When you want to start building your wealth, it will probably need to be with small investments. This is a great way to get started in wealth building but just like with large investments, money can easily be lost. This means that you will need to investigate carefully what you are doing and how you are going to go about it. Here are some tips to help you to start building your wealth with small investments.

Develop A Strategy

Before you start to look for opportunities, you may want to divide up your available money into three or more segments. This will allow you to make more than one investment simultaneously, and it will give you other money, too, just in case the first investment should tie up your money for a longer period of time than you had thought. You could also use some of it for short-term investments, and other money for longer-term investments.

High Risk or Low Risk?

You will also need to decide what your risk factor is going to be for each segment of your money, too. For instance, you may use some of it for lower risk investments that will keep that portion of your money relatively safe. Another portion of your money could be used for high-risk investments, but you will need to be willing to possibly lose this money if you do. Other money may be designated for long term investments, and some just for short-term investments.

Look For Opportunities

Learn all you can about wealth building before you start investing in any kind of high-risk stock. You may even want to seek advice from a professional. Long term investments, which should be the money that you cannot afford to lose, you should invest in stable instruments like bonds, mutual funds, or CD’s. These do provide a lower interest rate, but they are solid.

Investing in the stock market is an idea. Stay away from the high-risk stocks until you know what you are doing, or it could lead to quick losses. Once you are comfortable, you can expand your investments into the short-term more profitable stocks. Forex may be another option. Either one will not take a lot of money to get started, just be sure to shop around for brokers, since prices vary.

Alternative Investing

Instead of thinking only about the stock market or more traditional methods, don’t forget about investing in things that will increase in value, as well. This usually includes assets that you can hold such as gold, coins, stamps, art, antiques, cars, and many more. Collections of various things, such as memorabilia of some kind, can also provide you with an investment of increasing value. If you need ideas for this type of investment, simply go to eBay and see what some of the high-ticket items are.

These items, as well as investing in new businesses, could provide you with relatively safe investments as long as they are protected. Some of them can also be sold easily for liquidity.

To learn more about the new wave of option investing available to personal investors visit http://www.optiontradersjournal.com
where you will find a range of free videos, e-books and reports to help you learn option trading to help you get started in this exciting investment field.

Investment webmasters or publishers, please feel free to use this article provided this reference is included and all links remain active.

Making money is 90% thought and 10% know-how. When I work with clients, I find the first major hurdle to overcome is their belief system governing money.

To change your financial position, the first thing you need to do is examine your attitude, beliefs and thoughts about money. It is only the belief that money is a scarce resource that makes you feel inadequate to create more to achieve financial freedom.

The belief that money is a scarce resource is fundamentally unsound. From basic economics we know this. If money was a scarce resource, economies would never increase or decrease - only the wealth distribution would change. What causes economies to grow is the relative output and productivity of the country.

To cultivate “right thinking” regarding money, you need to reassure yourself that there is always plenty of money. Have you ever stopped to imagine how much money there is in the world today? How many hundreds of thousands of billions of dollars? There is definitely no scarcity of money. What you need is to change your perception of how money can be made available to you. Instead of worrying about how little money you have, you need to be saying, “How can I create more money today?” You need to expand rather than contract.

Wealthy people think expansively. They will make money regardless of whether the economy is going up or down. They look for opportunities. They are proactive. They are not afraid of failure and know that sometimes failure is part of the learning process.

My favourite story of one man’s refusal to give up is about a man who wandered through life aimlessly until he turned 31. He then decided to start a business but was bankrupt in 18 months. He then ran for local government and was defeated badly. He started another business at age 34 and went bankrupt again.

After recovering from a nervous breakdown at 36, he went back into politics and again ran for local government. He lost again. At age 43, he ran for Congress and lost. He tried again three years later - and lost again. Two years later, he ran for the Senate but was defeated. Later, he was badly defeated when he ran for his party’s nomination for Vice-President.

He tried again for the Senate, but lost. Finally, at 51 years of age, he won his first elected office - the President of the United States of America. He was Abraham Lincoln. Lincoln later admitted he had a lifetime battle with fear and depression, but would never quit.

Wealthy people keep trying, poor people stop - or never make the attempt in the first place. “Life is either a daring adventure or nothing” Helen Keller inspires us.

Here are a few useful tips:

–Fully utilise your own special skills and abilities. We all have special talents and traits that are valuable to others.

–Do those activities that utilise your special talents everyday, even as a hobby. Then you can gradually build them into a new venture opportunity.

–Invest in some extra training, if necessary, to improve your skills to qualify for greater income-producing opportunities.

–Change your own internal income ceiling. The best and surest way to do this is to reprogram it. That is why affirmations and visualisation exercises are so effective. We all have a subconscious picture or belief about what we can or cannot have, and sometimes we just get used to having only what we have had in the past. We need to stretch our beliefs. Write out new goals. Plan for new opportunities. Read inspirational books on goal setting and achievement.

I believe that in all of us, regardless of age or physical health, we have special talents and skills that are valuable to others. At age 81, film star Kirk Douglas suffered a debilitating stroke that rendered him powerless and speechless. After many months of intensive therapy, Douglas regained his speech and wrote a book called, My Stroke of Good Luck, describing the positive opportunities he gained from his illness, and later returned to making movies. No physical situation is detrimental to you if you use it as an opportunity for growth, learning and expansion.

Life will always throw up little challenges for you. You can succumb to them or you can continue regardless. Nothing can stop you when you have the right attitude and right thinking.

Ann Marosy is an accountant, consultant, and motivational speaker. She was formally the Financial Controller of an Aust subsidiary of the Fortune 500 Company, Jardine Matheson; Finalist of SA Executive Woman of the Year and is the author of ‘The Money Program: How to Manage the 6 Stages of Wealth’ and ‘Money Rules: The 7 Simple Rules of Money Management’.

Visit her website at http://www.moneta.com.au

Planning your financial future may not sound like the most glamorous of things, but it can make a huge difference. The key is to understanding the value of time.

They say death and taxes are the two things you can’t avoid. Well, they are wrong. There is a third thing - time. Time passes us by no matter how we try to fight it with exercise, diet and, in some cases, plastic surgery! From this description, it may sound as though time is a bad thing. It all depends on how you use it.

You can turn the passage of time to your financial benefit if you understand it. In truth, we live in a “now” world. Give me convenience or give me death! So many of us are used to getting things now, that the idea of doing something for a positive effect in ten or twenty years sounds ludicrous. Heck, most of us find it difficult to do such things even if we are talking about a benefit five years down the road. This is where you can make a major mistake in planning your financial future.

At its core, financial planning is really about time. The goal is to use dollars today in such a way as to maximize their future effect. Let’s look at a simple example.

The American Dream for many people is to own their own home. Millions of us clamor forth to find our first home and come up with the money for a down payment. We then apply for a loan, go through the application process and wait/pray for an answer. Most of us never even think about the term of the loan - the number of years it will be paid back over. We are just praying we get the financing and will worry about the detail later. This is a big mistake because it discounts time.

The traditional mortgage has a term of 30 years. This means you will be making that mortgage payment for 30 years or 360 months assuming you don’t sell it before then. Think about that for a minute. If you are 30 years old when you borrow the money, you will be making your final payment when you are 60! And they say people are unwilling to commit to things!

For a person that understands the importance of time in financial planning, a different approach is usually taken with a mortgage. Instead of a 30 year term, they go with a 15 year term. Since there is less time involved in the payback, each dollar of their monthly payment is converted into a greater percentage of principal, to wit, they pay much less interest over the length of the loan. Ah, but the monthly payment is more? Yes, but you can buy a lower price home, build up equity for five to seven years and then trade up for something nicer. You effectively have more money and a better home in five to seven years instead of the financial anchor of a 30 year mortgage. This is why understanding time is so important!

As hard as it may be, you should take into account time as a factor in your investing. If you can come to grips with the future benefits of action taken today, you will really be happy when those future benefits come around.

Learn more about financial planning at UFCAmerica.com

Do you wish that you didn’t have to worry about your bills at the end of the month? Would you like more exotic holidays with the people that you love to be around? Would it be nice just to know that you financial future is secure and that you don’t have to worry about what is just around the corner? Well now you can… Wealth is widely accepted as not the amount of money you have (that’s just a symptom of wealth) but a state of mind. One of the greatest industrialists that ever lived, Henry Ford, once commented ‘whether you believe you can do a thing or not, you are right’.

Henry wasn’t a well educated man; however he became one of the richest and most famous names in the world because he was focused on success. He knew how to flex that thinking muscle in between his ears. So how often do you get to exercise your grey matter? Getting your mind in line is critical when in comes to generating wealth. I like the old saying - ’send the mind and the body will follow’… well I like to say, ’send the mind and the bank balance will follow’. You see wealth very rarely comes from hard physical work, but comes in abundance when you use a little brain power.

Wealth is a funny thing. We spend most of our lives to make it and then (if we make it) spend very few years enjoying it. How about making it now and enjoying it now? How different could life be next year if you multiply your income?

Hypnosis works to reprogram that part of you brain that holds your financial habits. We call this part your sub-conscious mind and it is this that makes you the person that you are today. In fact all of your habits, behaviors and beliefs are all kept here. While using hypnosis you will experience many relaxing and exciting feelings as you begin to harness the power of your sub-conscious mind and redesign it with the confidence and motivation that you both need and desire to achieve your financial dreams.

If you are serious about achieving your goals then I recommend that you start by contacting your local hypnotherapist, or try a hypnosis recording that you will find plenty of in your local bookshop or for download on the internet.

I wish you the best of luck on this exciting and rewarding journey.

Learn more on how to create wealth and how to build wealth from Richard’s website.

Investments are the rose-beds for old age. So it is imperative that you invest and ensure a comfortable future, after you retire. But investment involves a lot of strategy and planning. A smart investor would know what to invest, where to invest and most importantly, when to invest. As far as this ‘when’ goes, it’s always best to start building one’s nest early and hoard enough to retire at 50. That way, you can devote big time doing things closest to your heart post-retirement.

There are several ways to build one’s funds, but one must weigh the stakes and opportunities of every investment vehicle. The idea is to work hard, spend judiciously and save consciously. Unless you save at least 20%-25% of your income, you’ll probably not make it to an early retirement.

The big question is “how”?

Well, let’s begin from home. Cut down your expenses. Too much of eat-outs or unplanned spending are the usual deterrents to your savings. So check that. Then, may be changing your Lexus for the new Audi, and that for a Benz, all in a span of 10 years wouldn’t be a nice idea if you’re willing to build a ‘nest’. However, you must not stifle your living. Stay in the comfort zone, but be prudent.

Another significant way to grow your nest is by investing on a 401(k) plan, if your company offers one. A 401(k) has superb benefits-your money is directly saved from your paycheck, the money grows tax-free until withdrawn and your employer matches a percent of what you invest.

Next, invest your on IRAs. The traditional IRAs provide attractive benefits like the 401(k): it’s tax-free till withdrawn, you’ve a chance to deduct your contribution on your tax return, you can invest in anything. And if it’s a Roth IRA, you can’t deduct your contributions; but, you can withdraw money anytime tax-free and without penalty. The best part is: the money you reap from a 401(k) or IRA is taxed as your ordinary income. So it’s favorable for you.

Often people tap into the retirement savings prior to retirement. But this is totally uncalled-for as this leaves you with a much smaller nest after taxes and penalties.

Another common method to build funds is to invest in stocks. Though the stock market is never constant and is a risky mode of investment, the rewards are far too good to miss. It’s a huge advantage if you manage to understand stock market trends and invest accordingly. Keeping an eye on stock charts, or staying tuned to the market news helps a good deal on this regard. There are several websites dedicated to these. You may also consider taking a fund manager. But you must have 75%-80% of your portfolio in stocks, the market staggering notwithstanding.

So save throughout your career. And when the nest is ready, give wings to all your crazy desires for the rest of your life.

Wain Roy is an internet marketing professional expert in various industries like real estate, web design, finance, medical tourism and stock charts

Mommy, Where Does Money Come From?

Ask any five friends where money comes from, and the answers you get may be about as enlightening as a four-year-old’s explanation of conception. And if you ask folks in the financial services industry, their answers are about as helpful as the fascinating paper I did on meiosis and mitosis in sophomore biology.

In other words, a lot of your information about how money enters your life is very likely incorrect or complicated past the point of usefulness.

How Money Enters Your Life

Let’s look at four channels through which money might flow into your life.

Gift. Money is given to you by in keeping with the intention of another party without requiring or expecting anything from you in return.

Accident. Similar to a gift, but without the specific intent of another party.

Exchange. Money you receive in exchange for actual or expected goods or services.

Investment. Money generated as earnings from an investment.

None of those channels is especially mysterious. So why is it that some people are so successful in building wealth and some people experience chronic lack of money?

There are conventional reasons, such as being born into poverty, abjuring the material realm for the realm of spirit, and garden-variety ignorance and mismanagement.

But do those really explain anything? After all, some men and women born to poverty become extremely successful in building wealth. Mother Theresa lived simply, yet she raised millions and millions of dollars for her work. And ignorance and mismanagement are eminently curable, especially for those of you who are reading this newsletter and want to explore the “money and you” issue.

Your success in building authentic wealth is a function of the relationship between money and you and the roles you play with respect to the money that enters your life. When you relate to money in a creative, free, authentic manner, Authentic Wealth is a natural result.

You may very well have spent a lifetime in the sincere pursuit of authenticity, creativity, and freedom. Why isn’t it showing up in the relationship between money and you? For the answer, let’s visit The Land of Oz.

Pay Attention to the Man Behind the Curtain

Do you know the scene in the Wizard of Oz where Dorothy and friends face the Great and Terrible Oz? When a breeze disturbs the curtain concealing the all-too-human being behind the myth, the impostor cries out, “Pay no attention to the man behind the curtain!”

You are the man behind the curtain, in your relationship with money, orchestrating every aspect of the drama (and quite possibly terrifying yourself in the process.)

Spend some time looking at the roles you play in your financial life. Here’s just one example of what you might find.

When money enters your life as a gift, how do you receive it? Are you an open, grateful, and un-conflicted recipient? Are you a partner who has made an unambiguous request? Or do you respond to gifts as if you are now a debtor or as if receiving the gift establishes you as needy or weak?

Whenever you impose on money a story of lack or injustice or hardship, you are moving away from conscious relationship and into the territory of the man behind the curtain: twisting dials and stomping on pedals to terrorize yourself.

That’s why the amount you have has nothing to do with whether or not you are at peace about money. Just as the Lion’s courage, the Scarecrow’s brains, and the Tin man’s heart were established by means of a medal, a diploma, and a ticking clock, your ability to experience and build authentic wealth is all about how you see yourself.

Just for fun: The name of the fictional salesman who was carried to Oz in a great cyclone where he was made Wizard was Oscar Zoraster Phadrig Isaac Norman Henkle Emmannuel Ambroise Diggs.

Molly Gordon, MCC, is a leading figure in business and personal growth coaching, writer, workshop leader, and a frequent presenter at live and virtual events worldwide. Visit her website and find out what abundance gurus don’t tell you about the law of attraction and how to use the power of positive thinking for building wealth. While on the site, join 12,000 readers of Molly’s Authentic Promotion® ezine and receive a free 31-page guide on effective self promotion.

The Potentiality of One is the Potentiality of All!

This statement is absolutely true especially in the area of wealth building! If you are looking for easier and more intelligent ways of creating more wealth, prosperity and success in your life, you CAN do it like all the other truly successful people who possess wealth ‘within’ and ‘without.’ By delving once again into the wonderful ‘gems of wisdom’ contained in the new book, “Change Your Life In One Pivotal Moment,” you can begin accessing the information you need to create much more abundance in every area of your life. This profound, yet easily understood wisdom from some of the most intelligent and evolved souls that ever lived, has transformed the lives of millions of people and it can transform yours as well!

Let’s take a look at three of these wonderful ‘gems of wisdom’ and why they contain life-changing wisdom for you:

1. YOU ARE WHAT YOU THINK ABOUT ALL DAY LONG. Ok, so ask yourself right now, ‘What am I thinking about right now? Am I concentrating on my success and happiness, or am I concentrating on the lack and limitation in my life?” Next…check in with your feelings. How are your feeling right now? It is very important to know that our feelings never lie. Whatever you are feeling right now is an EXACT replica of your thoughts and beliefs.

If you are going to make today a NEW day and a brand NEW moment (a pivotal moment) in beginning to increase your wealth and abundance, there MUST be a shift in your thoughts and beliefs to support that way of life. “As within, so without.” We create our lives from within…from the thoughts and beliefs that we concentrate most on each day. You attract what you ARE, so to be a happy, healthy, successful and prosperous person, your most dominent thoughts and beliefs each day must be prosperous, happy and healthy thoughts. That is not to say that you will never have negative thoughts that make their way back into your mind. What we are saying here is that you need to catch yourself right away when you sense those negative thoughts seeping back into your mind, stop them as quickly as you can, and get back into thinking more positive, prosperous thoughts. This then, will keep your energy resonating at a higher, healthier, and happier level and you will begin attracting happier, healthier and more successful people, events and situations to you just like a magnet. Remember, ‘like attracts like!’

If you don’t know how to turn your negative thoughts into positive ones, begin saying and implementing the following wonderful affirmation into your life and say it out loud if you can: “I am right now in the process of attracting and creating more wealth and prosperity in my life!” Begin saying this at least three times a day every day to ingrain it into your consciousness and into your life so that it becomes a part of your belief pattern! Say it once when you first wake up…once at lunch…and again before you go to sleep at night. Keep ingraining these positive thoughts and images into your mind because they ARE true about you. You ARE right now ‘in the process’ of creating more wealth and prosperity into your life because you now know the great Universal Law that your thoughts create your reality! As we said earlier, the potentiality of one is the potentiality of all. If someone is more successful and prosperous than you, you can be assured that they are using the power of their mind to think their way toward their success. Your mind is one of your most precious gifts and something that you already possess, but you must use it correctly to manifest your greatest success right now and you CAN do it!

2. IF I HAVE SEEN FURTHER, IT IS BECAUSE I HAVE STOOD ON THE SHOULDERS OF GIANTS. -ISSAC NEWTON. This is precisely why I created this book in the first place. I did not pull this information out of the air. When I was having my most difficult challenges several years ago, I began reading and learning how to create a much more prosperous and happier life from the teachings of these wonderful Spiritual Masters and brilliant philosophers and it completely transformed my life! Getting profound wisdom from these spiritual and philosophical ‘giants’ is the EASIEST way possible to build your success and wealth right now. Begin reading these life-changing ‘gems of wisdom’ and concentrate on them until they resonate in your mind and become a part of your consciousness. YOU CAN DO IT just like the other phenomenally successful people!! The information that has been available to them is available to you right now. You just have to pick it up and run with it! Remember the saying, ‘Unless you’re the lead dog, your view will never change!”

3. TO A MIND THAT IS STILL, THE WHOLE UNIVERSE SURRENDERS. -CHAUNG TSE. You ALREADY possess everything you need to become an extremely wealthy and successful person. That gift is the gift of your ‘inner voice.’ By learning to become still at intervals throughout the day, you will be able to tap into this God-given gift and get all the answers you need to will help you to master all the challenges that come your way. Call it prayer or meditation if you will. You must still your mind and go within. Russell Simmons talks about it in his new book, “Do YOU!” He attributes the practice of going within and tapping into his spiritual ‘center’ to attaining his phenomenal success. This is truly what many successful people do. They know that it is imperative to stop all the noise and chaos of the outer world at intervals during the day and go within. This allows them to get centered and to access the brilliance of their ‘inner voice.’ This brings them enormous calm, balance and a feeling of being centered no matter what comes their way. If you are struggling and putting all your efforts ‘outsde’ of yourself, you can have ‘outer’ success, yes, but at what cost? True success includes happiness, harmony and peace within. To truly be prosperous in EVERY area of your life, you must have success ‘within’ and ‘without.’

GO FOR IT! YOU DESERVE THE BEST THAT LIFE HAS TO OFFER!

Jane S. Abram is the creator and host of the LA Based radio show, “In One Pivotal Moment.” She is also the author of “Change Your Life In One Pivotal Moment” available now in print at http://www.Xlibris.com/ChangeYourLifeInOnePivotalMoment.html Her new book, “Creating Enormous Wealth and Prosperity The Easy Way!” is available at http://www.Xlibris.com/CreatingEnormousWealthandProsperity.html. For much more information on wealth building and to hear her radio show, please go to http://www.inonepivotalmoment.com

Everyone wants to build wealth. Some people find this very interesting and devote a great deal of time and effort in understanding and trying our various options to build wealth. But a lot of others who want to build wealth don’t have the inclination or time to go into the details to make great investment decisions. What is needed is a simple and systematic way to build wealth at a decent rate of return (willing to sacrifice some spectacular returns for the benefit of minimum efforts!) that does not demand too much attention from the potential wealth builder. No worries; there are a few fundamental things that one should keep in mind and as long as this is taken care of, wealth building can be done with a minimum of fuss!

I have come up with 5 C’s that one should keep in mind for a peaceful and successful wealth building effort:

1. Compounding

Explanation: There are 2 way to provide interest on an investment; Simple and Compound interest. Simple interest is when an amount is paid as interest on the initial amount (Principal) at a fixed percentage. For e.g, for Principal of 100, Simple Interest for 2 years at 10% per year would mean 20 as interest (10 per year multiplied by 2 years).
Compound interest is when the Interest earned is added back onto the Principal and the next year’s Interest is paid on the enhanced amount. For e.g, for Principal of 100, Compound Interest for 2 years at 10% per year would mean 21 as interest (10 for 1st year and 11 for 2nd year).

Bottom-line: Compounding is GOOD! It means the money works harder and earns more. Just to drive the point home, consider this: An amount of 100 invested at an interest of 10% per year on Simple Interest would end up as 200 at the end of 10 years while if the same is invested at 10% per year Compound Interest, it would end up as almost 260 after 10 years! So, always give preference to an investment where compounding applies!

2. Continuity

Explanation: Whether one invests in the Stock Market or in Bank deposits, the best way to do regularly over a long period of time as opposed to big chunks of stop-start investments. Therefore, aim to invest continuously over a longish time frame, say 25 years of your working life, from the time you are 25 years old till you are 50. Needles to say, the earlier you start and the longer you do it, the more wealth you will end up with.

Bottom-line: Do it over a LONG TIME FRAME! And invest continuously and regularly over this time frame. As much as possible, do not disturb the investments.

3. Consistency

Explanation: Along with continuity, fix and invest a consistent amount at consistent time intervals, say every month. A consistent amount (at least 10% of monthly income) invested every month over the long time-frame discussed above will ensure decent returns and a very good corpus.

Bottom-line: Just TOP-UP every month and let compounding work its magic!

4. Calm

Explanation: If the above C’s are followed, then the most preferred investment avenue is Equity investments. By their nature, equity markets are fickle and will move up and down. But long term investors should not really worry about this as over a long time horizon (10 years or more), equities are almost certain to give positive returns. So, invest in equities for the long term and keep CALM!

Bottom-line: Traders who want to make some margins everyday are the ones who should worry about the market movements everyday. For Continuous and Consistent investors, the short term market movements are best ignored.

5. Caution

Explanation: Be wary of new investments ideas that are thrown your way. If you don’t understand it, ruthlessly avoid it.

Bottom-line: Caution is better than regret. So, err on the conservative side.

Conclusion
An investment option that usually combines all the above C’s is most of the good equity mutual funds. So, all one has to do is pick a good equity mutual fund, set up a systematic investment plan with this fund that ensures a fixed amount of money is invested every month directly into this from the bank account and then sit back and see it grow. Most funds charge some fees for managing the investments but this is a worth it given the convenience offered. Of course it is recommended that you track the funds’ performance every half-year, if not every quarter and if you see that the performance is slipping up consistently over a few quarters, then it is time to switch funds and set up a systematic investment plan with a different fund house. Another safe option to consider is Index funds which are linked to the market index. The management fee is very low but this will give just the market rate of return and nothing more. This is not bad but an actively managed fund, for a slightly higher fees, usually out-performs the market on most occasions. Good luck for a successful wealth building exercise!

Ravi Kumar is one of the founders of the Chennai-based e-commerce company, http://dilsebol.com, where users can create, customize and order their own t-shirts, mugs, mousepads, ceramic tiles, coasters etc. After graduating from IIMA, Ravi worked as Area Sales Manager with one of the world’s largest beverage companies and as Business Consultant with one of the big 4 Consulting companies before establishing DilSeBol in 2007. Ravi is interested in personal financial planning and the stock market and has been investing in the Indian stock market for the past few years.

This year is setting up to be one heck of a trading season for the Corn & Soybean markets! What is suggested is low-risk option and futures trades for both December corn and August and November soybeans.

In fact, we may see soybeans trade equal to or surpass the (6/2004) highs indicated on the seasonal chart.
Folks who traded August soybeans back in 2004 saw profits of $25,000 as prices climbed from April into July and about the same amount as prices fell from July into September with simple low-risk option purchases. I’m referring to 2004 because the setup is much the same for 2007!

This isn’t a trading opportunity to be missed! A small trading account can explode in this type environment!

Farmers responded to the high demand and low supply of the corn market for this season by intending to plant 90.454 million acres of corn this season as compared with the average trade estimate of 87.98 million acres (range 86.3-90.76) and 78.327 million acres planted last year. That’s a large number but will be needed to keep up with expanded ethanol production.

For Soybeans, the USDA indicated that producers plan to plant 67.14 million acres for the 2007 crop as compared with the average trade estimate of 69.179 million acres (range 65.93-70.8) and 75.522 million acres planted last year. If US producers plant 67.1 million acres and yield comes in near 42 bushels/acre (assuming usage near 3.163 billion bushels), ending stocks would come in near 218 million bushels as compared with 449 million last year and 256 million bushels three years ago.

This is a very low bullish ending soybean stocks number for the 2007 growing season. And, even though the corn numbers are high, demand for ethanol will consume the majority of it.

A bit of what Soybeans and Corn are,

Soybeans:

Soybean is the common name for the annual leguminous plant and its seed. The soybean is a member of the oilseed family and is not considered a grain. The seeds are contained in pods and are nearly spherical in shape. The seeds are usually light yellow in color. The seeds contain 20% oil and 40% protein. Soybeans were an ancient food crop in China, Japan, and Korea and were only introduced to the US in the early 1800s. Today, soybeans are the third largest crop produced in the US behind corn and wheat. Soybean production in the US is concentrated in the Midwest and the lower Mississippi Valley. Soybean crops in the US are planted in May or June and are harvested in autumn. Soybean plants usually reach maturity 100-150 days after planting depending on growing conditions.

Soybeans are used to produce a wide variety of food products. The key value of soybeans lies in the relatively high protein content, which makes it an excellent source of protein without many of the negative factors of animal meat. Popular soy-based food products include whole soybeans (roasted for snacks or used in sauces, stews and soups), soy oil for cooking and baking, soy flour, protein concentrates, isolated soy protein (which contains up to 92% protein), soy milk and baby formula (as an alternative to dairy products), soy yogurt, soy cheese, soy nut butter, soy sprouts, tofu and tofu products (soybean curd), soy sauce (which is produced by a fermentation process), and meat alternatives (hamburgers, breakfast sausage, etc).

The primary market for soybean futures is at the Chicago Board of Trade. The CBOT’s soybean contract calls for the delivery of 5,000 bushels of No. 2 yellow soybeans (at contract par), No. 1 yellow soybeans (at 6 cents per bushel above the contract price), or Nov. 3 yellow soybeans (at a 6 cents under the contract price). Soybean futures are also traded at exchanges in Brazil, Argentina, China, and Tokyo.

Corn:

Corn is a member of the grass family of plants and is a native grain of the American continents. Fossils of corn pollen that are over 80,000 years old have been found in the lake sediment under Mexico City. Archaeological discoveries show that cultivated corn existed in the southwestern US for at least 3,000 years, indicating that the indigenous people of the region cultivated corn as a food crop long before the Europeans reached the New World. Corn is a hardy plant that grows in many different areas of the world. It can grow at altitudes as low as sea level and as high as 12,000 feet in the South American Andes Mountains. Corn can also grow in tropical climates that receive up to 400 inches of rainfall per year or in areas that receive only 12 inches of rainfall per year. Corn is used primarily as livestock feed in both the United States and the rest of the world. Other uses for corn are alcohol additives for gasoline, adhesives, corn oil for cooking and margarine, sweeteners, and as a food for humans. Corn is the largest crop in the US, both in terms of the value of the crop and of the acres planted.

The largest futures market for corn is at the Chicago Board of Trade. Corn futures also trade at the Bolsa de Mercadorias & Futuros (BM&F) in Brazil, the Budapest Commodity Exchange, the Marche a Terme International de France (MATIF), the Mercado a Termino de Buenos Aires in Argentina, the Kanmon Commodity Exchange (KCE) in Korea, and the Tokyo Grain Exchange (TGE). The CBOT futures contract calls for the delivery of 5000 bushels of No. 2 yellow corn at par contract price, No. 1 yellow at 1-1/2 cents per bushel over the contract price, or No. 3 yellow at 1-1/2 cents per bushel below the contract price.

Want to know how you too can profit with these low risk commodity options trades, if so feel free to visit the website. www.vtu.vze.com

Nick Jakotic
http://www.vtu.vze.com ::
http://www.lottobusta.com/trading

Everyone is looking for more…for a better life…an EXTRAORDINARY life. The following ‘gems of wisdom’ that we are delving into below are brilliant gems from some of the most intelligent and evolved souls that ever lived and will give you the tools you are looking for to create more abundance in your life! This information will change your life forever and will help you begin living the life you’ve always dreamed of. This profound wisdom is exhilarating, inspiring and motivating for people who are looking for a more intelligent way to live and will help you to master all the circumstances in your life. The gems contained in my new book, “Change Your Life In One Pivotal Moment” are what I like to call the ‘best of the best’ of over 150 books on spirituality and philosophy that I have read over the past 15 years. It is my hope that they will resonate within you and get you excited about creating more abundance, prosperity and success in your life right away!

It’s time to take your life back and realize that YOU are the expert in your life and no one else. It’s time to put yourself on a path that includes a bigger life for yourself as well as a more self-directed life that contains much more happiness, success, harmony and peace of mind. Your good IS seeking you and the potentiality of one is the potentiality of all, so let’s get started!

Listed below are a few of these wonderful ‘gems of wisdom’ found in my book. Let’s take a look at them and delve much deeper into their meaning AND their ability to help you to tap into the power you already possess within! This new knowledge will absolutely help you to accept and create much more abundance, prosperity and success in every area of your life.

1. ‘Argue for your limitations and they’re yours.’

Definition: YOU are the person that determines your level of success and no one else. ‘It’s not very crowded on that last mile,’ is a familiar saying in business. It’s easy to give up and list all the reasons why something cannot be accomplished or why YOU cannot do it. The most successful people in the world are problem-solvers. They are presented with obstacles and they continually and confidentially look for ways to overcome those obstacles. Don’t be someone who gets easily discouraged and gives up. Nothing worthwhile is ever handed to us. If you tell people you can’t do something, they will take you at your word and move beyond you and onto someone else who is determined to do it! Begin being a confident problem-solver and look at ways to overcome your obstacles. Don’t accept what you perceive to be your ‘limitations’ because once you do, they will become a part of your experience. Your affirmation should always be, “I can and I will!”

2. ‘Thoughts are things and your thoughts create your reality.’

Definition: You are what you think about all day long! Our thoughts and beliefs will always create our outer reality. How you are feeling about something is how you are perceiving it. If you are thinking thoughts about your success and prosperity that is indeed what you will draw to you as your ‘energy’ or ‘vibration’ will be at the level of your thoughts and beliefs. (You MUST be in harmony with something to attract it!) Conversely, if you are thinking thoughts of lack and limitation, THAT is what you will be drawing to you no matter what you may be ’saying’ to the contrary. It is never what you are saying that becomes the reality in your life, it is your BELIEF about someone or something that will be what will be reflected in your life.

We have what’s called, ‘free will’ which means that we have the freedom to choose whatever thoughts we concentrate on most each day. Therefore, we MUST take responsibiity for our lives as they are, because WE have chosen our thoughts and beliefs each day and have created the life we are now living. However, if you don’t like your life as it is, you CAN change it. Remember the great Universal Law which is ‘Change your thoughts and change your life!’

3. Pray to God, but row to shore. -A Russian proverb.

Definition: This is one of my favorite sayings of all times. It is ok to be spiritual and pray to God for help, but as human beings on this earth plane, we need to also do the work! You cannot get something for nothing.

4. “A man is about as happy as he makes up his mind to be.” -Abraham Lincoln.

Definition: It’s true, YOU decide how you will react to the things that happen in your life and that, then, will determine your happiness or unhappiness each day. Many people, unfortunately choose to be unhappy no matter what the circumstances are in their lives. They also mistake things outside of themselves for bringing them their happiness, when the fact is that happiness is an INSIDE job. There is another saying that there is nothing outside of you that will ever make up for the emptiness that you feel inside. Make a promise to yourself today to focus on happiness inside and out…for you can only truly be happy if you are happy WITHIN!

5. “The levels of thinking that got you to where you are now will not get you to where you dream of being. -Albert Einstein.

Definition: Most people get to a point in their lives where they think they’ve ‘made it’ and then they want to stay there and not experience any more change. That is impossible. One of the only guarantees in life is that change will continue to happen. It never stays still. We need not fear change. Change keeps our life fresh, it helps us to continue growing forward toward an even greater good. We are not here to stagnate in our jobs or our relationships. We are here to ‘make a living,’ not ‘make a dying,’ but so many people hang on so tenaciously to dead-end jobs that give them very little in return. If that is you, it’s time to reassess your condition and start believing that you are a spiritual being having a human experience and not the other way around. You are here to prosper and to thrive in every area of your life. Tell yourself that you will no longer live a life that is merely ’status quo!’

6. “It’s time to stop wishing for fewer problems, and start wishing for greater wisdom.” -Robin Sharma.

Definition: Problems and challenges are a part of life. That is a fact. It is much better to start cultivating greater wisdom to help you overcome your challenges with ease and grace instead of wishing that challenges will cease altogether because we know that will never happen.

Through these ‘gems of wisdom,’ you CAN have greater wisdom which will help you to successfully overcome all your challenges. I hope you will delve further into getting many more intelligent answers to some of life’s toughest questions though the 100 quotes and sayings in “Change Your Life In One Pivotal Moment!” God Bless!

For more information on wealth building, please go to my website: http://www.inonepivotalmoment.com

Jane S. Abram is the creator and host of the LA Based radio show, “In One Pivotal Moment.” She is also the author of “Change Your Life In One Pivotal Moment” available in print at http://www.xlibris.com and also at Amazon.com. Her exciting, new book, “Creating Enormous Wealth And Prosperity The Eay Way!” is now also available at http://www.Xlibris.com/CreatingEnormousWealthandProsperity.html in print and at http://www.Consciouskernels.com in the ebook and audiobook formats. For more information on wealth building and to hear her radio show, please go to: http://inonepivotalmoment.com