So here you are, thinking about buying your first home, getting your first car, or maybe even trying to refinance the mortgage you obtained a few years ago. You think you might have issues on your credit report, or you know that you do. You may have no idea about the status of your credit report or your all-important credit score, or you may have been told your score is too low to qualify. What can you do?

You need to get your credit repaired and restored. By following the five steps outlined in this article, you will be well on your way to the kind of credit that gets you noticed for the right reasons, not the wrong ones.

The first step is to obtain a copy of your credit report. If you have already applied for credit, the company or person that obtained your report should be able to give you a copy. If you do not have access to your report, you can contact any of the three major credit repositories and obtain a free copy of your report. This is your right under the Fair Credit Reporting Act (FCRA). Please see the links below to obtain your credit report. It is important that you obtain all three, as some entities do not report to all three credit repositories.

The second step is to analyze that report. This is a big problem as the reports are not necessarily easy to read or understand. It has been shown that 1 out 3 credit reports have information being reported that the individual had no knowledge of. These unknowns could be past medical bills that you thought your insurance paid for, unpaid traffic tickets, or even unpaid library late fees. Worse yet, many utilities are now reporting your payment history to the credit repositories.

The third step, once you have identified the negative items, you have to act. For items you know are paid, and not being reported as such, you must contact the credit repositories reported the incorrect information and petition them to correct it. The steps to follow in this process can be found by clicking the link below, or by searching “Fair Credit Reporting Act” on the internet. Typically, you will want to provide proof of prior payment along with your request for investigation. This can be done in letter form, or online with the various repositories. FCRA requires that the repositories investigate your claim within 30 days of receipt and provide you with the outcome of their investigation.

For those accounts that are reporting as unpaid, you must make contact with the company reporting the derogatory information and determine if you do indeed owe the money. If you do owe the money, make arrangements to get them paid. In all cases, make sure you obtain proof of payment from the creditor. Cancelled checks or credit card receipts may not be enough if you have to challenge the reporting later on. You should be diligent in demanding that the creditor update your credit report, showing a $0 balance and paid date.

The fourth step is simple. Make your payments on time! You will never enjoy the benefits that a good credit rating can provide if you choose not to make your payments on time. If you are faced with the choice of making a minimum payment on time or making a larger payment late, always choose to be on time.

The fifth and final step is get professional help if you need it. If you have several negative items on your reports, or if you have many things that you know are paid, but lack the proof of payment, you may need to employ the services of a Credit Repair and Restoration Provider. As a Certified Credit Repair Counselor, you will find a link to more information about the credit repair process service I provide below.

In conclusion, you will find many closed doors if you do not have good credit. However, if you choose to have good credit, you will find many doors open for you, welcoming you to the many opportunities that a good credit report can provide. Make your choice today!

Brent Burns is a Mortgage Planner in Crystal Lake, Illinois. He has been designated a Certified Residential Mortgage Specialist (CRMS) by the National Association of Mortgage Brokers and a Certified Credit Repair Counselor by National Financial Credit. You can find out more about Brent and his Credit Repair and Restoration services at his website, http://www.mynfcredit.net/BBurns Brent specializes in providing clients with credit repair and restoration solutions, and structures mortgage plans to help achieve both their long and short term financial goals. You can contact Brent directly at 815.477.5545

Link to information on the Fair Credit Reporting Act: http://www.ftc.gov/os/statutes/fcrajump.shtm

Link to obtaining your free credit report: http://www.annualcreditreport.com

A honeymoon is neither a vacation, nor a ritual - it is something that makes a couple experience days of magic. It is something that prompts a couple to make up an imaginary universe of their own and escape into it for a few days. And that is why honeymoons must be planned at pristine spots that add to the romance and the cheer every newly wed feels. Beaches, because of their sands, sea and the tranquil and romantic atmosphere, are the preferred destination of many honeymooners.

Here is our pick of the top 5 honeymoon beaches in the world.

Matira Beach Raititi Point, Bora Bora, French Polynesia Regarded as one of the best honeymoon beaches in the world, the Matira Beach begins from the world famous resort, Hotel Bora Bora, and goes round the island. The scenic island lies in the middle of a lagoon with a coral reef protecting it. The sea is fabulous - very gentle and warm, the sands are white, the scenery is lush and the sunsets will make you swoon. Matira beach is just too perfect for a magical honeymoon.

Pink Beach Harbour Island, Bahamas The Pink Beach is so beautiful that it will leave you dazed after just one look! It is a small beach filled with pink, fine-grained sand and it is lined by swaying palms. The tropical grounds are scattered with a few cottages (just 25), which ensures that a honeymooning couple gets all the privacy they seek. For all honeymooners, Pink Beach offers a chic and relaxed experience.

Wailea Beach Muai Island, Hawaii Wailea beach provides honeymooners both with privacy as well as fun and frolic. Golden sand glitters on the beach, which, with its warm and gentle waters is perfect for swimming. The nearby waterfalls and the national park add the activity element that every honeymooner yearns for after a couple of days of honeymooning in solitude. The island is characterized by an upscale lifestyle and there are just so many things to see and do that it could make a perfect "metropolitan" honeymoon for any couple who want their solitude and yet do not want to miss out on urban life.

Anse Source d’Argent Seychelles Seychelles is a breathtaking, stunningly beautiful archipelago made up of 115 islands and Anse Source d’Argent is one of the exquisite beaches out there. Anse Source d’Argent is secluded and seems to be set in an untouched ecosystem. Pink sands and towering granite boulders dot the beach, which is sheltered by a reef and the calm and shallow waters in a gorgeous setting will make a couple feel they are in the Garden of Eden. The island of La Digue, where you have to stay, is classy and does not have any nightclubs, resorts or signs of any frantic activity. This beach is perfect for the couple who wants to get away from it all.

Promenade des Anglais Beach Nice, France If you’re looking for an extremely fashionable and stylish honeymoon, Promenade des Anglais is the place to be in. A promenade dotted with cafes is just a stone’s throw away from the tranquil waters of the Promenade des Anglais Beach, and a honeymooner can really go into raptures in this stylish, sleek, happy and very happening honeymoon beach.

Luca Robi is the owner and co-editor of HoneyMoonReplies.com.Visit us if you want to learn more about Honeymoon Beaches.

It is the most natural thing on earth for a dog to want to mark its territory, and to them, it is their way of saying to the world, “Hello, I was here, smell the scent that belongs to me!”

As normal as this behavior is to all dogs, it may be hard to accept for dog owners, for it is not a characteristic that can be curbed easily. One’s house gets soaked with the pet dog’s urine, and it can be very annoying as some items may be costly to replace, and one may get tired of constantly having to clean up the mess. Being a dog owner, you may sometimes find your prized shoes or imported rugs soaking and stinking from your dog’s habit. A dog finds new items that has unfamiliar odors to mark, and to him, he is just doing what he thinks is right.

Here are some tips that can assist you in cutting down on your dog’s habit:

Instead of treating the symptom, prevent the situation from occurring is more effective. The most effective way to prevent your dog from urinating around your house is to fix him. Bring your dog to a veterinarian to be neutered or spayed. That will cause the body’s chemicals and hormones that is pumped up by sexual heat to reduce by a certain amount. This way your dog’s attitude will change, but remember to consult your veterinarian about the changes.

Another way that may work is to place items that your dog respects in specific area that he likes to urine at. For example, put his food and water dish near the place that he had marked and it may prevent him from urinating at that area again. Dogs are clean animals, and they do not like to dirty the places where they eat and sleep.

If your dog is urinating to mark is territory too much due to fear and high stress levels, you need to consider utilizing drug therapy. Maybe your dog was abused by the owner before you, or other possible situations that may cause such behaviour, but drugs have proven to work in some cases that may be severe. Check with your veterinarian about the alternatives, and make sure you are aware of the possible side effects that may affect your dog. See below for more information on Dog Obedience.

For more information on Dog Obedience Training or visit http://www.puppydogobedience.com/3-tips-to-prevent-your-dog-from-scent-marking-his-territory/, a popular website that offers information on Dogs, Dog Training, and Dog Breeds. Please leave the links intact if you wish to reprint this article. Thanks

Owning a cat does not just mean taking care of it and feeding it; it also means that you should get it some toys so that it can enjoy itself. Having toys is necessary for a cat, for if it has nothing to focus its attention on when it feels the need to bite or scratch, it will turn to your things such as your furniture. Watching a cat play brings great pleasure and satisfaction to yourself as an owner, so don’t hesitate when you see an adorable toy you think your cat will enjoy.

The demand for cats seems to be growing, as well as the market that caters to cats and cat owners. Therefore you don’t have to worry about not being able to find your cat a suitable toy, for there are thousands of selections for you to choose from. There are simple toys, cheap toys, and expensive toys and so on. There are battery operated toys that move around and it is very fun to watch your cats chase after them.

If you do not think you can afford a good toy for your cat, don’t despair, for there are plenty of toys you can still obtain without breaking your wallet. An example would be fishing poles for cats, made out of lightweight flexible poles that dangle an object at the end of a string. You can sit and move the pole around while your cat tries its best to get hold of the object dangling around. This can entertain you and your cat for a very long time.

It is in a cat’s nature to chase after mice. You can buy your cat a nice toy mouse made out of fur that is not very expensive. Your cat can then pounces on them and throw them into the air. It is great fun for the cat as well. Toys that have bells attached to them will bring a lot of enjoyment to your cat for cats love the sound that it makes and will consider the toy a prey and chase it around. Squeaky toys are not quite suitable for cats, as a cat do not have enough strength to squeeze the toy for the sound. See below for more information on Siamese Cats.

For more information on Cheap Cat Toys or visit http://www.siamesecatsinfo.com/inexpensive-cat-toys-your-cats-will-enjoy/, a popular website that offers information on Cats, Cats Breeding, and Cats Behavior. Please leave the links intact if you wish to reprint this article. Thanks

As Brian Hansen demonstrated with one of the “tracked” cards, the card was gone in seconds and major purchases were being made all over the world within minutes. Cards became maxed out quickly. Billing cycles being what they are, by the time a cardholder’s statement rolls in it’s too late. Since no card was stolen, the arm wrestling begins with the card issuer of the liability on the charges. As the story unfolds Brian Hansen traces the femme fatal to Nigerian Internet Cafes where the countries number one sport is honing Internet skills for fraud. While Nigerian governmental officials try to root out the problem, “wink, wink”, the illicit activity continues. The Internet Cafes in Nigeria remain very popular. Dateline set up its own sting operation involving their own online electronic store using credit cards working in concert with a set up “special” delivery company to track the purchases and movement of goods using the stolen cards all over the world. Keep in mind, this is just one small segment examined. The scam is huge and ongoing. In this example additional hooks were set using the love angle to get the “assistance” of the pigeon to forward purchases to help win the “love” of the scam artist. This is the “new sting”, the “new rounders”, “new badger game” with a different face but with the same result, separate the mark from their money.

Feeling the heat of legitimate enforcement agencies worldwide something sinister may be under way. The online chat rooms serving as the clearinghouse for credit card scams may be moving their server access to Iran and out of reach of Internet sleuths trying to chase the perpetrators of credit card thief and identity theft. The stakes of the game are getting higher.

What’s consumers to do to protect themselves from this devastating assault? When it happens ones credit history can be totally destroyed and will require hours and hours to even begin to unwind the events to win back the consumers good credit. Police reports need to be filed immediately to form a basis of the case deflecting blame to the culprit where it belongs rather than the consumer. Every time a consumer uses the Internet their IP Address (Internet Protocol Address) is exposed to those who may wish to do them harm. It is possible to pinpoint a consumer’s location and thus reveal even more information that may be used to build a credit file to support efforts to defraud and scam.

The free online government site on new credit card scams is bulging with different wrinkles on old con schemes. A consumer has a permanent mark tattooed on their forehead as a “mark” screaming “Come and get me.” A consumer can do everything to protect themselves and yet a scammer is able to come in the back door and gains access to a consumers information by someone hacking into mainframes or other means outside the realm of normal protection.

What is a consumer to do to erect defenses against this stealth enemy? Limiting the number of cards would be a good start. Having a bevy of credit cards with little or no balances is asking for trouble. A caution here, if a bunch of cards are closed out all at once, it can plummet the credit scores. So over a year’s time one could shed the extraneous cards without adversely impacting the credit scores with all other things being equal. Obtaining a card with say a $500 limit would be good for online purchases to limit the liability. Even though there is a $50 loss limit on many cards, if a scammer opens a card in your name and a consumer does not find out about it for several months, the arm wrestling will begin with the credit card issuing company. One defaulted card can precipitate a case of “universal default” where all the other credit cards will have their interest rates accelerated to the full legal limit. A great 7.5% rate card could be accelerated to say 25% with one single 30 day late on a scammed card. It will take months and months to unwind and in the meantime a consumer’s credit scores are adversely impacted and this single action spills over to all the other credit criteria.

Services such as “PayPal” and such can offer a layer of protection. Even here, there are scams imitating the real company to gain personal information to perform a rip off. Many scams imitate the consumer’s bank to “verify” their personal information to perpetrate additional scams. Mailbox pilfering have been replaced by scalping data from mainframe penetration to access personal information on multiple consumers. Firewalls need to be toughened and hardened against such infiltration. Even more serious events happen for consumers when the employee’s laptops are stolen with millions of personal information allowing credit card rip-offs. Many of these forays turn out to be inside jobs with someone within the company selling the records.

Some how, some way, there must be a way to encrypt a consumer’s data either by requiring eye scans, finger print or other devices to squash the scammers. In the meantime, it’s up to the consumers to protect themselves. If a consumer has much to lose, accounts must be checked for any unusual activity, a post office box might be utilized to prevent credit card rip-offs. In addition, there are several credit card fraud insurance companies are willing to offer protection against this peril for a premium and provide personnel and attorneys if necessary to fight against fraud and clean up the credit card history. Consumers, have protection against auto accidents, fire and hazard perils, workman’s compensation, job loss protection and even pre-paid legal. With this great exposure to loss and credit history destruction this can offer a level of protection to consumers whom might be exposed to dramatic financial losses. Like any insurance a consumer must make a good faith effort to minimize losses. Like leaving the car keys in the ignition with a running motor and the door open, invites a crime. In another case, if all the doors and windows are left open in the home which by its very action may invite a burglary. A consumer has to make a minimum effort to protect their information, but it is good to have a layer of protection from an insurance company just in case.

Summarizing, with less than 1% of identity thieves ever being prosecuted this world-wide problem must be elevated to nothing less than the equivalent of a mugging or strong armed robbery. Where countries are being used, as a sanctuary for identity thieves such as Internet cafes’ then there must be diplomatic engagement with resulting foreign aid offsets against losses perpetrated from that foreign country. If the server being used by these scalawags is moved to rouge countries it will make enforcement even tougher. There must be a price to be paid for such outlaw activity. The ghosts of “Butch Cassidy” and the “Sundance Kid” have found new life on the Internet. A consumer needs to be vigilant and aware of their credit information or credit challenges will follow. A layer of insurance protection might be a needed tool in protecting a consumers credit history and financial reputation. A clean credit history means everything in getting the best terms and interest rates for any credit purchase or refinance. Keep a sharp eye out.

Dale Rogers—–
www.brokencredit.com

Dale Rogers provides valuable information to the Broken Credit Blog. He’s an expert on bad credit, no credit loans, helping people achieve their dream of buying a new car or home. The Broken Credit Blog is a free site created to assist the public with information on credit repair, responsible lending.
http://www.BrokenCredit.com

After you have decided who your guests will be, invitations should be sent 2 months before the wedding. It also important to consider who the primary sponsors will be so that the date of wedding itself will be agreeable to both sides of the family. Discuss the issue with them and remember that important guests may also have other plans or may need to travel long distances to attend your event. In this way, the people who are important to the bride and groom will most likely be present in the ceremony. It’s also a choice to prepare the invitations personally to cut down on costs - this also makes it more personal.

The next thing to consider in the wedding plans would be to decide on the motif or theme of the wedding. From this, the couple would be able to select the best place for it, the flower arrangements, the clothes, the entertainment and other things. There are many different themes that you can choose or you can stick to a traditional type of wedding. Only you, between you, can reach a sound decision.

What food will be served during the wedding? First, the caterer has to be one who can please the taste of both the bride and the groom - and the guests. Think about faddy eating or specialized diets that your guests may have. Some say that the bride and groom shouldn’t worry too much about the preferences of the other guests. After all, good food is good food no matter how you look at it. But, who will be pleased to attend the wedding reception only to find that their experiences are wholly negative? Of course, this day is meant for the people who are getting married so the ones who should be happiest are the bride and groom. But that doesn’t mean being selfish and uncaring in your approach.

The caterer and the maker of the cake need to be arranged very early because oftentimes, good restaurants are difficult ahead especially during special occasions. It’s also advisable to avoid holidays because the restaurants are most likely to charge more and reservations would be more difficult.

Eric Hartwell oversees “The World’s Best Homepage” intended to be a user-generated resource where YOUR opinion counts. Anybody can contribute and all are welcomed. Visit us to read, comment upon or share opinions on weddings and marriages and visit our associated site articles for free.

Being severely in debt can be one of the most stressful situations we can find ourselves in within our everyday lives, and in recent years thousands upon thousands of us have begun to find our debts turning into a problem. Maybe your debts have simply got out of hand, with the repayments finally getting too large to handle comfortably, but a more common scenario is that a change in your financial circumstances or employment means that previously manageable debts are now no longer so easy to bear.

If you’re in this situation, you’re probably all too familiar with the gnawing fear that sits in the back of your mind, stopping you from enjoying life as you should. The sound of the telephone ringing can spark the fear, in case it’s a creditor calling to ‘discuss’ your situation, and it’s common to stop opening mail because of an anxiety about what bad news it might bring.

When things get to this level, it’s tempting to bury your head in the sand and hope the problems will go away, but this is absolutely the worst decision you could make. However bad your situation may seem, it’s only by taking control back in some way that you can begin to solve your debt problems, even though this may seem an extremely daunting prospect. The alternative of being passive will only result in your debts spiraling out of control, with bankruptcy and all that entails being an almost inevitable result.

So what can you do to start the fight back? Firstly, you need to take a good look at your situation. In your anxiety about the state of your finances, it’s very possible to get things out of perspective. For example, a missed credit card payment may seem like a big deal to you, and the letters you’ll get off the credit card company may seem intimidating, but in the larger scheme of things it’s not all that serious. A quick call to your credit issuer may lead to a resolution of the problem.

In any case, you should always contact your creditors if you’re struggling to meet your commitments. Behind the corporate impersonal letters they send out, there is usually a human being keen to help you if possible. You may be able to restructure your debt, agree a new repayment plan, have penalty charges rescinded, or one of many other options to consider. Remember, the person you’re speaking to usually won’t have any vested interest in your debt, and will treat the matter with professional detachment.

If your debt issues are more serious, then there is the option of taking out a consolidation loan. Although taking out further credit when you’re already struggling with debt isn’t necessarily a good idea, if done with care it can clear up your problems almost at a stroke. If you choose this route, then be sure to speak to a reputable company who will not lend to you if they think it’s a bad idea for your financial future.

If consolidation isn’t an option, maybe because of poor credit or lack of collateral, then there are still options available. Make an appointment to see a debt advisor, either at a debt handling company or at a charity. They will help you explore what you can do to improve matters, from a formal debt management plan to something less official such as help with a letter explaining your problems to your creditors and asking for a little leeway.

Whatever route out of debt you decide to set off on, remember that it’s only by taking charge of the situation that you can start to improve things.

Martin has been writing on debts and related topics such as IVA programs for several years.

The wedding day is likely to be the most important day in a woman’s life - at least up until that moment. Don’t forget that it is important - sometimes equally so - to the man and even the family of the bride and groom. So you will want to ensure that things go smoothly and without too many hitches. On this day, families unite and drive a path that was not previously a responsibility. Getting off to a good start is always something to aim for.

On this day, the wedding day, there will be many guests who will celebrate with the couple and show their support in their union. After the wedding, the couple will go on their honeymoon and then strive to live in peace and harmony. It can be a match made in heaven and the journey is just beginning on that special day. A wedding ideally comes once in a lifetime so everything must be planned well so the wedding will be perfect, or as near perfect as it can possibly be. There will always be something to worry about!

Planning a wedding is not a thing that can be done right out of the blue. Preparations for it can be as long as 6-12 months depending on the circumstances. Sometimes longer. This is the reason why it takes people so long to get married. Or ideally, that’s how it’s supposed to be - there are still quick and spontaneous marriages that not only go without a hitch but also have longevity of partnership built in.

Getting married is no easy matter and usually costs a lot of money. People who wish to get married have to at least have a livelihood to pay for it and take care of their household in the future - or a rich benefactor that can help. The first thing to consider when making plans for your wedding is obviously the budget for it. All the other things that follow thereafter can be fitted around the budget decisions. In line with this, you have to decide who your guests will be. It would be nice if you could invite everyone you know. However, if your finances cannot permit it, it’s best for only those closest to you to join in the ceremony.

Eric Hartwell oversees “The World’s Best Homepage” intended to be a user-generated resource where YOUR opinion counts. Anybody can contribute and all are welcomed. Visit us to read, comment upon or share opinions on weddings and marriages and visit our associated site articles for free.

The Gambia Africa is set to be a great place to invest in real estate and has been staring investors in the face for some years.The Gambian government is totally committed to business development and free enterprise. It has a reputation as a tranquil, secure destination with property conveyanceing and laws based on the British system., low inflation, fiscal stability and one of the lowest crime rates in the world. It seems that Gambia is ripe for investors he Gambia

The Gambia was for many years a British colony and is one of the smallest and safest countries in Africa. Gambia has been a holiday hotspot for Europeans one of the reasons for this is the fact that Gambia is on average only 6 hours away and has the addded benfit of no jet lag.

Tourism is now one of the dynamic sectors of the economy, contributing 16% of the country’s GDP with a 19.2% jump in visitor figures from the previous year.

Construction is already underway and TAF Holdings one of the best known develoers in Gambia are buiding along the coast and in villages nearby. Investors searching for overseas property investments should consider off plan devbelopments in Gambia . This form of investment combined with emerging market prices could make Gambian property very profitabale. There are also a number of inhabitable existing properties that can be had for a very small investment. Construction on a few developments along the coast are almost finished with international investors snapping them up. If you are looking for a good international investment, it’s hard to go wrong in Gambia.

Real estate investors know that good communications are te key to success for any region. After all those who may want to rent or buy your property need to ba able to get there easily. UK overseas property buyers are only a six-hour flight from the UK with no jet-lag,

The Gambia coast offers miles of superb golden beaches and the vibrancy of Bakau, Serrekunda and the capital, Banjul, is as colourfully African as you might imagine.

Language barriers have nver been a problem in Gambia its a fact that the average Gambian can speak up 3 languages some see this as as sign of ethinic harmony.

Construction aimed at investors is underway at the ocean-side village of Brufut in Gambia this investment real estate comes in the form of a modern housing development.

So the secrets out about Gambia an investment property market with huge potential. Investors know where their is demand their is price rises so the time to get in on the action is now .

Nicholas Marr is an observer of the overseas property markets and is also the CEO of http://www.Homesgofast.Com a leading overseas property portal. His views are based upon his experiences in international real estate and the fact that he is in regular contcat with hudreds of real estate agents from locations worldwide

Eyes rolling and brain cells burning, two of her reactions whenever another woman is apparently doing and looking better. Time, ideas, conclusions are wasted on finding mistakes and weakness on her equal. Every detail is important - the nose, the lips, the hair, the hands, the hips, the eyes, they way she talks, the way she speaks, the way she smiles… so many details to look into, there has to be at least one major flaw, enough to conclude she’s not all that.

This is the world we live in and the woman is one of our biggest enemies. Absurd, I know, but you will agree with me the moment you remember how one gossip hurt you so much, as if your heart was torn in two, how you felt inadequate the minute you stepped in the room and you were noticed from top to bottom, and those useless and thoughtless comments made that clouded you for days.

It’s hard I know. I’ve been in the receiving end of such female attack and I must say, no matter how strong you are, sometimes you just want to go away from it all and hide below an olive tree. Nature differs from us in this aspect so much. It never harms itself on purpose and ironically, we are supposed to be part of nature and yet we’re currently their worst enemies.

If only we women were more supportive of each other, less judgmental, and lovelier, less perfectionists, and more pleasant… some say this is feminism, I say this is the right thing to do. If we were uplifting each other instead of putting one another down all the time, we wouldn’t be so downgraded in this day and age. For some reason, we’re just never good or beautiful enough. So what that one is curvier? Or that one’s feature is different in many ways to the ’stars’ on TV?

Being original means looking exactly the way you are, no surgeries, and no fake this or that, just simply you. Consequently, if you’re original, you’re not an ordinary woman - you’re unique. Sure some women go for surgeries every now and again, and I am not here writing against them in any way. All I’m saying is that they’re beautiful even without surgery. I ask, shouldn’t beauty be in the eyes of the beholder? Why do we look for it in the eyes of the media?

Let us be real women… women that give with goodness of heart, women that talk with care and respect, women that uplift one another without expecting anything in return… just special as we were always meant to be. Beautiful and graceful as a white rose, transmitting peace and exhaling that perfume that is so unique to us.

In faith,

Cristiane Cardoso
Columnist at http://www.uckg.org and various other inspirational sites. Email her direct w2w@uckg.org