1. Design your web site to be a targeted resource center, not just a place for sales. Choose one subject and build on it. You’ll gain repeat visitors that are interested in that topic.

2. Offer something that is really free. If people go to your site and what you said was free really isn’t, you’ll lose their trust and they won’t buy anything. This doesn’t have to be an actual product that can cost you money; offering free services like shipping or training works well.

3. Add a chat room or message board to your web site. People want to interact with other people that have they same interests as them.

4. Entice people to link to your web site by giving them something free in return. This’ll increase your ranking in some search engines.

5. Trigger your reader’s emotions in your ad copy. Example, if you sell a book on gambling tips, tell them the feelings they’ll get when they win money.

6. Make sure your site looks good in all browsers. You could be losing sales because it looks distorted in some web browsers.

7. Increase your sales by e-mailing full page ads to your e-zine subscribers. Remember to tell people before they subscribe or they may consider it spam.

8. Ask people questions in your ad copy that make them think about their problems. For example: Do you want to be free of your debts? Then tell them how ordering your product or service can solve their problem. Testimonials work great here.

9. Magnify the size of your prospects problem in your ad; show how your product can solve it. The bigger the problem, the more sales you’ll have.

10. Invest a percentage of your profits right back into your business. Spend it on marketing, product improvement, customer service, advertising, etc.

11. Create a free e-book directory on a specific topic at your web site. People will visit your web site to read the free e-books and may see your product ad.

12. Turn part of your web site into a members’ only web site. Instead of charging for access, use it as a free bonus when they order from you. You can tie Items 11-12 together by allowing the download of 1 free e-book, but allow the full library for returning customers.

13. Add a free classified ad section to your web site. You could then trade banner ads with other web sites that have free classified ad sections.

14. Create two versions of your e-zine so people can choose if they want ads included with it or not. This’ll attract the people who hate ads to subscribe.

15. Publish your e-zine only on your web site. Have people subscribe to a “new issue” e-mail reminder. This could really increase your traffic and sales.

16. Sell advertising space in your product package. You could sell inserts, flyers, brochures, booklets, and digital ads for electronic products.

17. Offer daily or weekly visitor bonuses. This will increase your repeat traffic and sales because your visitors will visit regularly to get the visitor bonuses.

18. Allow people to download software or e-books from your web site at no cost. Just ask your visitors in return if they’ll refer their friends to your web site.

19. Build up the number of people that join your free affiliate program quickly by temporally offering your product for free to the people that sign up.

20. Negotiate with e-zine publishers to get free or discounted ads by letting them join your affiliate program and earn commissions on the ad you run.

Jeff Bunnell is a part-time marketer and full-time Dad. He has worked as a Realtor, Concert Promoter, Computer Tech, Salesman, Manager, etc. Now he is using his experience to help others become a “Rich Dad” or “Rich Mom” by making additional income on the internet.
For more information go to http://www.easybigmoneymaker.com

One of the questions people always ask me about being an NFL player is, “what is it like making so much money at such a young age?”

I have to say that it is very difficult to go from being young and having no money to being young and a millionaire because you do not know how to be financially responsible. It’s just like winning the lottery, and as you know from reading about lottery winners, most lottery winners go broke within 10 years after winning the lottery. Well, it is not that much different with professional sports players. The reason for this is most professional athletes, and lottery winners, were never taught money management skills. Going from being broke one day to being a millionaire the next day is a huge change in your life, mostly because once you have money, everybody wants you to give it to them, and most of the time you do.

I came from a single family home without a father, which is something many professional NFL players have in common. I am also African American and my family did not have a lot of money, which is also very common among NFL players. Because of this, I was never taught how to manage money responsibly and plan for my future. I went from being broke one day to being drafted into the NFL and becoming a millionaire.

A huge problem with being young and having a lot of money is the pressure by just about everybody including fellow players to spend a lot of money very quickly. When you are rich, everybody wants your money, especially your family and friends. My mother, aunts, uncles, cousins, friends, etc. all wanted to borrow money from me. And of course I gave it to them. Then, you have girlfriends and wives who want you to buy them lots of expensive presents like cars, jewelry and clothes because you are rich and they want to show off to their friends. You also have charities, investors, and businesspeople all asking for your money-and you end up giving it to them.

But possibly the worst of all is the other players because when it comes to money it is the blind leading the blind. We all spend our money as if it will never run out because we are uneducated in financial responsibility. For example, for you to be cool and respected by the other players, you have to keep up with them. So, if one player buys a new SUV, you want to buy one too. I mean, you can’t be an NFL player and drive a normal car like a Honda Civic. You have to drive an expensive Hummer, Cadillac Escapade, BMW, Mercedes, Porsche, etc.

You also have to have a huge expensive house. All the other players do and if you just live in an average house, they look down at you. So, we spend a fortune buying huge houses for ourselves and for our parents that we do not need. And of course there is the jewelry. We spend so much money on jewelry it is insane. It is nothing for a player to spend $100,000 a year or more buying jewelry, and that is just for us. That does not include all the jewelry we buy for our family, wives, and girlfriends. It is all extremely irresponsible. But, when you have so many people putting pressure on you every day to buy things and keep up with the other NFL players, it becomes much easier to say yes than to say no, even as you are watching all of your money disappear.

Another problem is as a wealthy NFL player, you are expected to flip the bill for everything. Whenever you go out to restaurant, you are the person who pays for everybody. And, when you go out with other players or your buddies, it is always to a fancy club where we go to the VIP section and spend thousands of dollars on fancy champagne and drinks-for everybody. I have known players who have spent over $25,000 in one night at a club. And then they go and do it over and over so they can be the “big man.”

Another problem NFL players have is women who are after us for our money and our status. And many of these women are gold diggers. If we were not rich athletes these beautiful women would probably not look twice at us. But now that we are rich and well known, women chase us constantly. This almost always leads to us marrying a woman we shouldn’t marry and then getting divorced after a couple of years and losing a large percentage of our money in the divorce. I made this mistake myself and it cost me dearly and still costs me.

In close, being a wealthy athlete is much more difficult than people think because there is so much pressure on us to spend our money as quickly as possible. Money magnifies problems, it does not eliminate them as most people think it does.

Martin Chase is a retired NFL player who now owns a popular NFL
Merchandise website. http://www.mcsportsfan.com

Venture capital is provided by Merchant banks, Investment banks, Private banks, Fund managers and Trust managers.
Venture capital is money provided by professionals who invest alongside management in young, rapidly growing companies that have the potential to develop into significant economic contributors. Venture capital is an important source of equity for start-up companies.

Professionally managed venture capital firms generally are private partnerships or closely-held corporations funded by private and public pension funds, endowment funds, foundations, corporations, wealthy individuals, foreign investors, and the venture capitalists themselves.

Remember banks and investment companies want to lend money, so do not be afraid to approach them!

Investment banks help companies and governments and their agencies to raise money by issuing and selling securities in the primary market.They assist public and private corporations in raising funds in the capital markets (both equity and debt), as well as in providing strategic advisory services for mergers, acquisitions and other types of financial transactions.

Investment banks also act as intermediaries in trading for clients. Investment banks differ from commercial banks, which take deposits and make commercial and retail loans. In recent years, however, the lines between the two types of structures have blurred, especially as commercial banks have offered more investment banking services.

A merchant bank is a traditional term for an Investment Bank. It can also be used to describe the private equity activities of banking.

Commercial banking can also refer to a bank or a division of a bank that mostly deals with deposits and loans from corporations or large businesses, as opposed to normal individual members of the public.

See, http://www.swissbankservices.com

Please forgive me for being white
I know it used to be ok and alright
However now it is difficult to succeed
Surpass the affirmative action stampede
Get a joy for which you are qualified
Unless your skin color is first verified
Your race approved and authorized
As if this was necessary for employment
Though they call it social advancement
I am beginning to believe otherwise
As now it is white people they despise
Disallow to get a job unless they are
On the top of the affirmative color list
Now the white people who get dismissed
Forget their background and education
Immigrants and aliens from another nation
Get preferential treatment and positions
Before qualified and fit whites are hired
Never mind how difficult it now is to fire
Remove a lazy employee of that category
They threaten to litigate and demonstrate
Meanwhile on the job they aggravate
Irritate, emasculate, and castrate the boss
Who they disrespect and flippantly toss
Around the office as they talk trash
Telling disgruntled co-workers to kiss ass
Tolerate their misbehavior as they dominate
Speak rudely and crudely as they infuriate
Warning everybody to appease and placate
Lest they file a complaint of harassment
Drum up charges of racial discrimination
Driving whites into isolation and alienation
Unable to get liberation and emancipation
From fear, intimidation, and manipulation
As diehards on the job do away with justice
Simply trying to peaceably avoid a racial ruckus
Quiet all the employees and silence the fuss
Though we all know not everyone is for us
Angry whites boiling within go home and cuss
As affirmative action dismantles any incentive
To respectfully work and be truly productive
Ironically those with work count it an elective
But those doing all of and being denied work
The qualified w/out promotions have perspective.

Paul Davis is an advocate and spokesperson against reverse discrimination. He is a worldwide professional speaker, licensed minister, life purpose coach, and author. His organization Dream-Maker Inc. is building dreams, breaking limitations, and revivng nations.

Paul Davis is a worldwide professional speaker, life purpose coach, licensed minister, change master, and turnaround specialist.

Paul is the author of several books including Breakthrough for a Broken Heart; Adultery: 101 Reasons Not to Cheat; Are You Ready for True Love; Stop Lusting & Start Living; Waves of God; Supernatural Fire; Poems that Propel the Planet; and God vs. Religion.

Paul’s compassion for people & passion to travel has taken him to over 50 countries of the world where he has had a tremendous impact. Paul has served in many war-torn, impoverished and tsunami stricken regions of the earth. His Dream-Maker Inc. is building dreams, breaking limitations & reviving nations.

Contact Paul to speak at your event and/or for coaching:
RevivingNations@yahoo.com

407-284-1705

http://www.CreativeCommunications

Thailand celebrated with all grandeur, the 60th Anniversary of His Majesty King Bhumibol’s accession to the royal throne. Termed as the Diamond Jubilee celebrations, Thai King’s 60th anniversary celebrations included a series of events describing the reign of King Bhumibol.

King Bhumibol ascended the royal throne in 1950 after the untimely death of his brother, King Ananda Mahidol. Since then, he has been the longest serving monarch in the Thai history. He initiated several developmental projects for the welfare of the people of Thailand and is the most revered ruler of Thailand.

Several international dignitaries were invited during the five-day long celebrations. Prominent among them include the United Nations Secretary-General Mr. Kofi Annan, Japan’s Emperor Akihito, Queen Beatrix of Netherlands and UK’s Prince Andrew. During the Thai King’s 60th Anniversary Celebrations, King Bhumibol was honored with the prestigious United Nations First Human Development Lifetime Achievement Award. The diamond jubilee celebrations included the Royal barge procession on Chao Phraya River, fireworks displays, dance and song competitions, grand feasts and art exhibitions.

On the eve of Thai King’s 60th Anniversary Celebrations, around 25,000 prisoners were given mercy and released. In the honor of their King, the people of Thailand organized a three-month long International Botanical Exhibition and an Official Royal Flora Expo in Chiang Mai Province.

Addressing the public gathering on this occasion from the balcony of Ananta Samakhom Throne Hall, King Bhumibol urged his countrymen and his subjects to stay united since only unity can bring prosperity to the nation. The celebrations were officially closed on January 16, 2007.

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Why Should You Care?

Cost Segregation Study (CSS) allows you to claim 50-70% more depreciation on your commercial property. This reduces your income taxes and in turn increases your cash flow from the property.

What is Cost Segregation Study?

This IRS-defined engineering approach accurately classifies an investment property into two asset groups:

• Structural components which have longer depreciation schedule;
• Non-structural components, e.g. furniture, carpets, landscaping, plumbing, electrical, HVAC systems, parking lot which have shorter 5, 7, or 15 years depreciation schedule. So the more non-structural components the property has, the more extra depreciation you can claim.

CSS is normally done by an appraiser or an engineering company. The company will visit your property for a site inspection to fully understand its use and condition. It then provides you with a CSS comprehensive report. This report includes pictures and information to support and document the classification of costs according to the strict IRS-approved methodologies. The result of CSS is then given to your CPA or tax accountant for income tax filing.

Without CSS, you will just use the standard depreciation schedule for improvement: 27.5 years for apartments and 38.5 years for other commercial properties. This is the way 90% of investors are doing. So if you have not heard of this term, chances are you are not taking advantage of the higher depreciation the IRS allows you to.

Benefits to Investors

By shifting a portion of the property into the non-structural assets, CSS allows you to reduce your income tax by generating extra 50-75% depreciation tax deductions and thus increase your after-tax cash flow. The extra depreciation basically converts ordinary rental income at your current tax bracket to tax-deferred capital gain when you exchange the property.

Of course the higher your tax bracket, the more tax savings you will get. The saving is even more if you also have to pay state income tax as CSS is also allowed in state income tax return. These tax savings tend to occur in the first 5 years of ownership. Once the extra depreciation runs out, it may be a time to evaluate if you should exchange the property and repeat the whole process again.

CSS allows you to increase tax depreciation. This is not the same as accelerated depreciation which simply shifts a higher percentage of depreciation deduction to the early years. This accelerated depreciation is subject to Alternative Minimum Taxes while depreciation from CSS is not.

Who Can Benefit from CSS?
If you own any of the below, you should be able to benefit from CSS:

• Retail/shopping Center,
• Office building
• Restaurant
• Nursing Homes, Assisted Living Facilities
• Hotel/Motel
• Warehouse/distribution center
• Industrial building
• Public Storage
• Resorts
• Auto Repair Shop
• Auto Dealer Property
• Hospital, medical center
• Sport/entertainment Facility

CSS Companies

Below are a few companies that do CSS. Most companies will provide you with a free estimate for the CSS of your property. The author does not endorse any company.

1. Commercial Cashflow Advisors, (408) 213-2530, www.ccashflow.com.
2. O’Connor & Associates, (800) 856-7325, www.cutmyfederaltaxes.com
3. Source Corp., (817) 732-5494, www.sourcecorptax.com.

Do’s and Don’t

1. If you own commercial property valued at $1M or more, you should explore the benefits of CSS especially when you are at high tax brackets and can benefit from additional depreciation.
2. Use the Cost Segregation Calculator on www.cutmyfederaltaxes.com. You just need to provide: property type, building cost, your tax rate, date of purchase and it will give you an estimated tax savings. Use this as a go, no go test to see if it’s worth pursuing further.
3. Take advantage of free estimate most CSS companies offer. It tells you the costs of CSS, and estimated potential tax savings in the first 5 years.
4. Don’t let the cost of CSS deter you. It costs money to make more money.
5. Discuss the estimate provided by the CSS companies with your CPA or tax accountant to see if your CPA would advise you to proceed.
6. You may want to consider CSS at the time of purchase of a commercial property as part of your investment and exit strategy.
7. You will maximize the tax savings benefits if you hold the property for 5 years, i.e. it probably does not make sense to do CSS and sell the property shortly after that.
8. If you own the property for several years, the IRS allows to “catch up” underreported depreciation from prior years by filing a form 3115.
9. If you have remodeled and renovated your property, CSS can also recover a significant portion of the asset value which you have abandoned.

David V. Tran is the CEO eFunding Inc., a commercial real estate brokerage, commercial loan broker, property management, self-directed IRA investment, TIC and syndication company in San Jose, CA. His website is http://www.efundingcom.com. He may be contacted at (408) 288-5500. eFunding does business in all 50 states. He is selected as Pensco Trust’s (a major self-directed IRA custodian) Preferred Professional. David is well-known for his 3 FREE real estate investment seminars:

1. How to invest in commercial real estate for retirement income NOW.
2. How to maximize cash flow with 1031 tax-deferred exchange.
3. TIC/Syndication: strategy for small investors and self-directed IRA investors to acquire high-valued properties.

   You are welcome to share this report, unedited and in its entirety, with anyone you like. You may not remove this text. © 2007 eFunding, Inc.

It’s no secret that almost every Republican President was on the side of Big Business. Yes, there were two Presidents who waged a small war against Big Business and they were Teddy Roosevelt and Richard Nixon.

Roosevelt refused to seek a second term after becoming President by assassination and pursued other work for the progressive Group of the Republican Party. Richard Nixon was betrayed by his Party after he paved the way to China only because he also imposed price and wage controls against Big Business and put an end to the killing of our soldiers in Viet Nam.

Then too, we had one President who went that extra mile for Big Business, and that was Ronald Reagan. Apparently he didn’t like Labor Unions. If you remember, he fired all of our air traffic controllers after they went on strike for better working conditions. You see, an eighty hour work week was too much for some of our air traffic controllers. By the way, our air traffic controllers are still desperate for more help.

So Too, he did nothing about the loss of millions of jobs because Big Business found cheaper labor forces outside of our Country that weren’t protected by organized Labor Unions. Clearly, Ronald Reagan wasn’t a President for the Majority within our Country.

If he was, he would have quarantined New York City when the A.I.D.S. virus struck that place and has since killed millions of people. Yes, he passed that buck to his surgeon general who did nothing more than tell everyone to wear a condom. I wonder what he did that was so great for the Majority? Please tell me because I really would like to know.

As the signs of spring make their first appearances in nature, it’s time to wake up your home design, as well. From fashionable new window treatments to freshening up the home decor that you already have, we have tips to help you bring in Spring with style!

1. Brighten Your View: The Value of Updated Window Treatments

New, updated window treatments can make one of the most profound changes to the look and feel of a room. With spring in the air, you want to maximize the natural light that flows into your rooms. Choose something light and airy, like a soft drapery or a sheer window shading.

Worried about privacy? Many sheer window treatments offer optional room-darkening vanes that you can adjust for a look and feel that is tailored to your unique needs.

Sunscreen window shades are also especially popular options that will prepare your home for the glare of the sun and the heat of the upcoming summer.

2. Get organized!

Did you know that extra clutter and crowding in your home decor can drain your energy? So, in the spirit of Spring’s renewal and rebirth, start organizing all the clutter that has accumulated throughout the winter. Overwhelming? Take it room by room, one week at a time. Slowly but surely, your cupboards, medicine cabinets, and even closets will bring feelings of peace and calm.

Your newfound organization will save you time (you won’t spend extra time searching for things!), and it will do wonders for lifting your mood, as well.

3. A Change Will Do You Good: Rearranging Furniture and Home Accessories

Okay, so you’ve purchased the latest in closet organization products and you’ve updated your home’s window treatments. Your next steps don’t have to require purchases at all. Look around you- most of your furniture has probably had the same position for years. Change it! Simply switching the placement of a couch, or repositioning the TV can make you feel like you have a whole new room.

Not much room for movement? Change and update the smaller things, like pillows, throws, and lamps.

4. Color Me Beautiful: The Power of Paint
You’ll find that I mention the power of fresh paint in almost every home decorating article. It’s really that important - and valuable. Adding a new color, brightening up the existing one, or changing the texture can give the room a completely new feel.

5. Think Outside the Home

After winter has left its cold, often dingy mark, the outside of your home needs some extra TLC. Be sure to wash the doors (especially your front door) and windows, and touch up the paint if necessary. Hang a wreath of silk spring flowers, or place pots of the real thing on your porch!

Don’t forget the garage, the driveway, tool sheds, and any other areas that may be less visible in winter, but when left to the bright lights of Spring, can sully the look of your fashion-forward home.

6. Cleaning
You can’t have a Spring Home Makeover without it - cleaning. But it doesn’t have to be something you dread. Start by making a “to-do” list for each room - everything needs sprucing up this time of year. Clean or replace shelf liners, and dust everything from the countertops to the dresser drawer handles. And don’t forget to clean your window treatments! Check the instructions first, but most window treatments need little more than a light feather dusting or a low level dust buster to freshen them up.

Once you have your “to-do” list, set the cleaning mood: play your favorite music, light some candles or spray some room spray, and enjoy the prospect of a fresh start for Spring!

Stacey Wiktorek is a member of the in-house professional home design team at BlindCrafter.com, where she provides expert decorating and design advice for anyone looking to beautify their home. For tips and home design ideas, or to receive their monthly Customer Club newsletter with trends, advice, and exclusive coupons, visit their website at http://www.blindcrafter.com/kristinasdesignstudio.cfm

Recently, we featured a story on our blog, about a man who quit his job (a six figure job at that) to pursue an internet marketing business full time.

Here’s an excerpt of what one person wrote in the comment section:

“I wonder who these people are who are making all that money! There should be more advice and real world business plans instead of how easy it is to make money online.”

Why is there so much advertising that promises easy money? A major part of it is of course the times we live in. With the internet and mass communication growing daily, more people than ever before have access to legitimate money making opportunities. A handful have taken the plunge and come up wildly successful in a very short period of time without much effort.

Is it really that easy? As a norm, the answer is an emphatic no. Most online business people either make no money or so little that it is impossible to stay in business.

So why this overwhelming glut of advertising that promises fast easy money but rarely delivers?

P.T. Barnum once said there was a sucker born every minute. I’m not sure about that, but there is no denying that many people want their success to be quick and painless. It is mind boggling to think that many would be entrepreneurs believe all they have to do to be successful with internet marketing online is put up a website or affiliate link and presto chango, instant cash. The phrase for this and not a complimentary one is “get rich quick.” With a hot market like that it is amazing the gurus don’t make more money.

Rich Schefren a highly successful entrepreneur and consultant calls this kind of thinking, “believing in fairies”. People who spend tons of money and go from one offer to the next in the hunt for the secret formula or the super neato fairy dust that once you sprinkle it on your computer monitor will turn your online business into a profit powerhouse.

I’m exaggerating that last part but the point is many people would rather focus on these kinds of actions instead of coming to grips with the unvarnished truth:

When it comes to building an internet marketing business, overnight success is almost non- existent.

It doesn’t mean that you don’t check your email for various offers or information that can help. You always want to keep alert to that but if the offer is too good to be true, than it is too good to be true. When the guru says “do nothing and make money right now” or something similar hit the delete key or better yet set up an email filter.

None of this is new. Whether traveling the Old West by wagon or setting up shop in cyberspace, gurus will always exist. Why? Because they know there is a limitless supply of people who want no parts of what it takes to build a business.

- Work
- Time
- Patience
- Responsibility
- Decisions
- Money (used wisely)
- Uncertainty
- Mistakes
- Adaptability
- Sacrifice

Later on you will definitely add more to this list so accept the challenge right now of building and growing your internet marketing business. It’s going to be tough but the hard work it takes will make your success that much sweeter.

Daryl Campbell is an online business owner and affiliate marketer. It is easy to get lost in the jungle of internet marketing. So what do you do? Get yourself an Internet Marketing Guide. Free tips, tools, resources, coaching, video and up to the minute news and information to help you get out of the jungle. Get started now at Internet Marketing Guide

Does your State mortgage originator licensing regulations say you have a “Fiduciary Duty” to your customers? Or does it say “you must provide the consumer with a reasonable, tangible net benefit” from a loan you provide? Both of these may soon be nationally mandated requirements if Congress has anything to say about it.

The House of Representatives pulled no punches on Tuesday at its hearing on subprime and predatory mortgage lending as they took National Association of Mortgage Brokers President Harry Dinham to task on the subject of who brokers really work for, if they deny ‘fiduciary responsibility’ to their borrowers.

Although violating either of those standards may subject you to harsh discipline and potentially aggressive punishment, it is the presence of Ethics & Integrity which will carry you through a life long career in our fine industry.

I’m sure you’ve heard many times lately that it’s a short walk from unethical actions to full-blown fraud - but more importantly, are your actions ethical when it comes to serving a customer?

Here’s a couple of mental questions to ask yourself: If you have strong Ethics, do you understand it means how you behave when no one is watching? - because that’s exactly what it means! Do you RAT OUT a fellow loan provider when you see he/she isn’t acting ethically? Do you realize you ARE your brother’s keeper in this industry … what the ‘next guy’ does can make us all bleed! This last ‘cycle’ (1998 to 2007) brought us many long term problems (only now becoming apparent) - 99% of which be brought on ourselves … by going along with the crowd.

Article by Peter Samuel Cugno, Chairman & CEO of Secret! University, the educational division of Americas Money Center, Inc. with 40 years experience in the subprime industry niche. Questions or comments may be directed to Peter 310-833-4068 or online at: http://www.americasmoneycenter.com