every action you to take. It is also the seat of habits and cravings, and guess what it also does, it makes you want to take that next nicotine fix. The subconscious as well as controlling your heartbeat also controls your metabolism and the chemical processes necessary to sustain life. When these are out of balance the subconscious kicks in and drives you to take in chemicals such as nicotine by creating massive cravings.

Using self hypnosis can help bypass these barriers that exist at the conscious level and let your subconscious mind come up with the sorts of ideas, solutions that it is so good at. Basically, to assist you in stopping smoking, hypnosis is used to help get your conscious mind out of the way and replace thoughts and feelings about pleasure, relaxation, and satisfaction associated with having a smoke and replaces them with equally good or even better feeling associated with not having a cigarette or tobacco. To the degree that our awareness is absorbed in and identified with our thoughts, when we are in an hypnotic state we are able to change associations so that in your normal waking state lit will feel good not to smoke.

Though using hypnosis to quit smoking does appear to work in the short term, there is still much debate as to the long-term effects of the treatments. Numerous people recommend that stop smoking hypnosis therapy be used in conjunction with other stop smoking methods such as nicotine replacement stop smoking products like the patch or nicotine gum.

Stuart Rix has a passion for all things that improve the quality of life.
He runs informational websites which are dedicated to exploring what really
works and what he believes is misinformation, snake oil, and a waste of time and money. To take advantage of his personal research and get unique insights on Paul McKenna, his products (including Quit Smoking Today) and his training courses, check out Stuarts review site at http://www.paul-mckenna-review.co.uk

I hate to say this, given I once belonged to their ranks, but many sellers at itinerant flea markets and fairs are moonlighting, not declaring their profits to banks or the authorities. It’s all cash in hand. And it follows that most don’t accept checks or credit card payments, even PayPal. It’s all traceable, unlike cash! More than this, those other traceable forms of payment also cost the seller, sometimes heavily, in terms of banking fees and credit card processing charges.

Cash buyers are a welcome sight to traders at these one off events and will usually haggle for whatever you buy and pay for with cash. Most will haggle at least to the amount they save from otherwise banking a check or processing a credit card or PayPal payment. Over the short term and with just a handful of traders that can also represent cumulatively very nice savings for you.

But those savings are nothing to what itinerant traders will discount from normal prices for anyone purchasing their products in bulk. Ten per cent is usual on two or three items purchased together (especially if you say ‘trade’ and let the trader know you are also a seller). Haggle more and you could get twenty per cent discounted, much more if you put the products back on the stall and pretend to walk away without buying.

Okay, it’s a bit unethical, but you’re doing nothing illegal, and if the seller isn’t worried, you shouldn’t be worried either.

Avril Harper is a business writer and eBay PowerSeller who has produced several guides to making money from eBay, including MAKE MONEY TEARING UP OLD BOOKS AND MAGAZINES AND SELLING THEM ON EBAY which you can read about at:http://www.magstoriches.com 103 POWERSELLER TIPS can be downloaded with other freely distributable reports and eBooks at http://www.avrilharper.com

Just about everyone goes though a rough spot in their lives, but not everyone picks themselves up by the bootstraps and decides to take responsibility for their own success. However, that’s exactly what Rhonda Byrne did in 2005 she took her life’s experience and set out on an entirely new path.

Rhonda began her career in television with Sydney, Australia’s Nine Network in the 1980s. Quickly working up through the ranks, she became a leading producer of some popular shows, such as a stint as segment producer on the Don Lane Show. By the early 1990s, Rhonda was Developer and Senior Producer of What’s Cooking. She went on to Melbourne to produce the “Midday Show.”

After 20 years in the business, she left Nine Networks in 1994 to found her own production company, Prime Time Productions. Her sister, Glenda, also left Nine to help with the start up. As the vision behind the company, Rhonda pitched and directed the development of television shows for various client networks. A freelancer now, she was able to take on, with her production team, the creation of such reality and docu-drama shows such as:

• Oz Encounters — UFOs in Australia
• Australia Behaving Badly
• Learners
• Marry Me
• Loves Me, Loves Me Not
• The World’s Greatest Commercials
• Sensing Murder

Ten years later, her father died, leaving her mother not wanting to go on without him. Her hectic schedule as a busy television executive made her unable to maintain healthy relationships with friends and collogues. Financial woes threatened to bankrupt her company. Additionally, after so many years of successfully working in commercial TV, she found herself working on a very hectic and trouble-plagued show, “Sensing Murder.” Her ensuing depression took a challenging personal and emotional break down, crying all the time and lacking any sense of direction with her life.

Her daughter, concerned for her well being, brought her a book she’d come across that she’d hoped her mother could use to visualize herself out of her depression – it was Wallace Wattles’ 1910 book, The Science of Getting Rich. She became entranced with the idea of visualizing the world into a form more favorable to your well-being.

Rhonda immediately began conducting research into other similar ideas throughout the last 4,000 years of recorded history to document what each had in common. For two whole months she read piles of books, searching for connections between successful individuals throughout history who seemed to be in control of their own destiny. Thus, Ronda worked out her original concepts for “The Secret.”

So, at 35, she not only was able to find a new purpose and strength that compelled her to action, but also to become financially secure. She dedicated herself to the production of a new film – The Secret – that would share this timeless and timely knowledge with a wide audience. In an unusual move for her, she even appears in her own film as a subject and interviewee.

Through a series of improbable events, Prime Time found itself getting the breaks it needed to scare up resources for production – 10% of the $3million dollars eventually spent on the production came from Nine Network itself.

When they found themselves going to the United States to begin interviewing people, the Rhonda and the Prime Time crew had no idea who to even start talking to. She simply followed what she believed to be the opportunities, which were popping up all around her – good luck just seemed to follow her around. Eventually more than two dozen scientists, spiritual figures, entrepreneurs and authors gave their endorsements of this idea that the Universal Law of Attraction is yours to command by training the mind to keep very specific visualized goals in focus at all times.

In November of 2006, Rhonda also became the author of a companion book to the movie, also called, The Secret. Published by Atria Books / Beyond Words Publishing (a division of Simon and Schuster), the hardbound book has topped the New York Times Advice Bestseller List. Five months after a long-awaited release that immediately propelled it to the top of Amazon’s sales ranking, and even five months later, it’s still the #2 book, right after Harry Potter, having sold nearly 5 and ½ million copies. Her appearances on Larry King Live and a two-hour special feature on Oprah have further enhanced the success of The Secret. Without even having a major distribution partner, Prime Time has managed to sell 250,000 copies of the DVD and many more thousands of online views.

The amazing success of The Secret has compelled Rhonda to alter the direction of Prime Time’s future dealings with continued dedication to getting the word out about the idea that changed the course of her life forever.

Greg Aldrich is the author of Secret Mastery, Understanding The Law of Attraction. To learn more about The Science of Getting Rich and how to use it to manifest better health, happiness and even more money into your life visit Secret Mastery today.

A key signature will appear at the beginning of a piece of sheet music. This will tell you if sharps and flats will be played in the piece or if no sharps and flats will be played. If you don’t see any sharps or flats at the beginning of the piece then this is normally referred to as open key or C major. Sharps and flats can be written in various bars throughout the piece and these are known as accidentals and will last for the bars duration only.

Sharps and flats at the beginning of a piece can also indicate which key the piece is written in although there are other elements of the piece that also determine this because major and minor keys can share the same key signature, for example C major and A minor share the same key signature, that is, no sharps or flats, also G major and E minor share the same key signature of one sharp, (F Sharp). These similarities are known as relatives. So C majors relative minor is A minor. They are relatives because they share the same key signature.

Since most people start to learn in major keys, we will use examples in major keys only. At the beginning of a piece of music, to the right of the treble clef and the bass clef is where you will see sharps and flats.

One sharp means all occurrences of F are sharp and the key is G major
Two sharps = F sharp and C sharp and the key is D major
Three sharps = F sharp, C sharp and G sharp and the key is A major
Four sharps = F sharp, C sharp, G sharp and D sharp and the key is E major
Five sharps = F sharp, C sharp, G sharp, D sharp and A sharp and the key is B major
Six sharps = F sharp, C sharp, G sharp, D sharp, A sharp and E sharp and the key is F sharp major
Seven sharps = F sharp, C sharp, G sharp, D sharp, A sharp, E sharp and B sharp and the key is C sharp major

One flat means all occurrences of B are flat and the key is F major
Two flats = B flat and E flat and the key is B flat major
Three flats = B flat, E flat and A flat and the key is E flat major
Four flats = B flat, E flat, A flat and D flat and the key is A flat major
Five flats = B flat, E flat, A flat, D flat and G flat and the key is D flat major
Six flats = B flat, E flat, A flat, D flat, G flat and C flat and the key is G flat major
Seven flats = B flat, E flat, A flat, D flat, G flat, C flat and F flat and the key is C flat major

No flats or sharps indicates the key of C major

A good way to learn all these keys is to use a method, which I call the rule of seven. By adding the amount of sharps a key has to the amount of flats a key has, you should always end up with seven. That means if you memorise either the sharps keys or the flat keys you can work out the other by creating a relationship. We create the relationship using the letters, for example, B major and B flat major. B major has five sharps B flat major has two flats 5+2=7. Lets try E major and E flat, once you know that E flat has three flats you can work out how many sharps are in E major. So if E flat has three flats then E major must have four sharps 3+4=7

The exception to this rule is C flat major and C sharp major, make sure to relate both these keys with C major.

About the Author
Michael David Shaw (Mike to his friends) runs the websites http://www.mikesmusicroom.co.uk, http://www.keyboardsheetmusic.co.uk and http://www.guitarmusicbooks.co.uk

Hinduism or Sanatana
Dharma is a faith in God that underpins the basic humane principles of
brotherhood, kind-heartedness and good life. This religion believes in
eternal reincarnation of which you may set yourself free by various
practices and come to a higher state of Being called moksha -
liberation. Christians have salvation, Hindus moksha,
Buddhists nirvana. Hindus believe that God is ONE, but has many
forms.

Birth of Ganesh and some history

Ganesha (and Skanda too) is understood to be the first God in that sense that if someone
wants to come up to Shiva, he must first get through the Ganesha’s
doorstep.
He is mentioned in the oldest Veda - Rig Veda.

Ganesh was born on the fourth day in the Hindu month Magh and He has many powerful
aspects. He is also considered to be the master of astrology. According
to the Hindu calendar of religious events, His birthday is celebrated
in August/September, and this date is variable similarly like Christian
Easter (based on the lunar calendar). Hinduism consists of four basic
(mainstream) branches of which shaivism is the oldest one. Hence,
God Shiva is the absolute God; in other Hindu denominations it is
Shakti (female principle) - shaktism, Vishnu and His avatar
(incarnation) Krishna - vaishnavism.
Smartism is a school that follows Smriti - a specific canon
of Hindu religious scripture.

In Hinduism, mainstream Vaishnava, Shakta and Shaiva
schools are well-documented, but they also have their offshoots. Cults
of sUrya, skAnda and gAnApAtyA are poorly documented. Ganesh, while
being one of the most extensively worshiped deities of the Pan Hindu
religion, is one of the most poorly understood ones in terms of origins
and history. The sectarian worship of Ganapati and Kumara is
principally extinct. The literature and practices of these cults are
also largely unknown to most Hindus.

Some words about Buddhism
In esoteric Buddhism, Ganesh in Japan is pictured as a Twin-God - two figures joined to one, often with sexual connotation. These statues are not seen publicly. In Japan, there are more than 250 temples dedicated to Lord Ganesh and He has names such as Kanki-Ten, Kangi-Ten, Shooten, Vinayaaka, or Daishoo Kangiten. In Kamakura (a city in Japan), there is a temple (Hookaij-Ji) with allegedly the oldest statue of Ganesh in Japan; it is locked and supposed to have been preserved locked there from the year 1333. The Twin God is nanten - male, nyoten - female Ganesha. It also represents His/Her ego.

Many historians date the presence of Ganesh in Japan back to times when a great monk - Kukai (774- 834) - started the Shingon sect in Japanese Buddhism. The means of worshiping Ganesha, Ganabachi, Vinayaka or Kangiten embody something that makes this cult different from other Buddhist streams. The teaching, rituals and beliefs of the cult have many parallels with the cult of Ganapatyas

In Ganesha Purana it is written:
At His command Lord Brahma creates the universe. At His command Lord Visnu maintains the universe. At His command Lord Siva destroys the universe. At His command the Sun, Lord of the day, moves throughout the universe. At His command Vayu directs the wind. At His command Varuna causes the waters to flow in all directions. At His command the stars shine in the sky. At His command Agni burns in the three worlds…

Symbolism of Ganesh
Ganesha is the first sound, OM, in which all hymns were born. When Shakti - (Energy) and Shiva (Matter) meet, Sound (Ganesh) and Light (Skanda) are born. The number FOUR is the principle message of swastika. Ganesha’s head symbolizes atman. His big body represents the earthly existence of humankind, but also maya - “illusion of this world”. His elephant head indicates that He is the wisest and most powerful Being among animals; His wide ears indicate that He is able to hear anything in the universe…

This God wrote Mahabharata as a scribe when the sage Vyasa dictated this old Indian epos to Him. He has a trident on His forehead, which some authors consider to be a link to Atlantis, as it is also Poseidon’s symbol (Greek god of the sea).
Swastika is in His right hand; the mouse at the bottom of His body indicates that He can get secretly anywhere.

Skanda
Very interesting is the fact that some ancient manuscripts, or preserved oral heritage of various tribes contain information about “mythical twins” in reference to the beginning of the world - Creation of life. Allegedly, also the Hopi Tribe has a prophecy about the Twin Warriors… In the culture of the Toltecs, Quetzalcoatl was considered the God of the morning star and his twin brother, Xolotl, the God of the evening star…
Skanda (but also Subrahmanya, Kumara, Arumugan, Shanmugan, Murugan, Guha…) belongs to the Shaiva system. … Ramayana has chapters on His birth. The Sanskrit epics and Puranas seem to indicate that He was the eldest son of Shiva, as the tale of Shiva’s marriage to Parvati indicates.

Skanda, the second son of Shiva, and the younger brother of Ganesha - but some scholars oppose this view and consider Skanda to be older than Ganesha, is also known as Kumara, Karttikeya, Shanmukha, Subrahmanya, and He has many other names. His weapon is a spear and He is considered to be a war God. He has a strong support in South Asia (South of India - Indian state Tamil Nadu, Sri Lanka, Singapore…)

Followers of this God consider Him to be an Avatar of Lord Shiva. All incarnations are manifestations of the One Supreme God. They also think that Lord Skanda and Lord Krishna are one, and as evidence they use this verse from Bhagavadgita (Chapter 10), where Lord Krishna says this to Arjuna: ” Senaninam Aharn Skandah ,”- “Of the Generals, I am Skanda.”

Sadkona Yantra
Yantra is a symbolic visualization of a deity; yatras often look like a matrix with geometrical lines and when we visualize it in our mind, we clear the path on our way to God (mantra is a sound, usually a holy word, a syllable, or a sequence of such words we repeatedly pronounce, most frequently in Sanskrit.).

Skanda emerged from the light of the six Shiva’s sparks, which flashed from the Lord Shiva’s Third Eye, and Skanda Yantra is almost identical to the famous hexagram - the “Jewish Star”, or the Star of David. The Seal of Solomon also contained the hexagram image - the “yantra” of the Biblical God YHVH (the word “yantra” is not used in Jewish-Christian religions, though).

The Seal of Solomon was a magical signet ring said to have been possessed by King Solomon, which variously gave him the power to command demons, or to do other miraculous things. The God’s name - Tetragrammaton (”word with four letters” - YHVH) - was written on it. The identify of the holy depiction of the God Skanda’s symbol with the Jewish and Christian God, too - Sadkona Yantra - gives a strong tinge to any argumentation in favor of the fact that humankind has one common history and that the same God spoke to Jews and to other people on this Earth in ancient times.

It is known that Ganesha had esoteric worshippers who worshipped Him like linga. This cult was one of the few PRIMARY tantric traditions.
To say it very simply, tantra is worshiping of God; it is derived of a “dialogue” or “communication” between Shiva and Shakti when they “go crazy” in love; this way of knowing opens a secret door both for our mind and body.

vAmAchArA tantra or black magic
You can see demons every day on TV. Guns, guns, and guns. Politics is not any exception. If anybody is stumped to death, an hour later someone else is killed. Do you think that it is not possible to lose a navigation ability in distinguishing between the “evil” and the “good” in the era of Kali Yuga the entities of which, mostly governed by those who hypocritically proclaim Christian values, want to make of you an image of themselves?

The cult of Ganapati has many hidden mysteries. In ancient times, the origin of this cult could be traced to the era of Sage Yajnavalkya, who is distinguished both in the Shrutis and in the Smritis. Then one of the important leaders of the cult was girijAsuta, who founded the Mahaganapati sect. The other great Acharya was Herambasuta, who founded the vAmAchArA cult, which may seem very obscene for most Hindus.

“Gana” means a group or host. Ganapati was decapitated and reanimated by Shiva, who returned home from outside, but Ganesh - created by the Shiva’s consort, Parvati - wanted to stop Him. Shiva got infuriated and severed Ganesha’s head with His trident. Parvati demanded that Shiva restore Ganesha’s life, but Shiva could not find the head. Instead, it was an elephant that came into His view. After decapitating it, Ganesh received a new head and was reanimated.

Shiva has coarse manners sometimes. His followers do not wear splendid garments; they do not drive expensive cars. Shiva has also skulls and cobras around His neck and His manners are startling even for gods. His adherents wear Holy Ash on their bodies - this only typifies simplicity and self-dependence even in time when fire burns everything to the ground.

First Christians also used the swastika symbol, but official church statements are not in favor of looking for one identity of God who appeared to people in ancient times; they rather think that people used various symbols and that is all.
Pictures on this website show more swastikas in Jesus’ tomb in Jerusalem - the one you can see here:http://www.swastika-info.com/en/worldwide/israel/1061583505.html

Abuse of swastika
Not all people do know that Adolf Hitler was a mystical lunatic who used various elements of occultism to set up a bizarre theory about the ancient advent of a “higher race” the origin of which was the far north. A nonsensical term appeared - the “Aryan race”, which Hinduism rather condemns, as there is not such a thing. We know a lot of things about the Nazi brutality, but the Nazi ideology was based on occultism and this is something most of us do not know. Superpowers have kept secret some of their documents until today.
In his attempt to initiate a contact with this race, Hitler invested to the research of South America and Tibet more than are Hollywood’s costs for one-year production today. Superpowers found Tibetan monks in Berlin at the end of World War II.

The first element of the Nazi occultism was built upon a reference about a mythical land - Hyperborea-Thule, which is also analogical to Plato’s Atlantis, but with one difference - Herodotus described an Egyptian legend about a continent Hyperborea existing somewhere in the far north. Thus, a Thule society (Thule-Gesellschaft) was founded in 1918, and its mainmast stood on the above-mentioned notion that Germans are descendants from this continent.

Thule-Gesellschaft and its occult offshoots used several intriguing aspects in coloring these occult skins - one of them was a belief that our Earth is hollow and that “a race” could live, or once lived, in its bowels, and this race - the “Aryan race”- left some hallmarks here… Thus, Germans as “their” descendants are, as a matter of fact, offshoots of this SUPER RACE; better than Slavs, Indians, Jews…

Swastika is the ancient symbol of prosperity, innocence and good life, but Nazis used this symbol to spread it viciously worldwide contrary to the meaning it (swastika) represents. The “super race” had once used this symbol all over the Earth, for the existence of which the Nazis had “proofs” - “they” left this holy sign in Tibet; “they” marked South America with this symbol.

Source: http://www.freebsd.nfo.sk/esoteric/

Having recently purchased a property in France, I thought I would compile some of the information that I found most useful.

When you buy an apartment in France, you first sign a ‘compromis de vente’, which takes the property off the market (whilst giving the buyer a 7 day reflection period).

There is a section on the ‘compromis’ which states whether you require financing or not. If you apply for a French mortgage, and get refused, you get your deposit back. If you don’t apply for a French mortgage (and apply for an English mortgage), and you don’t get financing, you lose your deposit.

On the compromis you have to state something to the effect: ‘i plan to apply for mortgages with the following banks..’.

Always apply for a French mortgage. It covers you.

Interest on (french) mortgage interest, any renovations/works and transaction costs (such as agency and notaire’s fee’s) can be written off on tax.

Capital gains tax is 16% for foreign residents.

Us, French Residents, are hit for 24%. Still not bad.

Also remember when arranging a mortgage in France that the bank will charge you a fee for your mortgage- quite hefty too- so this has to be taken into account too. French banks love red tape, expect lengthy delays. If you can, better to go for a broker who has some English, which will help enormously!

The French don’t usually do surveys as we do, although there are obligatory lead, termite, flood-zone mentions on the legal side. The notaire appointed by the seller is the one to use. He/she will be completely neutral, you may wish to appoint your own UK solicitor if you are worried about inheritance issues (clause tontine etc.). You may also want to hire a translator.

What you must also bear in mind is that if the property you are buying is not you primary residence, if you sell within 4 years you will be liable to a hefty Tax bill. You should therefore be very careful if you are looking to buy for a renovation project and are looking to sell quickly.

The last note is to be patient - don’t expect things to happem in a hurry! I gave up the rat race 3 years ago to move to the French Alps where I can sit at my desk and look up at Mont Blanc whilst tapping away.

Ecrins Mountain Lodge

Chamonix Videos and Pictures

Ecrins Mountain Lodge

They say attractiveness resides on a subtle layer just below the surface of your skin but so does “not attractive.”

I have written many articles on what women find attractive in men and how to become attractive to women but it is equally important to know what turns women off. So feel free to do some soul-searching, you just might be turning the women off without even knowing it.

1. The Naïve Romantic

You have this jaded idealized perception of women that is a result of limited personal experience and self-imposed ignorance. You are constantly on the look out for that “perfect” woman or throwing yourself at women who are obviously not into you or presenting some kind of idealized version of you that you think will meet her notion of “ideal” man -and no one is buying. For some reason most women prefer men with a more realistic perception and a little bit more experience with the opposite sex – and they can tell within the first few seconds of meeting you.

2. The Need-To-Know Addict

You are constantly trying to find out what women want, why women do this, why they react like this, why they say this and why they do that. You are so obsessed with trying to figure out women that if there was a door marked “Hot Women” and a door marked “Lecture About Hot Women” you’d line up for the lecture. And even when you meet women instead of engaging them and having a real conversation you start asking them “What do women really want?”, “Why women like bad boys?” or “why do women shave their legs?”. Women look at you like “do I look like a dating coach to you?”

3. The Superficial Air- Head

You are obsessed with the physical and phony aspects of a woman and reject potential relationships with good women for sadly shallow reasons like not big enough boobs, not bootilicious enough, not long enough legs or hair etc. You move from big boobs to bigger boob or smaller butt to a bigger one with no real and meaningful emotional connection with the women you meet or have a relationship with.

4. The Sexually Invisible-Man

If sexual energy were measured in terms of light, you are generating at the level of a 20watt bulb. You may have the looks, the clothes, the car and even the job and money but that’s it - no sexual vibes coming from you. Women walk past you into the arms of the next jerk who is nowhere as good looking, educated or “sensitive” as you are. You are just not there – nonexistent sexually.

5. The Wet Blanket

You see yourself as a professional, business person, a politician, an activist, a teacher, a doctor, a parent, etc., but not as a sexual professional, sexual politician, sexual doctor, or even a sexual parent. You are so paralyzed internally by the pervasive anxiety of putting the “right” front that your interactions with women are like boardroom meetings they’d rather avoid. Your “businesslike” persona comes across as uptight and not much fun to be around.

6. The Sexual Adolescent

You confuse everything with sex and only see women as suppliers of sex. Your interactions with women have only one goal – “what can I get in exchange for sex”. And when your sexual needs are not met, you react with the emotional tendencies you learned in childhood and never outgrew—sulking, withdrawal, violence, manipulation, nagging, neediness, clinginess, etc. which turns the women off.

7. The Sophisticated Delusional

You are fully tooled up with the “right” attitude, latest techniques and sociological research about women. You are a smooth talking salesman type, good at presenting rational (and sometimes convincing) arguments. However, you make such a show of yourself that you end up with a reputation as a show-off with no real substance to back up your bragging.

8. The Angry Reject

You have a lot of repressed anger or extreme bitterness over the seemingly endless hoops you have to jump through to get women to notice you. You have a very difficult time accepting that women ultimately can and do say “No” to men. Your resentment and anger show on your face as a “pinched” look and your body language is a walking neon billboard that says “I hate women”. The women give you attitude “we hate you too”.

9. The Scared Spectator

You love women and are fascinated by them but you are also so intimidated by them that you are awkward in your one-on-one interactions with them. In fact you are so afraid of women that you’ve talked yourself into believing that all the women you meet will be hostile to you, and so you don’t even try to approach them. You just watch, admire and lick your wounds (and desires) from a distance. They in turn dismiss you as “lacks confidence”.

10. The Village Clown

You get so nervous around women that you can’t resist the impulse to resort to clownish behaviour. Some women might find you hilariously entertaining but in general your joker image and penchant for uncontained “humour” does not endear you to the women you want to be in a relationship with. Most women do not take you seriously – and a majority worry about how they are going to introduce you to their friends and family. Women want a man who can be respected by their friends and family.

The reality is that they’ll be women who’ll find you not attractive because you are bold, not tall enough, not handsome enough, not rich enough or successful enough and sometimes there is nothing you can do to add a few inches here and more hair there. But there are many things you can do to become so attractive to women that you will not know what to do with yourself. All you have to do is learn how it’s done.

About the Author: Christine Akiteng is an internationally renowned
Sexual Confidence/Dating Coach and author of e-Books: The Art Of
Seducing Out Of Fullness, Breaking A Bad Relationships Pattern, and
Playing Hard-To-Get The Love Way.

http://www.torontosnumber1datedoctor.com

http://www.theartofseducingoutoffullness.com

http://www.playinghardtogettheloveway.com

The Guru Slayer, the latest release from Andrew Fox, a different kind of Internet marketer operating out of Ireland. The Guru Slayer is his third major affiliate marketing product release, and his next attempt after the record breaking Dominating Clickbank guide (released in 2006).While a huge buzz has been created in the Internet marketing world surrounding The Guru Slayer, is it all that it’s cracked up to be? Is this more of the same slick marketing, simply using an “anti-guru” angle to push up his recognition, or is The Guru Slayer a product that delivers as it promises? Enjoy this honest review of The Guru Slayer….

The Guru Slayer is a methodology, or a kind of blueprint that Andrew Fox has devised that claims to contain his treasure chest of “insider secrets” to profiting in absolutely any niche he enters. Many people outside these big-guru social circles immediately assume that the way big name marketers do the huge numbers they do is because of their massive mailing lists and JV partners. But Andrew says The Guru Slayer will teach even a complete newbie on how to compete in the almost gangster “shark” infested waters of Internet marketing, even without a huge list.

Andrew’s goal of The Guru Slayer is to clean out the Internet land of the “get rich quick” and other deceptive marketing sites and schemes that appear everywhere. But as some may quickly criticize, “The Guru Slayer” appears to be marketed with an anti-guru approach, which has has started to become an increasingly more popular method to create a big buzz and in turn create more sales. So is The Guru Slayer more of the same?

In the midst of some visible confusion of the term “guru” in the Internet Marketing world, inside The Guru Slayer, the gurus Andrew is referring to are indeed the deceptive marketing sharks out to take your cash and run away. He points out that these are people who are here today and out of site (literally) tomorrow, taking your money with them and leaving you with further frustration and disappointment. Hence the title The Guru Slayer is a nice fit. He also notes that there are some actual real “gurus”, but calls them “pioneers”, people who we can trust. These are marketers who have effectively made a name for themselves and continuously deliver high-quality products.

According to Andrew’s special report on The Guru Slayer, his small test group of “average-george” affiliates did impeccably well with his strategies. These were people who previously never saw any real success (like most), but following the steps in The Guru Slayer, were able to increase their profits and create their own JV’s, launch their own products via resale products, or finally found success with affiliate marketing.

The Guru Slayer appears to be honestly created to help the “little-guy” affiliate have a chance at success in the quick moving world of Internet marketing. Of course as with any important buying decision, you should get some feedback from the field from other’s owners of The Guru Slayer. Find out what they liked, what they disliked, and most important, find out if the system worked for them.

I personally believe that The Guru Slayer is the in fact the real deal. If there is only one ebook you buy this year. I would recommend it be The Guru Slayer. The methods are relatively new to most newbie marketers and will surely kick-start life back into failing campaigns and create inspiration for affiliates working in 2007. The Guru Slayer is a no-frills get out there and make money now guide to freedom. At times a bit nasty, but the techniques work. Most of The Guru Slayer methods are totally new and unique, and it is an essential guide for any affiliate working for a successful year in 2007.

I recommend Securing a Copy of The Guru Slayer, and reading it two or three times, and then create a plan of action - very easy with all the ideas racing through your head from the material, and then taking immediate action! Do these very basic things and you will be far ahead of the pack who don’t buy it.

To your success in 2007!

Visit the Guru Slayer Website Now.