Transnational Corporation, on Tuesday, said that British Telecom had not pulled out of the technical services agreement between the two companies for the management of NITEL and its mobile subsidiary, Mtel.

Transcorp acquired a 51 per cent stake in NITEL last year under the privatisation exercise handled by the Bureau of Public Enterprises.

However, there were reports that BT had pulled out, citing unavailability of working capital to turn around the telecoms firms and the lack of adherence to corporate governance principles.

But, the Head of Corporate Affairs, Transcorp, Mr. Adedayo Ojo, said in a statement in Lagos on Tuesday, that it was the first phase of the agreement with BT that had been concluded.

He said that BT representative and Managing Director of Mtel, Mr. John Weir, had not been relieved of his post by the Board of Mtel.

He said, “That stage basically covered the diagnostics and evaluation of the state of affairs in NITEL and Mtel.

“However, both BT and Transcorp are still in negotiations regarding a longer term agreement. Transcorp is also pursuing opportunities to bring in potential strategic investors in NITEL and Mtel.”

According to him, “Transcorp is in the final stages of negotiations with strategic investors and we will issue detailed information as soon as those negotiations are completed and the appropriate regulatory approvals are in place.”

On the subscription level for its recently concluded Initial Public Offering, Ojo explained that there was no basis to say that it was undersubscribed.

“There is no basis to speculate that an IPO that has recorded more than 250,000 was undersubscribed as the Registrars are still compiling the returns which will need to be approved by the Board of Transcorp and the Securities and Exchange Commission, before the subscription level can be determined and announced,” he said.

Emmanuel Ayomide Praise is a world leading internet entrepreneur and investor. Some of his areas of interest include sport management,merchandise,ownership,internet entrepreneurship,investments, media and writing amongst others.
Business URL: http://www.emmapraise.blogspot.com,

http://www.nigeriasoccer.blogspot.com,

While there are many loan companies in business today, a secured loan company typically does not offer signature loans and they are somewhat selective on the type of collateral they will accept to secure the loan. A secured loan company generally wants real estate or a title to a vehicle as collateral in the event the borrower defaults on the loan.

Your credit rating will play an important role in whether your loan application is approved, but your available collateral may have significant influence on the secured loan company’s decision if all other qualifications are borderline. A vehicle is not considered as desirable as real estate because all vehicles depreciate while real estate has a history of appreciation, providing more security of the company being repaid.

In rare instances where a person may need a little more collateral than they have in assets, a stock portfolio or savings account may be accepted by a secured loan company. However, in most cases the interest on the loan may be higher than the interest being paid on the savings account and the borrower may not want to make that trade off.

How Much Collateral Is Enough?

The amount of collateral that a secured loan company will require to give you a loan will depend on various factors including your credit rating, your income level and the amount of the loan. Generally, a loan for about 20 percent of the value of the collateral will be needed. For instance, if you want to borrow $8,000 collateral valued at $10,000 will be needed. For those with a lower credit score, it may be higher.

You should be careful when dealing with a secured loan company who is willing to use your paid-for vehicle for collateral, especially if they are making unusual demands. There have been instances where the secured loan company has demanded not only the title, but a spare key to the vehicle as well. A few unethical companies may charge an exorbitant interest rate, knowing you will not be able to pay it back and then take possession of the car with little or no notice, depending on the state in which you live.

Unfortunately, in most states this practice, while not necessarily acceptable morally, is not illegal and people have been left owing the money for the loan as well as being without their vehicle. If you borrow from a secured loan company make sure you get the details on the payback, the interest and that you can meet the payments.

There are many ways in which you can improve your credit rating. If you want to learn more about secured loan, author of this article, Michael Folker Jr., has made an informational website about Personal Secured Loan and Secured Loans.

The Bank’s mission of reducing poverty can not be achieved without meeting the needs of disabled people. The Bank’s work in this area is guided by three factors:

Multi-sectoral approach Integrating disabled people into society involves a strategy that often cuts across sectors, since a person’s disability can affect all aspects of their lives, often in an interrelated way.

Analytical expertise This area of disability and development is rather new and not entirely understood. Analyzing the impact of disability on development and building the economic case for including disability in development programs and policies are other strengths of the Bank.

Leadership Role The Bank has already taken a leading role in some areas of education, urban management, and media via training courses and operations.
How Is The Bank Integrating Disability Into Its Mainstream Development Work?

Overall, from 2002-2006, 4% of all World Bank projects and 5% of new lending commitments were projects with a disability component ($4.8 bn). In July 2004, 10% of projects in Europe & Central Asia had had a Disability Component. About 6% of analytical work included some focus on disability.

To integrate disability into its operational design and implementation, the Bank is working in three key areas, in addition to deepening its research work:

Building Internal and External Capacity This is being pursued through missions to field offices and staff in donor and client countries; the funding of a variety of training, research, and operational activities through several sources, including the Norwegian Trust Fund for Disability and Development, the Bank-Netherlands Partnership Program, and the Trust Fund for Environmentally and Socially Sustainable Development.

Regional Working Groups With initial funding from the World Bank President’s contingency fund, each region has established ongoing cross-sectoral working groups which have conducted portfolio reviews and developed action plans for integrating disability into their current and future operations.

International Partnerships The Bank has played a key role in the creation of the Global Partnership for Disability and Development, a multi-donor trust fund intended to bring all of the major development players together with governments, civil society, universities, employers, and foundations to develop capacity for and share knowledge on inclusion.

Emmanuel Ayomide Praise is a world leading internet entrepreneur and investor. Some of his areas of interest include sport management,merchandise,ownership,internet entrepreneurship,investments, media and writing amongst others.
Business URL: http://www.emmapraise.blogspot.com,

http://www.nigeriasoccer.blogspot.com,

The Profit Lance System is a relatively new system created by Michael Andrews. I bought this program right after I purchased the Affiliate Allstar and I have to say that I’m pretty impressed so far. My goal here is to present an accurate review of the Profit Lance System and see how it compares to other products or systems out on the Internet today.

As a lot of you know, I spend my hard earned money purchasing different marketing products out there and do reviews on them to see if their techniques work. The Profit Lance is no exception. As of this writing, the price of the system has increased form $67 to $77 so that tells me that this is getting really popular. Before I bought this product, I did some research just to see if people are satisfied with this system and if it works. As far as I know, this system is worth it. I heard nothing but positive reviews so far so if you ask me, this program is not a scam. So without further ado, let’s get down to the nitty gritty.

The Profit Lance System can help you make money online from the ground up. It starts with the basics of online marketing and on to more advanced levels. As the author states in his opening message, his main objective is here is to guide you, show you and provide long term skills to making money online. He doesn’t want you to just follow the steps like a robot, but to actually implement his techniques and know the reason behind it. That’s always a plus and it’s something that many so called “gurus” don’t teach you. In other words, he’s teaching you long term skills that you can implement for the rest of your life.

One thing you’ll notice after buying the system is the member’s area. Upon logging in, you are introduced to your very own member’s area. The layout and design is clean and navigating around the site is easy. If you’ve bought money making programs out there before, you know that most will take you to a single download page where you download an e-book and a couple of bonus products and that’s it, you’re on your own. Not with Profit Lance. Once you’re a member, you’re a member for life. Some membership programs insist that you pay a monthly fee but with Profit Lance, you pay a one time fee and that’s it. Plus you get the same if not more info than most membership sites out there.

Like I said before, the Profit Lance’s goal is to show you long term skills and therefore instills these 3 basic principals:

· Understanding

· Skill acquisition

· Practical implementation of those skills.

This is what I meant when the creator says that he wants his students to understand what they are doing and what the purpose is for doing that particular task. As far as what you will get upon purchasing the program, check it out:

- Affiliate Marketing

- Promoting the right product

- Google AdWords

- Google AdSense

- Copywriting techniques

- How to build your own websites

- Product reviews

- How to create landing pages

- How to get traffic to your websites

- Blogging

- Keyword research

- Search Engine Optimization (SEO)

- Link building

- and so much more I can’t list them all!

In addition there are about 50 video tutorials and 20 e-books on advanced internet marketing strategies. Most of these tutorials and e-books I found were not the authors own; it most likely came from his own collection he gathered from third party sources. Despite that, they are all useful and relevant to the topics. As you can see, there are tons of information in this course.

Don’t know how to build a website? No need to fear. The Profit Lance has got you covered. The author provides you with about 15 affiliate sites and about 3 review websites that you don’t need to pay extra hosting or domain fees for. Everything is paid for and all you do is drive traffic to the sites. How convenient is that? This is another plus for the newbies out there because it allows them to get their feet wet so to speak.

Another thing you will notice when you buy the different money making products out there is that they only give you bits and pieces of information on how to make money online. I believe they do that in purpose so that you will continue to waste your money on other products that they plan to sell to you in the future. With the Profit Lance system, you get daily updates for free and everything you need to know about Internet Marketing is found inside the member’s area.

Need help on anything? No problem. Just contact Michael and you can bet that he’ll respond as soon as possible. Communication between the author and the students is exceptional. I’ve emailed him numerous times and he has always responded very quickly, sometimes within hours. You don’t find that very often.

Some people are saying that you can make money within hours of purchasing Profit Lance. That’s not being realistic. You shouldn’t get into this course with that kind of a mindset. Or any course for that matter. What you’re paying for is an education in making money online.

Depending on the skills that you currently have it’s going to take time before you start making money simply because there are tons of materials and information to absorb.

All in all, I give this program two thumbs up, heck I’ll put up a third if I had one. You just can’t beat the training and education that you’ll receive upon joining this program. Highly recommended!

The Author’s website href="http://makemoneythebestway.blogspot.com/">Best Ways To Make Money Online has tips, reviews and recommendations on different products and systems found on the internet today. Also check out my other href="http://enternetmarketeer.thebizreview.net/">Review Site for more great reviews on other money making products.

Have you realized that you need some help with your home-based business? Maybe you just started, and aren’t sure where to begin. On the other hand, maybe you have had your own business for a while, but are now at a standstill. It doesn’t matter where you are with your business; there almost always comes a time where you need a little help with it. The great thing is that there are many free resources where you can get help with your business, no matter what stage you are at.

If you are at a point where you need one-on-one help, and would love to talk to someone who has been in a similar situation, Score is the place you need to go. Score is an organization that helps people with their small businesses, for free. Their website offers free classes, articles, and guides to help you with your business. One of their most helpful tools though is free mentoring. You can look at a list of mentors, and see which one has experience in what you are looking to do, and then you can contact them. You will be able to talk to them one-on-one, either on the phone, by email, or even in person to talk about your business. This is great if you have a specific question about your business, or just aren’t sure what to do next and want to talk to a person to see what they think.

Another great resource is Entrepreneur. While they do have a magazine that comes out monthly which you can subscribe to, they also have a website. This website has many tools, articles, how-to guides, and a lot more about businesses. They have many suggestions on what types of businesses you can start, how to grow you business, and a lot more. The website is completely free for anyone, even if you don’t subscribe to the magazine.

The Small Business Administration (SBA) is another great free resource. It is a government run website which offers a lot of information for anyone who has their own small business, or who wants to start one. They offer help with starting a business, financing it, and managing your business. They also have free online courses that you can take. There are many courses on starting a business, business planning, business management, financing and accounting, marketing and advertising, e-commerce, and a whole lot more!

The website About.com has a great home business section that you might find useful as well. They have many articles about home businesses, in all types of categories. They have articles about starting and choosing your small business, how to balance working at home, financing your business, growing your business, and a lot more. Again, it is all free information, which is very useful.

Another great way to get free help with your business is to look for a forum. There are many forums out there that are dedicated to small businesses, home based businesses, online businesses, and more. You can just go do a search on the type of business forum that you are looking for and you will probably find quite a few that will be filled with the type of people you are looking for. Many of them have a lot of free information from others that have gone through what you are going through now, and you can easily find answers to your questions there. Another great thing about these forums is that if you have a specific question, you can just post it, and get many replies, all for free!

There are many ways to get free help with your home-based business, no matter what type of help you are looking for. You just have to go out and look for it, and you can get help via articles, how-to courses, email, by phone, and even in person sometimes! You just have to know where to look, as these resources are all out there, and don’t cost a cent.

Jessica Mele is the owner and creator of Workism.com. Wish you could work at home, and have your very own business? Learn how you can start your own business today. Claim your free 7-day course on how to get started!

AT A GLANCE:
Disability encompasses people with physical, intellectual, and sensory impairments, as well as people with mental health conditions.

The Bank’s work in this area is guided by three factors: multi-sectoral approach, analytical expertise and leadership role.

The Bank is working in three key areas: building internal and external capacity, regional working groups and international partnerships .
Overview

Estimates of how many people in developing countries live with some form of disability vary. Country definitions and measurement systems vary widely, as do official estimates.

The World Bank is working with the United Nation’s Washington Group on Disability Statistics and the World Health Organization (WHO) to establish an internationally comparable approach for measuring the prevalence of disability. In the few developing countries in which this approach has been implemented, findings indicate a disability rate of about 10-12 percent, with about 2-4 percent of the population having significant disabilities. This estimate is in line with the United Nations’ often cited figure of 10 percent rate, which is more like an informed guess based on data available from developed countries.

Efforts to reduce poverty and spur economic growth will fall short if the plight of disabled people is ignored. For example, disabled people face significant barriers to full participation in society, including the ability to participate in the job market or receive adequate education and job training. Stigma and discrimination can be very severe, and exist not only towards people with disabilities, but in some countries, their families suffer similar treatment. To avoid this prospect, families may hide members with disabilities, preventing them from benefiting from services that may be available.

Even in developed countries, employment rates of disabled people remain much lower than those of the overall population, in part because of bias by employers. Inadequate education, health services, and safety nets can often lead to family members of people with disabilities having to forgo paid employment to stay at home to provide care. These factors translate into forgone GDP of about 5-7 percent.

How Disability Affects Countries

In Uganda, disabled people are nearly 40 percent more likely to be poor, and children living in households with disabled family members are less likely to attend school.
In Serbia, the poverty rate of disabled people is 70 percent.
In Honduras, 51 percent of people with disabilities are illiterate compared to 19 percent for the general population.. Without access to education and employment they will remain in poverty.
What Do We Mean By The Term ‘Disability’?

Disability is not simply a medical condition. It results from the interaction of physical, mental, or sensory impairments with culture, social institutions, and physical environments. People with physical or mental limitations are often disabled not because of a diagnosable condition, but because they are denied access to education, labor markets, and public services. This exclusion leads to poverty and, in a vicious circle, poverty leads to more disability by increasing people’s vulnerability to malnutrition, disease, and unsafe living and working conditions.

This concept of disability is known as the social model of disability, in contrast to the older medical model of disability. The medical model focused on the individual’s clinical condition. The social model views disability as an interaction between individuals’ functional limitations and the environment.

Thus, disability encompasses people with physical, intellectual, and sensory disabilities, as well as people with mental health conditions. They include people whose disabilities are readily apparent and those whose disabilities are invisible, as in cases of learning disabilities or depression. They include people born with disabilities as well as those who acquire them through malnutrition, disease, conflict, traffic accidents, and unsafe living and working conditions.

Emmanuel Ayomide Praise is a world leading internet entreprenuer and investor. Some of his areas of interest include sport management,merchandise,ownership,internet entreprenuership,investments, media and writing amongst others.
Business URL: http://www.emmapraise.blogspot.com,

http://www.nigeriasoccer.blogspot.com,

Imagine that you’re driving down a road. Along the way there are signs that provide direction or give warning. If you pay attention to the signs and follow their instructions, you will safely reach your destination.

In the same way, on the road of life there are spiritual signs along the way. In order to stay under God’s protection, you must obey these signs that tell you to trust Him and not worry. Don’t be afraid; have courage. If you’ll pay attention to these signs, you’ll find it’s easy to stay on course. You’ll experience the protection, peace and joy that only God can provide.

However, if you fail to heed the signs, you may notice that the road seems a little bumpier than usual, and you aren’t as confident in your ability as you once were. You may become anxious about the unknown things waiting around the corner, and even veer off the road.

Anxiety is like putting on a heavy coat on a hot summer day. It weighs you down. It’s difficult to move and stifling to wear. According to Webster’s Dictionary, anxiety is “a state of being uneasy, apprehensive, or worried….” Sometimes this uneasiness is really vague—something we just can’t put our finger on. All we know is that we’re uneasy.

You and I don’t need to be anxious about tomorrow when we have all we can handle today. Even if we manage to solve all our problems today, we’ll just have more to deal with tomorrow…and more the next day.

Why waste time worrying when it’s not going to solve anything? Why be anxious about yesterday, which is gone, or tomorrow, which hasn’t arrived yet? Trade in your worries today for God’s peace. Remember, everything’s going

Emmanuel Ayomide Praise is a world leading internet entreprenuer and investor. Some of his areas of interest include sport management,merchandise,ownership,internet entreprenuership,investments, media and writing amongst others.
Business URL: http://www.emmapraise.blogspot.com,

http://www.nigeriasoccer.blogspot.com,

Super Eagles Coach, Berti Vogts, has explained why he is interested in having Germany-based Chinedu Ede and Dennis Aogo play for the team.

Ede, who currently plays as a striker with German club Hertha Berlin, has already featured for Germany’s Under-19, 20 and 21 sides.

The German coach is also looking in the direction of SC Freiburg midfielder Dennis Aogo, another member of the German under-21 side who could switch allegiance to Nigeria under new FIFA rules.

FIFA’s rules on international eligibility allow a footballer capped at junior level to represent another country as long as he possesses dual nationality and makes the request to change nationality while under the age of 21.

Vogts is hoping to persuade the duo to play in Nigeria’s subsequent 2008 African Cup of Nations qualifying campaign.

“They are both bright prospects that will bring so much to the Nigerian team,” Vogts told BBC Sport.

“They qualify to play for Nigeria because of their fathers and I have been monitoring their performances.

“Even though they’ve played for the German youth sides, I am hoping that with the new FIFA rule we can have them play for the Nigeria national team,” Vogts said.

Berlin-born Ede has a German mother but his father hails from Enugu State.

Karlsruhe-born Aogo has been with Freiburg since August 2002 and has a German mother while his father hails from Ondo State.

The 20-year-old Aogo had apparently been keen on playing for Nigeria in the past but accepted a German under-21 call-up when he felt he had been overlooked by handlers of the Flying Eagles.

“It will be a dream come true to play for Nigeria someday, I think my father would really be proud of me.

“I have a Nigerian team mate (Seyi Olajengbesi) and I know a lot about the country from him, my father and from my last visit there in 2005.

“I’ve read about Vogt’s interests in me and it will be a great achievement to play for Nigeria,” Aogo explained.

Emmanuel Ayomide Praise is a world leading internet entreprenuer and investor. Some of his areas of interest include sport management,merchandise,ownership,internet entreprenuership,investments, media and writing amongst others.
Business URL: http://www.emmapraise.blogspot.com,

http://www.nigeriasoccer.blogspot.com,

Mini gastric bypass is a medical word that you have probably heard a lot about and actually describes several related sorts of weight loss operations. There are countless people who have undergone this surgery, as well as many famous persons, are very pleased by this weight loss system.

In spite of that, before you determine it is the appropriate system for you to start losing weight, you must take into consideration the advantageous and the not so beneficial segment of it. Even though mini gastric bypass is a successful way of weight loss, it should be first and foremost applied to deal with people that are judged by doctors to be morbidly obese.

Since there are genuine risks of undergoing this type of surgery, mini gastric bypass is employ only when the risks of surgery are diminished by the risks of wellbeing that the over weight individual is currently facing. In case that you are thinking about this sort of surgery for losing weight, you are going to generally be required to suffer from medical problems that are instigated or made worse by your weight.

For example, it could be problems when diabetes has advanced or blood pressure is raised too much. By losing the weight that your body is forced to carry around, through mini gastric bypass or any other serious weight loss system, you are more capable of turning around or slow down the development of medical problems like these.

What you need to also understand is the fact that mini gastric bypass is more important to protecting your wellbeing then improving the way that you look. Numerous obese people discover that serious weight loss with any method is extraordinarily demanding and provides little immediate satisfaction.

It is very difficult to drop even a few pounds, not to even think about the pounds that most people with obesity problem thinking about gastric bypass need to lose. By way of this way of losing weight, the body really does loses weight fast, simply because you are incapable to swallow as much as you were able to.

In order to provide you such beneficial health effects, mini gastric bypass to all intents and purposes, partitions the stomach in two. By separating the stomach into two parts, the smaller of the two is at the top, the individual will feel fuller faster, and will consume just tiny amounts of food.

This is the product of the stomach, after the operation, being considerably lesser in size. Majority of those that have undergone gastric bypass are going to eat more tiny meals rather then a few larger ones.

Through gastric bypass you are going to actually lose a large amount of superfluous weight. So in conclusion, if you have struggled to lose a lot of weight with other means and was unable to succeed, mini gastric bypass could just be the right thing for you.

Do you want to learn how to lose weight even if you failed each time before? Get all the gastric bypass information you need in order to decide is it the right way for you to lose weight. Your complete 100% free weight loss resource: http://www.complete-diet.net

Cornbread and corn sticks are traditional in the south. They are easy and quick to make, providing you know a few secrets. Since they are made with a chemical leavening agent such as baking soda or baking powder no lengthy risings are needed - thus the name "quick bread".

When making quick breads like cornbread it is important not to overwork the dough. Combine the dry ingredients and the wet ingredients separately. Once the two are combined be gentle. Over beating will develop the gluten in the dough and make the bread tough.

Southern Style Cornbread

Dry ingredients:

1 cup finely ground cornmeal

1 cup plain flour

2 teaspoons baking powder

½ teaspoon baking soda

1 Tablespoon sugar

½ teaspoon salt

Wet ingredients

2 eggs, beaten

2/3 cup buttermilk

2/3 cup whole milk

2 Tablespoons unsalted butter, plus extra to grease pan

1. Preheat the oven to 425 degrees.
2. Grease a 9 inch square baking pan with melted butter. Place in the oven to heat.
3. Combine the dry ingredients in a large bowl, mix well. Combine the wet ingredients in a separate bowl and whisk well.
4. Make a well (hole) in the middle of the dry ingredients.
5. Pour the wet ingredients into the well and gently fold the dry ingredients in from the side. Do not over mix.
6. Spoon the batter into the hot pan. Bake in pre-heated oven (425) for 20-25 minutes until golden brown and done.
7. Turn onto a wire rack to cool slightly. Serve warm.

Variations: Corn Sticks

Use a cast iron corn stick mold to make corn sticks using the recipe above. Grease the mold and place in oven to heat. Make the corn bread batter as above, then re-grease the mold and spoon the batter carefully into the hot molds. Bake for 15-20 minutes.

Tex-Mex Corn Bread

Add 4 cup cheddar cheese and 2 chopped and seeded jalapeno peppers to the batter.

This southern cornbread recipe can be varied in many ways. Choose the add-ins that your family prefers.

Are you interested in more variations of cornbread and other southern breads? Sign up for our newsletter at Muffins, Cornbread and Biscuits and get quick and healthy recipes delivered to your email regularly.

Diane has just finished a free cookbook of her favorite southern recipes. Download Easy Southern Favorites today. These recipes are guaranteed to have them begging for more. Best of all, its free!

Diane Watkins is a traditional southern style cook. She enjoys cooking, teaching, and writing about good food and family. For more information on southern cooking and recipes visit her website at Easy Southern Cooking